Method and system for real time margin calculation

1. A computer readable non-transitory medium containing a set of computer readable instructions that when executed on a computing device performs the steps of:

receiving through an electronic user interface a first margin inquiry request, the first margin inquiry request comprising margin inquiry parameters used to calculate first margin information relating to at least one financial account;

calculating the first margin information for the at least one financial account based on at least the margin inquiry parameters of the first margin inquiry request;

detecting a violation of a margin requirement in the at least one financial account from the first margin information;

presenting the first margin information, including information corresponding to the detected violation, through the electronic user interface;

receiving through the electronic user interface a second margin inquiry request, the second margin inquiry request comprising parameters defining a proposed transaction to cure the violation detected in the at least one financial account;

calculating second margin information based on at least the parameters of the second margin inquiry request; and

presenting the second margin information through the electronic user interface relating to the proposed transaction for curing the violation.

2. The computer readable non-transitory medium of claim 1 , where wherein the margin inquiry parameters comprise rules used to calculate the first margin information, the rules including least one of in-house rules or government rules.

3. The computer readable non-transitory medium of claim 1 , where wherein:

the margin inquiry parameters comprise transaction information concerning any transaction or transactions to which the first margin inquiry request is directed, the transaction information including a price or prices of a security or securities to be used to calculate the first margin information, the prices including market prices, intraday prices, and hypothetical prices; and

the first margin information includes at least one of a dollar amount requirement to be imposed on the transactions to which the first margin inquiry request is directed, margins associated with a special memorandum account, an excess value, and an equity amount.

4. The computer readable non-transitory medium of claim 3 , where the excess value includes:

cash account excess; and

house maintenance excess.

5. The computer readable non-transitory medium of claim 3 , where the equity amount includes:

cash account balance; and

net margin equity.

6. The computer readable non-transitory medium of claim 1 , where the first margin inquiry request seeks to assess the impact of changing one or more of the margin inquiry parameters.

7. The computer readable non-transitory medium of claim 1 , where the first margin inquiry request seeks to assess the impact of changing one or more rules used to calculate the first margin information.

8. A computer-implemented system for managing margin accounts comprising:

a computing device, the computing device having one or more processors, the one or more processors configured to:

receive through an electronic user interface a first margin inquiry request, the first margin inquiry request comprising margin inquiry parameters used to calculate first margin information relating to at least one financial account;

calculate the first margin information for the at least one financial account based on at least the margin inquiry parameters of the first margin inquiry request

detect a violation of a margin requirement in the at least one financial account from the first margin information;

present the first margin information, including information corresponding to the detected violation, through the electronic user interface;

receive through the electronic user interface a second margin inquiry request, the second margin inquiry request comprising parameters defining a proposed transaction to cure the violation detected in the at least one financial account;

calculate second margin information based on at least the parameters of the second margin inquiry request; and

present the second margin information through the electronic user interface relating to the proposed transaction for curing the violation.

9. The computer-implemented system of claim 8 , wherein the margin inquiry parameters comprise rules used in calculating the first margin information, the rules including at least one of in-house rules or government rules.

10. The computer-implemented system of claim 8 , wherein:

the margin inquiry parameters comprise transaction information concerning any transaction or transactions to which the first margin inquiry request is directed, the transaction information including a price or prices of a security or securities to be used to calculate the first margin information, the prices including market prices, intraday prices, and hypothetical prices; and

the first margin information includes at least one of a dollar amount requirement to be imposed on the transaction or transactions to which the first margin inquiry request is directed, margins associated with a special memorandum account, an excess value, and an equity amount.

11. The computer-implemented system of claim 10 , where the excess value includes:

cash account excess; and

house maintenance excess.

12. The computer-implemented system of claim 10 , where the equity amount includes:

cash account balance; and

net margin equity.

13. The computer-implemented system of claim 8 , where the first margin inquiry request seeks to assess the impact of changing one or more of the margin inquiry parameters.

14. The computer-implemented system of claim 8 , where the first margin inquiry request seeks to assess the impact of changing one or more rules used in calculating the first margin information.