MOBILE APPLICATION FACILITATING MONETARY OR OTHER DONATIONS
The present invention relates to an application on a mobile phone or other portable digital device that allows a user to utilize a digital wallet to round up a purchase to the nearest dollar and then contribute that change to a third party, like a non-profit organization or fundraising campaign. In some embodiments, the present invention may be incorporated directly within a digital wallet on a mobile device. In other embodiments the present invention may be a stand-alone application on a mobile device that interfaces with a digital wallet.
1 . A method of payment to a charitable organization in a computing system comprising at least one server to host the payment system and at least one computing device communicably coupled to the at least one server through a communication network, the method comprising:
an individual making payment to a third party seller through a computing device;
presenting an optional additional payment option to a charitable organization connected with the first payment;
selecting a receiving charitable organization for the additional payment;
selecting an amount for the additional payment; and
authorizing payment of both the first payment and the additional payment through at least one server.
2 . The method of claim 1 , wherein at least one computing device is one of a mobile device and a computer communicably coupled with the at least one server for data communication.
3 . The method of claim 2 , wherein at least one computing device is located at a retail establishment and a remote location.
4 . The method of claim 1 wherein the receiving organizations are determined prior to first payment.
5 . The method of claim 1 where the amount for the additional payment is a pre-determined percentage of payment amounts to third party sellers.
6 . The method of claim 1 wherein the receiving party receives electronic notification of a payment authorization.
7 . A system for online payment to charitable organizations comprising:
a computer network for management and transmission of an individual's online payment data and designation of charitable organizations to receive payment;
a data storage device for storing individual online payment data, designation of charitable organizations to receive payment and the geographic locations of the charitable organizations;
a server configured to receive data about the real world, including geographic location of an individual;
a mobile computing device configured to transmit data including geographic location of an individual; and
a server configured to transmit information on at least one charitable organizations associated with an individual's geographic location.
8 . The system of claim 7 , wherein the interface is configured to make a payment to the at least one charitable organization associated with an individual's geographic location.
9 . The system of claim 7 , wherein the interface is configured to allow the individual to transmit information on the payment to the at least one charitable organization to a social media feed.