MORTGAGE AND REAL ESTATE DATA INTEGRATION AND PRESENTATION SYSTEM
A method of presenting real estate data is provided. A plurality of property listings can be presented, and a selection of one of the presented property listings may be received from a user. The user may be associated with a financial profile, which may be specified via user input. In response to receiving the selection by the user, at least one loan offer corresponding to the property listing may be automatically presented, for example, together with the property listing. The loan offer may be at least partially based on the financial profile, and may also be based on a property corresponding to the selected property listing. For example, the property listing and the financial profile may be automatically transmitted to one or more loan providers in response to receiving the selection by the user of the property listing, and in response loan offers may be received from some of the loan providers.
1 . A method of presenting mortgage scenarios comprising:
graphically presenting together multiple mortgage scenarios;
receiving selection of a position within the graphically presented multiple mortgage scenarios; and
in response to receiving selection of the position, automatically presenting financial terms of each of the multiple mortgage scenarios corresponding to the position.
2 . A method according to claim 1 , wherein said graphically presenting together multiple mortgage scenarios includes plotting as a function of time the cumulative cost of each respective mortgage of the multiple mortgage scenarios, and wherein said receiving selection of a position within the graphically presented multiple mortgage scenarios includes receiving selection of a time.
3 . A method according to claim 1 , wherein said automatically presenting financial terms of each of the multiple mortgage scenarios includes automatically presenting for each mortgage scenario at least one of a monthly payment, an amount of interest paid, an amount of equity built, or an interest rate corresponding to the position.
4 . A method according to claim 1 , further comprising receiving user input specifying financial parameters, and wherein said graphically presenting together multiple mortgage scenarios includes graphically presenting together multiple mortgage scenarios, at least one of the mortgage scenarios being based on the specified financial parameters.
5 . A computer-readable storage medium that stores computer-readable instructions that, when executed by a computer, cause the computer to carry out a method including:
graphically presenting together multiple mortgage scenarios;
receiving selection of a position within the graphically presented multiple mortgage scenarios; and
in response to receiving selection of the position, automatically presenting financial terms of each of the multiple mortgage scenarios corresponding to the position.
6 . A computer-readable storage medium according to claim 5 , wherein said graphically presenting together multiple mortgage scenarios includes plotting as a function of time the cumulative cost of each respective mortgage of the multiple mortgage scenarios, and wherein said receiving selection of a position within the graphically presented multiple mortgage scenarios includes receiving selection of a time.
7 . A computer-readable storage medium according to claim 5 , wherein said automatically presenting financial terms of each of the multiple mortgage scenarios includes automatically presenting for each mortgage scenario at least one of a monthly payment, an amount of interest paid, an amount of equity built, or an interest rate corresponding to the position.
8 . A computer-readable storage medium according to claim 5 , wherein said computer-readable storage medium stores computer-readable instructions that, when executed by a computer, cause the computer to receive user input specifying financial parameters, and wherein said graphically presenting together multiple mortgage scenarios includes graphically presenting together multiple mortgage scenarios, at least one of the mortgage scenarios being based on the specified financial parameters.
9 . An apparatus comprising:
a processing unit configured to graphically present together multiple mortgage scenarios, to receive selection of a position within the graphically presented multiple mortgage scenarios, and in response to receiving selection of the position, to automatically present financial terms of each of the multiple mortgage scenarios corresponding to the position.
10 . An apparatus according to claim 9 , wherein said processing unit is further configured to plot as a function of time the cumulative cost of each respective mortgage of the multiple mortgage scenarios, and to receive selection of a time.
11 . An apparatus according to claim 9 , wherein said processing unit is further configured to automatically present for each mortgage scenario at least one of a monthly payment, an amount of interest paid, an amount of equity built, or an interest rate corresponding to the position.
12 . An apparatus according to claim 9 , wherein said processing unit is further configured to receive user input specifying financial parameters, and to graphically present together multiple mortgage scenarios, at least one of the mortgage scenarios being based on the specified financial parameters.