Advanced integrated data environment
The present invention is directed towards a computer software package for managing data related to the purchase of a future value asset. The invention includes a database of data related to at least one account identifying a transaction between a holder of a future value asset and a purchaser of future value assets. The data includes information regarding the transaction. The invention further includes an interface that allows access to the data and a generator for producing a report of an account.
1 . A computer software package for managing data related to at least one purchase of at least one future value asset, comprising:
a database, wherein the database comprises data related to at least one account, the account identifying a transaction between a holder of a future value asset and a purchaser of future value assets;
an interface, wherein the interface allows access to the data; and
a generator, wherein the generator produces at least one report of the at least one account, and the report is generated in response to at least one command entered at the interface;
wherein the data comprises information regarding the transaction.
2 . The computer software package of claim 1 , wherein the future value asset is an annuity.
3 . The computer software package of claim 1 , wherein the future value asset is a structured settlement.
4 . The computer software package of claim 1 , wherein the transaction is a potential sale of the future value asset from the holder to the purchaser.
5 . The computer software package of claim 1 , wherein the transaction is a sale of the future value asset from the holder to the purchaser.
6 . The computer software package of claim 1 , wherein the future value asset is selected from the group consisting of: life insurance payouts, lawsuit advances, mortgage notes, inheritance advances, lottery payouts, and cell tower lease advances.
7 . The computer software package of claim 1 , wherein the purchaser is an asset purchase company, and wherein the asset purchase company has a plurality of asset purchase agents, and wherein the database further comprises information related to the plurality of asset purchase agents.
8 . The computer software package of claim 7 , wherein the database further comprises a correlation between the holder and the asset purchase agent.
9 . The computer software package of claim 1 , wherein the database further comprises information related to at least one term of the transaction.
10 . The computer software package of claim 1 , wherein the database further comprises information regarding a plurality of transactions involving a plurality of holders and at least one asset purchase agent.
11 . The computer software package of claim 1 , wherein the interface allows entry of information regarding a holder.
12 . The computer software package of claim 7 , wherein the reports are based on queries for a certain asset purchase agent.
13 . The computer software package of claim 7 , wherein the computer software package further comprises at least one reminder to alert an asset purchase agent of certain stages of a purchasing process.
14 . The computer software package of claim 1 , wherein the database further comprises underwriting information.
15 . The computer software package of claim 3 , wherein the database further comprises information related to the holder's involvement with a local court system to enable the purchaser to purchase an outcome of a judicial proceeding.
16 . The computer software package of claim 1 , wherein the database further comprises information related to an amount of money borrowed by a holder against a value of the future value asset.
17 . The computer software package of claim 1 , wherein the database further comprises information related to a payment by a holder on a loan related to the future value asset.
18 . The computer software package of claim 1 , wherein the database further comprises information related to an escrow account of a holder.
19 . The computer software package of claim 1 , wherein the database further comprises information selected from the group consisting of: information regarding a court system, an insurance company, or a bank related to the future value asset.
20 . The computer software package of claim 1 , wherein the generator can further produce monetary reports regarding a financial health of the purchaser of future value assets.
21 . The computer software package of claim 1 , further comprising two or more databases which can be searched simultaneously.
22 . The computer software package of claim 1 , wherein the interface is secured and requires access through a secure portal.