Transaction terminal apparatus
The present invention is provided with an entry unit for entering a customer's signature on the display unit of the transaction terminal apparatus for executing a transaction with a client. The entered signature is then displayed on the display unit. By having the customer thus sign on the display unit after the shop assistant has taken a transaction medium (such as a credit card) from the customer and had the card information (information for settlement, including card number) read, the shop assistant can quickly match the signatures and then return the transaction medium to the customer. This enables the unease felt by a customer when a shop assistant has taken charge of a transaction medium for a relatively long time to be eliminated.
1. A transaction terminal apparatus for executing settlement processing that requires a customer's operation for authorizing a customer, using a transaction medium that stores information for settlement, comprising:
an acquisition unit acquiring said information from said transaction medium;
a control unit proceeding with said settlement processing based on acquired said information and for requesting an operation for entering a signature of a customer for authorizing said customer from said customer at a prescribed stage in said settlement processing, said control unit requesting and receiving said operation for entering said signature of said customer for authorizing said customer, entered by said customer at a time before the settlement processing ends and implementing a credit inquiry upon displaying an operation for authorizing a customer request screen;
an entering unit entering said signature of said customer by said customer; and
a display unit for displaying the operation for authorizing the customer entered from said entering unit, wherein:
said settlement processing includes communicating with a settlement server via a network and receiving a result of a determination whether or not settlement is allowed, from the settlement server.
2. The transaction terminal apparatus according to claim 1 , wherein:
said entering unit is a touch panel detecting a touch given to said display unit; and
said display unit displays an operation for authorizing a customer entry space at said prescribed stage and displays an operation for authorizing a customer entered by a touch given to the operation for authorizing a customer entry space.
3. The transaction terminal apparatus according to claim 1 , further comprising a storage unit for storing said entered operation for authorizing a customer as image data.
4. The transaction terminal apparatus according to claim 3 , further comprising a printing unit for printing a receipt including said entered operation for authorizing a customer at a receipt printing stage later than said prescribed stage in said settlement processing.
5. The transaction terminal apparatus according to claim 3 , wherein image data of said entered operation for authorizing a customer is output to an external apparatus that has a print function so that said entered operation for authorizing a customer is printed on a receipt printed by said external device, at a receipt printing stage later than said prescribed stage in said settlement processing.
6. An external apparatus that prints a receipt on which said entered operation for authorizing a customer image data, output from the transaction terminal apparatus according to claim 5 , is printed.
7. A method for executing settlement processing, comprising:
requesting and receiving a signature entered by a customer at a time before the settlement processing ends;
implementing a credit inquiry upon displaying a signature request screen; and
conducting the settlement processing in accordance with results of the credit inquiry.