IP Library › Granted Patent US 9,189,895
Granted Patent B2
US 9,189,895 · App. 11/921,192 · Granted Nov 17, 2015

Motor vehicle operating data collection and analysis

Inventors: Joseph Patrick Phelan (St. Lucia, AU); Johannes A. Perquin (The Woodlands, TX)
Assignee: Allstate Insurance Company
G07C5/008B60W40/09G06F17/00G06Q40/00G06Q40/08G07C5/0841G08G1/20G09B19/167
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Quick Facts
Patent No.
US 9,189,895
App. No.
11/921,192
Granted
Nov 17, 2015
Kind
B2
Abstract

A method and apparatus for collecting and evaluating powered vehicle operation utilizing on-board diagnostic components and location determining components or systems. The invention creates one or more databases whereby identifiable behavior or evaluative characteristics can be analyzed or categorized. The evaluation can include predicting likely future events. The database can be correlated or evaluated with other databases for a wide variety of uses.

Claims (12)

1. A method comprising:

recording, by a driving data recorder, vehicle speed data corresponding to a vehicle's movement at periodic intervals;

detecting, by the driving data recorder, excess speed events when the vehicle speed data passes over a predetermined speed limit;

determining, by the driving data recorder, that time of day is after-sunset;

determining, by the driving data recorder, that the excess speed event occurred during the after-sunset time of day;

responsive to the determining that the excess speed event occurred during the after-sunset time of day, negatively adjusting a safety rating associated with the vehicle of a driver; and

recording, by the driving data recorder, the adjusted safety rating.

2. The method of claim 1 further comprising:

detecting, by the driving data recorder, that the vehicle is accelerating;

determining, by the driving data recorder, that the excess speed event occurred during acceleration of the vehicle; and

responsive to the determining that the excess speed event occurred during the acceleration of the vehicle, further adjusting a safety rating associated with a vehicle of a driver based on a magnitude of the acceleration of the vehicle.

3. The method of claim 1 , wherein the driving data recorder is a data collection system comprising electronic memory storage and central processing unit and is configured to interface with an on-board diagnostic port of the vehicle.

Assignments (4)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 25, 2009
From: INNOSURANCE, INCORPORATED
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 022309/0254 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 16, 2009
From: NIXON, JOHN P.; PLAGER, ADAM; QUICK SOFTWARE; CURLEY, DARRYL; RECTOR, TIMOTHY LEIGH; CUSTOM RESEARCH, LTD.
To: INNOSURANCE, INC.
Reel/Frame 022120/0012 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Nov 25, 2008
From: SASSOWER, MARK; THOMAS, GENE, JR.; PHELAN, JOSEPH P.; PERQUIN, JOHANNES A.S.
To: INNOSURANCE, INC.
Reel/Frame 021876/0798 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 12, 2008
From: PERQUIN, JOHANNES A.
To: INNOSURANCE, INC.
Reel/Frame 020560/0698 →
Continuity (1)
Related Publication 20130073112A1 · Mar 21, 2013