Starter-interrupt device incorporating global positioning system functionality
An onboard starter-interrupt device incorporates Global Positioning System (GPS) functionality in addition to payment schedule enforcement functions. In response to certain events, and/or on a periodic basis, the onboard device transmits vehicle location data to an operations center. In one aspect, a “geo-fence”, or virtual boundary, can be defined; if the vehicle is driven outside the geo-fence, the location information is transmitted to the operations center and/or other action is taken. In response to receiving vehicle location data, the operations center can send a message to cause the onboard device to disable the vehicle, or to present a warning to the vehicle owner, or to notify a third party of the event and/or vehicle location, or any combination thereof.
1. A method of enforcing a payment schedules for a vehicle purchase, comprising:
receiving, via an electronic communications network, information regarding payments made by a vehicle purchaser;
transmitting, via an electronic communications network, a message to a disabling device onboard the vehicle, the message defines a permitted geographic region of operation for the vehicle, and the transmitting responsive to a nonpayment event;
receiving an indication of violation of the permitted geographic region, the indication created by the device onboard the vehicle; and
responsive to the GPS information indicating violation of the permitted geographic region of operation, disabling the vehicle.
2. The method of claim 1 , further comprising:
responsive to the indication of violation of the permitted geographic region of operation, transmitting a message, via an electronic communication network, to an external agent.
3. The method of claim 2 , wherein the external agent comprises at least one selected from the group consisting of: a repossession agent; a credit issuer; a credit reporting agency; a lender; a roadside assistance provider; and a seller of the product.
4. The method of claim 1 , further comprising:
responsive to the indication of violation of the permitted geographic region of operation, issuing an alert to the vehicle purchaser.
5. The method of claim 1 , further comprising:
on a display device associated with the operations center, displaying vehicle location information.
6. The method of claim 1 , wherein:
the operations center is located remotely with respect to the vehicle.
7. The method of claim 1 , wherein disabling the vehicle further comprises disabling the vehicle by the device onboard the vehicle, the disabling in the absence of instructions from an operations center.
8. A system for enforcing a payment schedules for a vehicle purchase, comprising:
event logic configured to receive information indicating a nonpayment event;
a wireless transmission interface coupled to the event logic, the wireless transmission interface configured to transmit, responsive to the nonpayment event, a message to a disabling device onboard the vehicle, where the message defines a permitted geographic region of operation for the vehicle;
a location tracking device configured to determining GPS information specifying vehicle location; and
a disablement device located onboard the vehicle, the disablement device communicatively coupled to the location tracking device, and the disablement device configured to disable the vehicle responsive to the GPS information indicating violation of the permitted geographic region of operation.
9. The system of claim 8 , further comprising:
a display, coupled to the wireless transmission interface, for displaying vehicle location information.
10. A method of enforcing a permitted geographic region of operation for a vehicle, comprising:
defining a permitted geographic region of operation for the vehicle;
transmitting, via an electronic communications network, a representation of the permitted geographic region to an onboard disabling device;
at the onboard disabling device:
monitoring vehicle location; and
disabling the vehicle responsive to violation of the permitted geographic region, and the disabling in the absence of instructions from an operations center.
11. A method of enforcing a permitted geographic region of operation for a vehicle, comprising:
defining a permitted geographic region of operation for the vehicle;
transmitting, via an electronic communications network, a representation of the permitted geographic region to an onboard disabling device;
transmitting, via an electronic communications network, instructions to the onboard disabling device, the instructions specifying action to be taken in the event of a future violation of the permitted geographic region;
at the onboard disabling device:
monitoring vehicle location; and
responsive to violation of the permitted geographic region, performing the specified action.
12. A method of enforcing a permitted geographic region of operation for a vehicle, comprising:
defining a permitted geographic region of operation for the vehicle;
transmitting, via an electronic communications network, a representation of the permitted geographic region to an onboard disabling device;
transmitting, via an electronic communications network, instructions to the onboard disabling device, the instructions specifying action to be taken responsive to violation of the permitted geographic region;
at the onboard disabling device:
monitoring vehicle location; and
responsive to violation of the permitted geographic region:
attempting to contact the operations center via an electronic communications network; and
responsive to an inability to contact the operations center via an electronic communications network, performing the specified action.