METHODS AND SYSTEMS FOR ASSISTING FINANCIAL SERVICES FIRMS AND THEIR REPRESENTATIVES
Methods and systems are provided for assisting financial services firms and their representatives in efficiently managing their businesses, and in developing and maintaining strong customer service and loyalty. An integrated, preferably web based browser operated system is provided that uses one or more central databases to store customer, account, accounting, compliance, and other relevant information. Interfaces and tools are also provided for accessing the one or more central databases in a manner that is consistent with and supports how a representative actually works.
1 - 47 . (canceled)
48 . A method, comprising:
a) identifying, by a computer, in a database of at least one financial institution at least one first account owned or managed by a first member of a family;
b) identifying, by a computer, in a database of the at least one financial institution at least one second account owned or managed by a second member of the family;
c) creating, by a computer, a household account having a data structure, wherein the data structure has at least one first dynamic association and at least one second dynamic association;
d) wherein the at least one first dynamic association associates the data structure with at least one first data item from the at least one first account owned or managed by the first member of the family;
e) wherein the at least one second dynamic association associates the data structure with at least one second data item from at least one second account owned or managed by a second member of a family;
f) populating data fields of the household account with corresponding data extracted:
(i) from the at least one first data item from the at least one first account owned or managed by the first member of the family, and
(ii) from the at least one second data item from the at least one second account owned or managed by the second member of the family; and
g) presenting, by the computer, the household account to a user.
49 . The method of claim 48 , the method further comprises a step of combining, by the computer, data extracted from related data items of the at least one first account and the at least one second account.
50 . The method of claim 49 , wherein the combining step includes summing the extracted related data.
51 . The method of claim 48 , wherein the at least one first data item from the at least one first account owned or managed by the first member of the family is associated with at least one third dynamic association with at least one third data item from the at least one third account owned or managed by the first member of the family.
52 . The method of claim 48 , wherein the at least one second data item from the at least one second account owned or managed by the second member of the family is associated with at least one fourth dynamic association with at least one fourth data item from the at least one fourth account owned or managed by the second member of the family.
53 . The method of claim 48 , wherein the method further comprises a step of verifying that the user is authorized to view data associated with at least one member of the family.