Transparent deposit carrier having a plurality of pockets
Described is an apparatus that includes a transparent film having a plurality of non-overlapping pockets created therein, each of the pockets including at least one opening and being sized and shaped to receive a check therein. The apparatus also includes front and back indicators disposed on front and back faces of the film, respectively, and unique pocket indicators disposed on the pockets.
1. A remote check-deposit system comprising:
a host system remotely located relative to a depositor;
a fax machine where the depositor is located;
a pocketed carrier, comprising at least one pocket, inside the fax machine; wherein the carrier comprises:
a depositor identifier that identifies a depositor, wherein the depositor identifier is a printed depositor identifier and is automatically processible;
three non-overlapping pockets, wherein the check is in one of the three pockets;
a to-be-deposited check that is inside a pocket of the carrier, wherein a first sheet of transparent material covers a front face of the check and a second sheet of transparent material covers a back face of the check.
2. The remote deposit system of claim 1 , wherein the check or checks disposed in the carrier are selected from the group consisting of: personal checks, corporate checks, business checks, traveler's checks, money orders, Federal Reserve checks, government checks, third party checks, convenience checks, cashier checks, official checks, non-U.S. checks, gift checks and payment coupons.
3. The remote deposit system of claim 1 , further comprising a general pocket, wherein the general pocket is disposed in the carrier.
4. The remote deposit system of claim 1 , wherein the depositor identifier is a depositor identifier that is automatically processible by optical character recognition (OCR).