IP Library Granted Patent US 8,998,708
Granted Patent B2
US 8,998,708 · App. 14/228,363 · Granted Apr 7, 2015

Systems and methods for administration of non-wagering account associated with gaming environment

Inventors: Kirk E. Sanford (Las Vegas, NV); Thomas M. Sears (Henderson, NV); Omer Sattar (Las Vegas, NV)
Assignee: Sightline Interactive LLC
G07F17/3239G07F17/3255G07F17/3244G07F17/3237G06Q20/227
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Quick Facts
Patent No.
US 8,998,708
App. No.
14/228,363
Granted
Apr 7, 2015
Kind
B2
Abstract

A transaction facilitation system is disclosed that is configured to affect substantially real-time crediting and debiting of a gaming accounts maintained within a gaming environment and structured to communicate by a private restricted communication link with an issuing financial institution of a stored value account to effect real-time crediting and debiting of the stored value account. Financial transactions using the stored value account can be and used customer relationship purposes.

Claims (51)

1. A computer-based method of transferring funds between a stored value account and a gaming account, the method comprising:

receiving, by one or more computing devices, a player identifier of a player, wherein the player identifier is associated with a gaming account having a balance maintained by a casino computing system;

identifying, by any of the one or more computing devices, a stored value account based at least partially on the player identifier, wherein the stored value account is associated with a stored value payment vehicle issued to the player, and wherein a balance of the stored value account is maintained by an issuer processor computing system;

instructing, by any of the one or more computing devices, the issuer processor computing system to decrease the balance of the stored value account; and

instructing, by any of the one or more computing devices, the casino computing system to increase the balance of the gaming account.

2. The computer-based method of claim 1 , further comprising:

receiving, by any of the one or more computing devices, a request to transfer a first amount of funds from the stored value account to the gaming account; and

initiating, by any of the one or more computing devices, a transaction to decrease the balance of the stored value account.

3. The computer-based method of claim 1 , wherein the gaming account is a first gaming account, the method further comprising:

subsequent to the increase of the balance of the first gaming account, receiving by any of the one or more computing devices, a request to transfer an amount of funds from the first gaming account to a second gaming account;

causing, by any of the one or more computing devices, an increase of the balance of the stored value account and a decrease of the balance of the first gaming account; and

causing, by any of the one or more computing devices, a decrease of the balance of the stored value account and an increase of the balance of the second gaming account.

4. The computer-based method of claim 1 , wherein the gaming account is a first gaming account, the method further comprising:

causing, by any of the one or more computing devices, a decrease of the balance of the first gaming account and an increase of the balance of a second gaming account.

5. The computer-based method of claim 4 , the method further comprising:

subsequent to the increase of the balance of second gaming account, receiving by any of the one or more computing devices, a request to transfer an amount of funds from the second gaming account to a third gaming account;

causing, by any of the one or more computing devices, an increase of the balance of the first gaming account and a decrease of the balance of the second gaming account; and

causing, by any of the one or more computing devices, an increase of a balance of the third gaming account and a decrease of the balance of the first gaming account.

6. The computer-based method of claim 1 , wherein the gaming account is any of a wagering account, a casino level player account, and a metered gaming credit account.

7. The computer-based method of claim 1 , wherein increasing of the balance of the gaming account occurs subsequent to a delay.

8. The computer-based method of claim 1 , wherein decreasing the balance of the stored value account and increasing the balance of the gaming account occurs in substantially real-time.

9. The computer-based method of claim 1 , wherein the player identifier is a casino-issued unique identifier tied to a loyalty program associated with a gaming environment.

10. The computer-based method of claim 1 , further comprising:

subsequent to receiving the player identifier, sending, by any of the one or more computing devices, an indication of the account balance of the stored value account.

11. A computer-based method of funding an account associated with a player, comprising:

receiving, by a transaction facilitator computing system, a load request, wherein the load request comprises a request to load player funds to a stored value account associated with a stored value payment vehicle, wherein the stored value account has a balance amount that is maintained by an issuer processor computing system;

receiving, by the transaction facilitator computing system, player funds information, wherein the player funds information comprises at least a total value of the player funds; and

instructing, by the transaction facilitator computing system, the issuer processor computing system to increase the balance amount of the stored value account based on the total value of the player funds.

12. The computer-based method of claim 11 , wherein the load request is received from a computing system that is associated with any of a casino cage, a casino table game, a gaming device, a kiosk, a casino pit, a casino sports book, and an online casino.

13. The computer-based method of claim 11 , further comprising:

subsequent to receiving the load request, receiving, by the transaction facilitator computing system, an available balance amount of the stored value account;

determining, by the transaction facilitator computing system, a maximum load amount based on the available balance amount and a predetermined maximum available balance; and

when the total value of player funds is greater than the maximum load amount, instructing, by the transaction facilitator computing system, the issuer processor computing system to increase the balance amount of the stored value account based on the maximum load amount.

14. The computer-based method of claim 13 , wherein the maximum load amount is the predetermined maximum available balance less the available balance amount.

15. The computer-based method of claim 11 , wherein the player funds comprise player-sourced funds tendered to the casino.

16. The computer-based method of claim 11 , wherein the player funds comprise a jackpot payout.

17. The computer-based method of claim 16 , comprising:

receiving, by the transaction facilitator computing system, jackpot information, wherein the jackpot information comprises at least a jackpot identifier; and

subsequent to an authentication of the jackpot information, instructing, by the transaction facilitator computing system, the issuer processor computing system to increase the balance amount of the stored value account based on the jackpot amount.

18. A system for a gaming environment comprising:

a stored value payment vehicle issued to a player, wherein funds accessible by the stored value payment vehicle are maintained in a stored value account and are accessible through a payment network;

a gaming account to hold funds for the player;

a loyalty account assigned to the player, wherein the loyalty account is maintained by a customer management system, wherein the loyalty account assigned to the player is associated with the stored value account; and

at least one processor and non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:

selectively cause the funds maintained in the stored value account to be decreased; and

selectively cause the funds held by the gaming account to be increased.

19. The system for the gaming environment of claim 18 , wherein the gaming account is any of a casino level player account, brick-and-mortar wagering account, race-and-sports wagering account, and an internet gaming wagering account.

20. The system for the gaming environment of claim 18 , further comprising:

a gaming device comprising means for receiving a player identifier, and wherein the non-transitory computer readable medium comprises instructions which when executed by a processor cause the processor to:

receive a player identifier of the player; and

based at least partially on the player identifier, determine the stored value account that is linked to the loyalty account.

Assignments (5)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 30, 2021
From: SIGHTLINE INTERACTIVE LLC
To: SIGHTLINE PAYMENTS LLC
Reel/Frame 057655/0230 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 15, 2017
From: SANFORD, KIRK E.; SEARS, THOMAS M.; SATTAR, OMER
To: SIGHTLINE INTERACTIVE LLC
Reel/Frame 043602/0142 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 26, 2014
From: VANTIV LLC
To: SIGHTLINE INTERACTIVE LLC
Reel/Frame 033606/0660 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 13, 2014
From: SANFORD, KIRK E.; SATTAR, OMER; SEARS, THOMAS M.
To: SIGHTLINE INTERACTIVE LLC
Reel/Frame 033528/0103 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 13, 2014
From: SIGHTLINE INTERACTIVE LLC
To: VANTIV LLC; SIGHTLINE INTERACTIVE LLC
Reel/Frame 033528/0383 →
Continuity (3)
Continuation 14033493 · Sep 22, 2013
Provisional Application 61744564 · Sep 28, 2012
Related Publication 20140213347A1 · Jul 31, 2014