IP Library Granted Patent US 8,650,043
Granted Patent B1
US 8,650,043 · App. 13/339,916 · Granted Feb 11, 2014

Semantic model for insurance software components

Inventor: Chris Phillips (Brookfield, WI)
Assignee: Stoneriver, Inc.
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Quick Facts
Patent No.
US 8,650,043
App. No.
13/339,916
Granted
Feb 11, 2014
Kind
B1
Abstract

A computer implemented method and system for insurance enterprise management and data acquisition and communication has an enterprise service bus and semantic model for communicating across different insurance businesses to retrieve data common to one service. The system and method utilizes a semantic model under a service oriented architecture which facilitates an insurance administration suite that supports user configuration of modules for use across a plurality of insurance business functions and lines. The integrated insurance administration suite supports insurance workflow management by allowing a user to configure modules to meet the needs of an insurance carrier. Insurance administration suite modules have functionality for policy, claims, billing, collections, financials, distribution, business intelligence, and reinsurance. Modules may be implemented as an integrated, enterprise solution for all lines of business that a carrier handles. The configuration features and functionality allows the entire suite to be adapted to meet the needs of the enterprise.

Claims (26)

1. A computer-implemented method of accessing information stored in a plurality of data repositories, for use in an executable service module of an insurance administration suite, comprising:

(a) receiving at a server from an executable application module a service request comprising service request parameters and a semantic identifier for a predetermined semantic model for servicing the service request;

(b) invoking at the server a semantic object provider that:

(1) locates the predetermined semantic model based on the semantic identifier;

(2) using the predetermined semantic model, generates a data repository request comprising corresponding data repository request parameters corresponding to the service request parameters;

(c) opening by the server a data-repository connection within a data access system corresponding to the service request;

(d) initiating by the server a data repository request for data having properties corresponding to the service request;

(e) transmitting by the server the data repository request to the data access system;

(f) receiving at the server data from the data access system corresponding to the data repository request; and

(g) providing by the server the data to the application module.

2. The computer-implemented method of claim 1 wherein the executable service modules comprise policy, claims, billing, financial, reinsurance, and customer modules.

3. The computer-implemented method of claim 1 wherein the service module requests correspond to at least one ontology.

4. The computer-implemented method of claim 2 wherein requests corresponding to an enterprise billing module are organized according to a billing ontology.

5. A computerized system for providing a suite of insurance services, comprising:

a server comprising a group of executable service modules for providing policy administration services, billing management services, claims administration services, reinsurance services and workers compensation insurance services;

at least one user computer executing an integrated user interface for accessing all the executable service modules in the group of insurance service modules and for transmitting requests from the at least one user computer and providing requested data;

an interface layer in communication with the integrated user interface of the user computer and the group of executable service modules at the server, the layer receiving service requests from the user interface;

computerized data repositories comprising billing, claims, and policy information;

an executable semantic object provider in communication with the interface layer and computerized data repositories, the provider:

(1) locating a predetermined semantic model based on the service request from the user interface;

(2) using the predetermined semantic model to generate a data repository request corresponding to the service request;

(3) receiving from a data repository data responsive to the data repository request and having properties corresponding to the service request;

and

(4) returning to the interface layer for transmission to the user interface the data responsive to the repository request;

and

wherein the system allows access to policy administration services, billing management services, and claims administration services from the integrated user interface.

Assignments (11)
CORRECTIVE ASSIGNMENT TO CORRECT THE APPLICATION NUMBER 13339995 PREVIOUSLY RECORDED ON REEL 047885 FRAME 0480. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Jan 9, 2019
From: STONERIVER, INC.
To: SAPIENS AMERICAS CORPORATION
Reel/Frame 048041/0654 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 3, 2019
From: STONERIVER, INC.
To: SAPIENS AMERICAS CORPORATION
Reel/Frame 047885/0480 →
TERMINATION AND RELEASE OF SECURITY INTEREST IN PATENTS Recorded Oct 31, 2017
From: HSBC BANK, USA, NATIONAL ASSOCIATION, AS LENDER
To: STONERIVER, INC.
Reel/Frame 044635/0387 →
RELEASE OF SECURITY INTEREST IN INTELLECTUAL PROPERTY (PREVIOUSLY RECORDED SEPTEMBER 15, 2014, REEL/FRAME 033740/0672) Recorded Mar 7, 2017
From: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
To: STONERIVER, INC.
Reel/Frame 041902/0412 →
NOTICE OF GRANT OF SECURITY INTEREST IN PATENTS Recorded Mar 2, 2017
From: STONERIVER, INC.
To: HSBC BANK USA, NATIONAL ASSOCIATION, AS LENDER
Reel/Frame 041860/0975 →
SECURITY INTEREST Recorded Sep 15, 2014
From: STONERIVER, INC.; STONERIVER REGED, INC.; COMPLIANCE ASSURANCE CORPORATION
To: JPMORGAN CHASE BANK, N.A., AS ADMINISTRATIVE AGENT
Reel/Frame 033740/0672 →
RELEASE OF SECURITY INTEREST Recorded Jul 15, 2014
From: BANK OF AMERICA, N.A.
To: STONERIVER, INC.; STONERIVER NATIONAL FLOOD SERVICES, INC.; STONERIVER REGED, INC.; EMERALD CONNECT, INC.; STONERIVER HOLDINGS, INC.; STONERIVER PHARMACY SOLUTIONS, INC.; PROGRESSIVE SOLUTIONS, INC.; PROGRESSIVE MEDICAL, INC.; COMPLIANCE ASSURANCE CORPORATION
Reel/Frame 033329/0815 →
RELEASE OF SECURITY INTEREST REEL 030572 FRAME 0702 Recorded Jul 15, 2014
From: BANK OF AMERICA, N.A.
To: STONERIVER, INC.; STONERIVER NATIONAL FLOOD SERVICES, INC.; STONERIVER REGED, INC.; EMERALD CONNECT, INC.; STONERIVER HOLDINGS, INC.; STONERIVER PHARMACY SOLUTIONS, INC.; PROGRESSIVE SOLUTIONS, INC.; PROGRESSIVE MEDICAL, INC.; COMPLIANCE ASSURANCE CORPORATION
Reel/Frame 033330/0127 →
INTELLECTUAL PROPERTY SECURITY AGREEMENT (SECOND LIEN) Recorded Jun 6, 2013
From: STONERIVER, INC.; STONERIVER NATIONAL FLOOD SERVICES, INC.; STONERIVER REGED, INC.; EMERALD CONNECT, INC.; STONERIVER HOLDINGS, INC.; STONERIVER PHARMACY SOLUTIONS, INC.; PROGRESSIVE SOLUTIONS, INC.; PROGRESSIVE MEDICAL, INC.; COMPLIANCE ASSURANCE CORPORATION
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 030572/0702 →
INTELLECTUAL PROPERTY SECURITY AGREEMENT (FIRST LIEN) Recorded Jun 5, 2013
From: STONERIVER, INC.; STONERIVER NATIONAL FLOOD SERVICES, INC.; STONERIVER REGED, INC.; EMERALD CONNECT, INC.; STONERIVER HOLDINGS, INC.; STONERIVER PHARMACY SOLUTIONS, INC.; PROGRESSIVE SOLUTIONS, INC.; PROGRESSIVE MEDICAL, INC.; COMPLIANCE ASSURANCE CORPORATION
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 030571/0723 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 23, 2013
From: PHILLIPS, CHRIS
To: STONERIVER, INC.
Reel/Frame 030471/0821 →
Continuity (1)
Provisional Application 61428419 · Dec 30, 2010