IP Library › Patent Application 11060458
Patent Application
App. No. 11/060,458

Motor vehicle operating data collection and analysis

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Quick Facts
Patent No.
US None
App. No.
11/060,458
Abstract

A method and apparatus for collecting, uploading and evaluating motor vehicle operation utilizing on-board diagnostic components (OBDII) and ground positioning satellite (GPS) systems whereby operator identifiable behavior can be rated for driving safety and other characteristics.

Claims (41)

1 . A method of monitoring behavior comprising recording time and location marked data of vehicle operation at regular intervals.

2 . The method of claim 1 wherein the monitoring is of a vehicle operator of a specified age.

3 . The method of claim 1 wherein the monitoring comprises pertaining to a government requirement.

4 . The method of claim 1 wherein the monitoring comprises pertaining to a vehicle rental agreement.

5 . The method of claim 1 wherein the monitoring comprises pertaining to a contract.

6 . The method of claim 1 wherein the monitoring comprises pertaining to an employment requirement.

7 . The method of claim 1 wherein the data is correlated to at least one other database.

8 . A database comprising time marked vehicle operation data recorded at regular intervals that can be correlated to at least one other data point.

9 . The database of claim 8 comprising data for a plurality of vehicles.

10 . The database of claim 8 comprising data for a plurality of drivers.

11 . The database of claim 8 comprising data for a plurality of trips.

12 . The database of claim 8 comprising data pertaining to an agreement.

13 . The database of claim 8 used for teaching.

14 . The database of claim 8 used for monitoring behavior.

15 . The database of claim 8 used for rating at least one driver.

16 . The database of claim 8 used for predicting likely future events.

17 . The database of claim 8 further comprising location data.

18 . A method of creating a database of vehicle operation data comprising:

a. Recording data from a vehicle at regular time intervals; and

b. Time marking the recorded data.

19 . The method of claim 18 further comprising recording vehicle location data at the regular time intervals.

20 . The method of claim 18 further comprising recording data from a plurality of vehicles.

21 . The method of claim 18 further comprising recording data from a plurality of trips.

22 . The method of claim 18 further comprising recording data from a plurality of drivers.

23 . A method of evaluating at least one individual comprising evaluating a first database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

24 . The method of claim 23 wherein the evaluation is for driver safety.

25 . The method of claim 23 wherein the evaluation is for employment.

26 . The method of claim 23 wherein the evaluation is for contracting.

27 . The method of claim 23 wherein the evaluation is for credit lending.

28 . The method of claim 23 wherein the evaluation comprises a credit rating.

29 . The method of claim 23 wherein the evaluation is for teaching.

30 . The method of claim 23 wherein the evaluation is for behavior.

31 . An evaluation of the method of claim 23 .

32 . An apparatus for recording and evaluating time marked vehicle operation data comprising:

a. A vehicle data acquiring component;

b. A time marker;

c. A recording device;

d. A database input component;

e. A processor; and

f. A data output component.

33 . The apparatus of claim 32 further comprising a location detecting component.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 25, 2009
From: INNOSURANCE, INCORPORATED
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 022309/0254 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 14, 2005
From: PERQUIN, JOHANNES A.; PHELAN, JOSEPH
To: INNOSURANCE INC.
Reel/Frame 016068/0868 →