IP Library Granted Patent US 8,528,813
Granted Patent B1
US 8,528,813 · App. 13/291,509 · Granted Sep 10, 2013

Selectable multi-purpose card

Inventor: George Blossom (West Chester, PA)
Assignee: JPMorgan Chase Bank, N.A.
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Quick Facts
Patent No.
US 8,528,813
App. No.
13/291,509
Granted
Sep 10, 2013
Kind
B1
Abstract

A selectable, multi-purpose card comprising a plurality of features stored in memory means operatively mounted on the card and selection means for allowing a user to select a feature in a few simple steps, preferably in a single step. In one embodiment the card includes a plurality of magnetic strips positioned on the card in a manner to allow swiping each magnetic strip separately using conventional reading devices. Each magnetic strip activates a different feature of the card. In another embodiment the card includes a programmable magnetic strip, a plurality of features stored in memory means mounted on the card, a plurality of buttons or contacts, and means for programming the magnetic strip with a different card feature. The card may also include a thin, flexible display.

Claims (35)

1. A payment card comprising:

a front layer;

a rear layer;

a programmable magnetic strip;

a magnetic strip control circuit, wherein said magnetic strip control circuit controls the generation of data for the magnetic strip;

a display;

a memory that is divided into a plurality of discrete portions, at least one of the discrete portions comprising data specific to at least one of a plurality of card features; and

at least one button for the selection of one of the plurality of card features;

wherein the magnetic strip control circuit generates data for the magnetic strip based on the data specific to the selected card feature that is stored in one of the discrete portions of memory.

2. The payment card of claim 1 , wherein said front layer comprises information.

3. The payment card of claim 1 , further comprising a power source.

4. The payment card of claim 1 , further comprising a processor.

5. The payment card of claim 1 , further comprising a second magnetic strip.

6. The payment card of claim 1 , wherein the magnetic strip control circuit controls the generation of data for the programmable magnetic strip for a predetermined period of time.

7. The payment card of claim 1 , further comprising a pair of contacts for the selection of a card feature.

8. The payment card of claim 1 , wherein the display is a light emitting polymer display.

9. The payment card of claim 1 , wherein the display is a touch sensitive display.

10. The payment card of claim 1 , further comprising a keypad.

11. The payment card of claim 1 , wherein the magnetic strip is programmable.

12. The payment card of claim 1 , wherein said display is a flexible display.

13. A payment card comprising:

a first layer;

a second layer;

a magnetic strip;

a power source between the first and second layer;

a processor between the first and second layer;

control circuitry between the first and second layer, wherein the control circuitry controls the generation of data for the magnetic strip;

a wireless interface;

a display;

a memory that is divided into a plurality of discrete portions, at least one of the discrete portions comprising data specific to at least one of a plurality of card features; and

at least one button for the selection of one of the plurality of card features;

wherein the magnetic strip control circuit generates data for the magnetic strip based on the data specific to the selected card feature that is stored in one of the discrete portions of memory.

14. The payment card of claim 13 , further comprising a chip operable to be read by a chip reader.

15. The payment card of claim 13 , wherein the wireless interface comprises an antenna between the first and second layer.

16. The payment card of claim 13 , wherein said display is a flexible display.

Assignments (5)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 15, 2012
From: BLOSSOM, GEORGE
To: FIRST USA BANK, N.A.
Reel/Frame 028384/0392 →
MERGER Recorded Jun 15, 2012
From: BANK ONE, DELAWARE, NATIONAL ASSOCIATION
To: CHASE MANHANTTAN BANK USA, NATIONAL ASSOCIATION
Reel/Frame 028384/0603 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 15, 2012
From: CHASE MANHANTTAN BANK USA, NATIONAL ASSOCIATION
To: JPMORGAN CHASE BANK
Reel/Frame 028384/0687 →
CHANGE OF NAME Recorded Jun 15, 2012
From: FIRST USA BANK, NATIONAL ASSOCIATION
To: BANK ONE, DELAWARE, NATIONAL ASSOCIATION
Reel/Frame 028385/0022 →
CHANGE OF NAME Recorded Jun 15, 2012
From: JPMORGAN CHASE BANK
To: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
Reel/Frame 028385/0100 →
Continuity (6)
Continuation 13105060 · May 11, 2011
Continuation 12495068 · Jun 30, 2009
Continuation 11276348 · Feb 24, 2006
Continuation 11011683 · Dec 15, 2004
Division 10436466 · May 13, 2003
Division 09730399 · Dec 6, 2000