Method and system of authentication on an open network
A system for authentication over an open network includes at least a first endpoint on the open network and a second endpoint on the open network that require authentication of a transaction therebetween. A transaction authority communicates with the first endpoint and the second endpoint via the open network. An ATM network is accessible by the authentication authority for authenticating the first and the second endpoint within the ATM network. A biometric network is accessible by the authentication authority for authenticating the first and the second endpoint within the biometric network. The transaction authority extends the authorization capabilities of the ATM network to the first and the second endpoints via the open network to provide authentication of the first and the second endpoints and also extends the authorization capabilities of the biometric network to the first and the second endpoints via the open network to provide authentication of the first and the second endpoints.
1 . A system for authentication over an open network, comprising:
at least one endpoint on the open network;
an transaction authority in communication with the at least one endpoint via the open network;
a ATM network accessible by the authentication authority for authenticating the at least one endpoint;
a biometric network accessible by the authentication authority for authenticating the at least one endpoint; and
wherein the transaction authority may extend the authorization capabilities of the ATM network to the at least one endpoint via the open network to provide authentication of the at least one endpoint and further wherein the transaction authority may extend the authorization capabilities of the biometric network to the at least one endpoint via the open network to provide authentication of the at least one endpoint.
2 . The system of claim 1 , further including a processing entity for combining the authentication capabilities the ATM network and the biometric network such that the authorization capabilities of both the ATM network and the biometric network are extended to the at least one endpoint via the open network to provide authentication of the at least one endpoint.
3 . The system of claim 1 , further including a program module associate with the at least one endpoint, said program module enabling an associated endpoint to authenticate upstream and downstream endpoints.
4 . The system of claim 3 , wherein the transaction authority further determines a location of the at least one endpoint by generating a location request to the program module within the at least one endpoint and determines a validity of a requested transaction based on the determined location.
5 . The system of claim 4 , wherein the transaction authority determines geographic data of the at least one endpoint and determines a validity of a requested transaction based on the determined geographic data.
6 . The system of claim 3 , wherein the software module further acquires, responsive to a request from the transaction authority, a digital imprint provided at the at least one endpoint, the digital imprint being received via a user interface.
7 . The system of claim 6 , wherein the digital imprint provides a non-specific representation of specific data entered at the at least one endpoint such that the specific data may be extracted at the transaction authority into a user credential.
8 . The system of claim 6 , wherein the digital imprint comprises a digital representation of a user selection of at least one graphic image representing a credential of the user to secure a transaction over the open network.
9 . The system of claim 8 , wherein the transaction authority distills the digital imprint into the user selections within a security module within the transaction authority.
10 . The system of claim 1 , wherein the ATM network and the biometric network may further identify an identity of a user presenting user credentials at the at least one endpoint and the transaction authority extends the identification capabilities of the ATM network to the at least one endpoint via the open network to provide identification at the at least one endpoint and further wherein the transaction authority extends the identification capabilities of the biometric network to the at least one endpoint via the open network to provide identification at the at least one endpoint.