IP Library Granted Patent US 10,891,590
Granted Patent B2
US 10,891,590 · App. 14/210,079 · Granted Jan 12, 2021

Pet insurance system and method

Inventors: Kerri E. Marshall (Seattle, WA); Darryl Rawlings (Seattle, WA); Kathryn Plowman (Portland, ME); Christopher Cappelletti (Carnation, WA)
Assignee: Trupanion, Inc.
G06Q10/10G06Q40/08G16H40/20
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Quick Facts
Patent No.
US 10,891,590
App. No.
14/210,079
Granted
Jan 12, 2021
Kind
B2
Abstract

A pet insurance system and method are provided. The pet insurance system provides rapid insurance enrollment and quick claim processing. In addition, the pet insurance system and method generates a pet health status identifier that is displayed to users of the system.

Claims (14)

1. A method for generating pet status indicator, comprising:

providing a plurality of pet insurance components, each integrated into one of a plurality of veterinary practices, the veterinary practices each having one of a plurality of practice management systems that each stores one of a plurality of portions of a medical history of an animal being treated by the veterinary practice;

obtaining data from each of the practice management systems at the plurality of veterinary practices, using the pet insurance component, the data including the plurality of portions of medical history of the animal being treated;

mapping data from a first of the plurality of practice management systems a first of the veterinary practices to the remote pet insurance system by a plug-and-play express system connected to the first practice system and in communication with the backend component, the plug-and-play express system:

receiving data from a first of the plurality of practice management systems;

mapping the data according to the remote pet insurance system; and

sending the mapped data to the remote pet insurance system, thereby limiting the data traffic between the remote pet insurance system and first of the plurality of practice management systems to create efficient correspondence between the remote pet insurance system and first of the plurality of practice management systems and improve the enrollment processing of the animal, the plug-and-play express system being plug-and-play integratable with a second or more of the plurality of practice management systems for connection thereto;

storing the medical history for the animal being treated at the remote pet insurance system having a processor, a memory and a plurality of lines of computer instructions;

generating, by the pet insurance system, one or more condition codes based on the medical history of the animal being treated, each condition code indicating a pre-existing condition of the animal based on the medical history of the animal;

generating, by the pet insurance system based on the one or more condition codes, a Paw Print for the animal, the Paw Print being color coded to indicate the animal having no pre-existing conditions, the animal having one or more pre-existing conditions and a pending status;

communicating, through the pet insurance component, the Paw Print from the animal being treated to the veterinary practice; and

displaying, at the veterinary practice, the generated Paw Print for the animal to an employee of the veterinary practice so that the employee visually determines an insurance status of the animal.

2. The method of claim 1 further comprising displaying the Paw Print of the animal to a veterinarian that is treating the animal.

3. The method of claim 1 wherein the Paw Print for the animal having no pre-existing conditions is green, the Paw Print for the animal having one or more pre-existing conditions is orange and the Paw Print for the pending status is grey.

Assignments (10)
RELEASE OF SECURITY INTEREST Recorded Nov 4, 2025
From: PIPER SANDLER FINANCE, LLC
To: TRUPANION, INC.
Reel/Frame 072782/0842 →
SECURITY INTEREST Recorded Nov 4, 2025
From: TRUPANION, INC.; TRUPANION MANAGERS USA, INC.; LANDSPATH, INC.
To: PNC BANK, NATIONAL ASSOCIATION
Reel/Frame 073466/0889 →
RELEASE OF SECURITY INTEREST Recorded Jul 9, 2025
From: BANC OF CALIFORNIA (FORMERLY KNOWN AS PACIFIC WESTERN BANK, AS SUCCESSOR IN INTEREST BY MERGER TO SQUARE 1 BANK)
To: TRUPANION, INC. (FORMERLY KNOWN AS VETINSURANCE INTERNATIONAL, INC.)
Reel/Frame 071644/0760 →
RELEASE OF SECURITY INTEREST Recorded Jul 9, 2025
From: BANC OF CALIFORNIA (FORMERLY KNOWN AS PACIFIC WESTERN BANK)
To: TRUPANION, INC.
Reel/Frame 071645/0127 →
SECURITY INTEREST Recorded Mar 29, 2022
From: TRUPANION, INC.
To: PIPER SANDLER FINANCE, LLC
Reel/Frame 059430/0356 →
CORRECTIVE ASSIGNMENT TO CORRECT THE SPELLING OF ASSIGNOR{S} NAMES AND THE ASSIGNEE'S ADDRESS PREVIOUSLY RECORDED AT REEL: 048153 FRAME: 0739. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Oct 7, 2020
From: MARSHALL, KERRI E.; RAWLINGS, DARRYL; PLOWMAN, KATHRYN; CAPPELLETTI, CHRISTOPHER
To: TRUPANION, INC.
Reel/Frame 054006/0863 →
CORRECTIVE ASSIGNMENT TO CORRECT THE RECEIVING PARTY NAME PREVIOUSLY RECORDED AT REEL: 33021 FRAME: 928. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Jan 28, 2019
From: MARSHALL, KERRI E.; RAWLINGS, DARRYL; PLOWMAN, KATHRYN; CAPPELLETTI, CHRISTOPHER
To: TRUPANION, INC.
Reel/Frame 048153/0739 →
SECURITY INTEREST Recorded Dec 19, 2016
From: TRUPANION, INC.
To: PACIFIC WESTERN BANK
Reel/Frame 040675/0141 →
SECURITY INTEREST Recorded Jan 28, 2015
From: TRUPANION, INC.
To: SQUARE 1 BANK
Reel/Frame 034829/0617 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 3, 2014
From: MARSHALL, KERRI E., DVM; RAWLINGS, DARRYL; PLOWMAN, KATIE; CAPPELLETTI, CHRIS
To: TRUPANION INC.
Reel/Frame 033021/0926 →
Continuity (2)
Provisional Application 61801404 · Mar 15, 2013
Related Publication 20140278551A1 · Sep 18, 2014