Methods, systems and computer program products for monitoring service usage

1. A method for monitoring the usage of a plurality of services, the method comprising:

receiving monitoring criteria corresponding to a usage quantity for a plurality of services, each of the plurality of services being provided over ones of a plurality of different communication systems;

receiving from a communications device actual service usage information for the plurality of services from a communications device wherein the monitoring criteria is received by a usage monitoring system;

comparing the service usage information and the monitoring criteria; and

sending an electronic notification message when the monitoring criteria for one or more of the plurality of services is satisfied, wherein the notification message includes a promotional message comprising information about payment plans for the plurality of services when the monitoring criteria is satisfied and the information about payment plans is based on the service usage information

wherein the electronic notification is sent by the usage monitoring system to a user device when the user initiates a service and before additional charges for services are incurred.

2. The method of claim 1 , wherein the electronic notification message comprises at least one of an email message, a text message, and a page to a paging device.

3. The method of claim 1 , wherein the service usage information is substantially real-time actual service usage information.

4. The method of claim 1 , wherein the plurality of communication systems comprises two or more of a packet switched network, a wireless telecommunications network, and a public switched telephone network.

5. The method of claim 1 , wherein the monitoring criteria corresponds to a predetermined billing cycle, and the real-time actual service usage information corresponds to service usage during the predetermined billing cycle.

6. The method of claim 1 , wherein the monitoring criteria is an amount of service usage for one or more of a plurality of users, the plurality of users comprising a user group.

7. The method of claim 6 , further comprising designating at least one of the plurality of users in the user group as an administrative user and accepting a change to the monitoring criteria if the change is received from the administrative user of the user group wherein the promotional message is sent to the administrative user.

8. The method of claim 6 , wherein the notification message includes the real-time actual service usage information for at least one of the plurality of users in the user group.

9. The method of claim 1 , wherein the notification message includes the real-time actual service usage information for at least one of the plurality of services.

10. The method of claim 1 , wherein the notification message includes information concerning a stoppage of services based on a satisfied monitoring criteria.

11. The method of claim 10 , further comprising sending a request to a service provider to stop providing services based on the satisfied monitoring criteria.

12. The method of claim 10 , further comprising automatically discontinuing one or more of the plurality of services based on the satisfied monitoring criteria.

13. The method of claim 10 , further comprising receiving a request from a user to continue services and continuing service based on the user request.

14. The method of claim 1 , wherein the substantially real-time actual service usage information is received from a plurality of billing systems.

15. The method of claim 1 , wherein a cost for the plurality of services is determined based on a predetermined one of a plurality of payment plans, the method comprising automatically selecting another one of the plurality of payment plans for a user when one or more of the monitoring criteria is satisfied.

16. A combined usage monitoring system for monitoring the usage of a plurality of services, the system comprising:

a communication module configured to receive monitoring criteria corresponding to a usage quantity for a plurality of services, each of the plurality of services being provided over ones of a plurality of different communication systems;

a monitor module configured to receive actual service usage information from a communications device for the plurality of services from a communications device wherein the monitoring criteria is received by a usage monitoring system and to compare the service usage information and the monitoring criteria; and

a notification module configured to send an electronic notification message when the monitoring criteria for one or more of the plurality of services is satisfied, wherein the notification message includes a promotional message comprising information about payment plans for the plurality of services when the monitoring criteria is satisfied and the information about payment plans is based on the service usage information

wherein the electronic notification is sent by the usage monitoring system to a user device when the user initiates a service and before additional charges for services are incurred.

17. The system of claim 16 , wherein the electronic notification message comprises at least one of an email message, a text message, and a page to a paging device.

18. A computer program product for monitoring the usage of a plurality of services, the computer program product comprising program code embodied in a non-transitory computer-readable storage medium, the computer program code comprising:

computer program code that is configured to receive monitoring criteria corresponding to a usage quantity for a plurality of services, each of the plurality of services being provided over ones of a plurality of different communication systems;

computer program code that is configured to receive actual service usage information for the plurality of services;

computer program code that is configured to compare the service usage information and the monitoring criteria; and

computer program code that is configured to send an electronic notification message when the monitoring criteria for one or more of the plurality of services is satisfied, wherein the notification message includes a promotional message comprising information about payment plans for the plurality of services when the monitoring criteria is satisfied and the information about payment plans is based on the service usage information

wherein the electronic notification is sent when the user initiates a service and before additional charges for services are incurred.