IP Library Patent Application 14009001
Patent Application
App. No. 14/009,001

METHOD AND SYSTEM FOR ENABLING TRANSACTION CARD SECURITY

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Quick Facts
Patent No.
US None
App. No.
14/009,001
Abstract

Herein is disclosed a method of preventing a fraudulent payment transaction conducted via a payment network that includes a point of sale system and an issuer system. The method includes intercepting an authorization request as the authorization request traverses the payment network from the point of sale system to the issuer system. Next, it is determined whether a security method is associated with an account number associated with the authorization request. In the event that it is determined that there is a security method associated with the authorization request, the associated security method is applied. The authorization request is retransmitted through the payment network to the issuer system.

Claims (5)

1 . A method of preventing a fraudulent payment transaction conducted via a payment network comprising point of sale system and issuer system, the method comprising:

intercepting an authorization request as the authorization request traverses the payment network from the point of sale system to the issuer system;

determining whether a security method is associated with an account number associated with the authorization request;

in the event that it is determined that there is a security method associated with the authorization request, applying the associated security method.

retransmitting the authorization request through the payment network to the issuer system.

Assignments (4)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 7, 2014
From: VESTA CORPORATION
To: HOGG, JASON J
Reel/Frame 033485/0284 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 7, 2014
From: VESTA CORPORATION
To: KLEINJAN, NICHOLAS E; JOHNS, NICHOLAS P
Reel/Frame 033485/0405 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 16, 2014
From: HOGG, RUSSELL E.
To: HOGG, JASON J.
Reel/Frame 032913/0625 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 16, 2014
From: HOGG, JASON J.
To: VESTA CORPORATION
Reel/Frame 032916/0570 →