Systems and methods for programmable payment cards and devices with loyalty-based payment applications
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
1. A method comprising:
receiving first information from a payment device as a result of, at least in part, a first button being pressed on said payment device;
receiving second information from a payment device as a result of, at least in part, a second button being pressed on said payment device;
completing a first purchase transaction utilizing, at least in part, said first information, wherein points are earned for an account as a result of completing said first purchase transaction with said first information; and
completing a second purchase transaction utilizing, at least in part, said second information, wherein said earned points are used as a result of completing said second purchase transaction with said second information.
2. The method of claim 1 , wherein said payment device includes a third button.
3. The method of claim 1 , wherein said payment device includes a processor and an RFID.
4. The method of claim 1 , wherein said payment device includes an IC chip.
5. The method of claim 1 , wherein said payment device includes a display.
6. The method of claim 1 , wherein said payment device includes a display and an IC chip.
7. The method of claim 1 , wherein said payment device includes a plurality of displays.
8. The method of claim 1 , wherein said payment device includes a first light source.
9. The method of claim 1 , wherein said payment device includes a first and a second light source.
10. The method of claim 1 , wherein said payment device includes a biometric sensor.
11. The method of claim 1 , wherein said payment device includes a display for displaying indicia indicative of said first button being pressed.
12. The method of claim 1 , wherein said payment device includes a first display for displaying indicia indicative of said first button being pressed and a second display for displaying indicia indicative of said second button being pressed.
13. The method of claim 1 , wherein said payment device includes a third button for earning second points for said account as a result of completing said first purchase transaction with said first information.
14. The method of claim 1 , wherein said payment device includes a dynamic magnetic stripe communications device for providing said first and second information.
15. The method of claim 1 , wherein said payment device includes an RF antenna for providing said first and second information.
16. The method of claim 1 , wherein said payment device includes an exposed chip for providing said first and second information.
17. The method of claim 1 , wherein said payment device includes a first light source for displaying light indicative of said first button being pressed.
18. The method of claim 1 , wherein said payment device includes a first light source for displaying light indicative of said first button being pressed and a second light source for displaying light indicative of said second button being pressed.