Third-party value added wallet features and interfaces apparatuses, methods and systems
The THIRD-PARTY VALUE ADDED WALLET FEATURES AND INTERFACES APPARATUSES, METHODS, AND SYSTEMS (“VAW”) facilitates allowing a third party service provider to integrate with an electronic wallet to provide a value-added service to a wallet consumer. The VAW may also be configured to facilitate the creation and funding of pre-paid accounts in a consumer's virtual wallet.
1. A third-party value added wallet service processor-implemented method, comprising:
submitting, using one or more processors, a first certificate that identifies a digital wallet account;
generating, using the one or more processors, an ID/password for a third party service provider based on the first certificate;
distributing, using the one or more processors, the ID/password to the third party service provider;
receiving, using the one or more processors, a second certificate that identifies the third party service provider;
verifying, using the one or more processors, the second certificate using the ID/password;
receiving, using the one or more processors, a user interface configuration associated with a service that the third party service provider provides in response to verifying the second certificate;
receiving, using the one or more processors, a third-party value added user interface integration request;
determining, using the one or more processors, an integration privilege associated with the service that the third party service provider provides;
identifying the digital wallet account using the first certificate;
integrating, using the one or more processors, a digital wallet account user interface associated with the digital wallet account with a service user interface defined by the user interface configuration associated with the service that the third party service provider provides; and
displaying, using the one or more processors, a consolidated presentation of the digital wallet account user interface and the service user interface in a single application.
2. The method of claim 1 , wherein the third-party value added is related to an alert.
3. The method of claim 1 , wherein the third-party value added is related to an offer.
4. The method of claim 3 , wherein a display is generated with a list of payment instruments on file; wherein a card is selected based upon a user-selection and a list of available services for this card is displayed.
5. The method of claim 4 , wherein after the offers-specific service settings have been configured, a wireless mobile communications device receives offers at a specified email address and phone number.
6. The method of claim 5 , wherein user-selection indicates that offers are to be received on a wallet activity wall.
7. The method of claim 6 , wherein the wallet activity wallet is accessible from a Wallet web site.
8. The method of claim 6 , wherein the wallet activity wallet is accessible from a wallet mobile app.
9. The method of claim 1 , wherein the third-party value added is related to an ATM locator.
10. The method of claim 1 , wherein the third-party value added is related to a top-up.
11. The method of claim 1 , wherein multiple payment instruments are displayed; wherein a set of services are associated with each payment instrument.
12. The method of claim 11 , wherein each of the services for a given payment instrument is associated with a service provider.
13. The method of claim 12 , wherein multiple service providers provide the same service.
14. The method of claim 13 , wherein a payment instrument is selected, facilitating user-subscription to associated service implementations.
15. The method of claim 1 , wherein interactions between a user's electronic wallet and service providers in an integration include subscription to service.
16. The method of claim 15 , wherein the subscription to service includes a user subscribing to service implementation, when used for the first time or when service version changes.
17. The method of claim 1 , wherein interactions between a user's electronic wallet and service providers in an integration include user settings.
18. The method of claim 17 , wherein the user settings include retrieving and updating of user settings for a given service implementation.
19. The method of claim 1 , wherein interactions between a user's electronic wallet and service providers in an integration include activity notification.
20. The method of claim 19 , wherein the activity notification includes an activity item for a user related to a service implementation.
21. The method of claim 1 , wherein interactions between a user's electronic wallet and service providers in an integration include activity settings.
22. The method of claim 21 , wherein the activity settings include updating the settings for a specific activity item.
23. The method of claim 1 , wherein the one or more processors are located on a wireless mobile communications device.
24. A third-party value added wallet service system, comprising:
means to onboard a third party service provider including means to:
submit a first certificate that identifies a digital wallet account;
generate an ID/password for a third party service provider based on the first certificate;
distribute the ID/password to the third party service provider;
receive a second certificate that identifies the third party service provider; and
verify the second certificate using the ID/password;
means to onboard a service that the third party service provider provides including means to receive a user interface configuration associated with the service that the third party service provider provides in response to verifying the second certificate;
means to receive third-party value added user interface integration request;
means to determine an integration privilege associated with the service that the third party service provider provides;
means to identify the digital wallet account using the first certificate;
means to integrate a digital wallet account user interface associated with the digital wallet account with a service user interface defined by the user interface configuration associated with the service that the third party service provider provides;
means to display a consolidated presentation of the digital wallet account user interface and the service user interface in a single application.
25. A processor-readable tangible medium storing processor-issuable third-party value added wallet service instructions to:
submit a first certificate that identifies a digital wallet account;
generate an ID/password for a third party service provider based on the first certificate;
distribute the ID/password to the third party service provider;
receive a second certificate that identifies the third party service provider;
verify the second certificate using the ID/password;
receive a user interface configuration associated with a service that the third party service provider provides in response to verifying the second certificate;
receive third-party value added user interface integration request;
determine an integration privilege associated with the service that the third party service provider provides;
identify the digital wallet account using the first certificate;
integrate a digital wallet account user interface associated with the digital wallet account with a service user interface defined by the user interface configuration associated with the service that the third party service provider provides;
display a consolidated presentation of the digital wallet account user interface and the service user interface in a single application.
26. A third-party value added wallet service apparatus, comprising:
a processor; and
a memory disposed in communication with the processor and storing processor-issuable instructions to:
submit a first certificate that identifies a digital wallet account;
generate an ID/password for a third party service provider based on the first certificate;
distribute the ID/password to the third party service provider;
receive a second certificate that identifies the third party service provider;
verify the second certificate using the ID/password;
receive a user interface configuration associated with a service that the third party service provider provides in response to verifying the second certificate;
receive third-party value added user interface integration request;
determine an integration privilege associated with the service that the third party service provider provides;
identify the digital wallet account using the first certificate;
integrate a digital wallet account user interface associated with the digital wallet account with a service user interface defined by the user interface configuration associated with the service that the third party service provider provides;
display a consolidated presentation of the digital wallet account user interface and the service user interface in a single application.