Systems and methods for balance transfers associated with gaming environments
Systems and methods are disclosed for selectively increasing and decreasing the balances of gaming accounts and stored value accounts. Each of the gaming account and the stored value account are associated with a player. Instructions for balance transfers can be provided by the player to a remote computing device.
1. A computer-based method of electronic fund transfer between a stored value account and a gaming account, the method performed by one or more computing devices comprising instructions stored in a memory, which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to perform the method comprising:
receiving by the one or more computing devices player credentials for a player, wherein the player credentials are associated with a gaming account having a balance, wherein the player credentials were entered into a remote computing device;
based at least partially on the player credentials, identifying by the one or more computing devices a stored value account associated with the player, wherein the stored value account associated with the player maintains an amount of funds available for use by the player;
receiving by the one or more computing devices a funding instruction, wherein the funding instruction identifies a balance amount to be electronically transferred from the stored valued account to the gaming account, wherein the funding instruction was entered into the remote computing device; and
responsive to receiving a funding instruction, causing by the one or more computing devices a decrease of the balance of the stored value account and an increase of the balance of the gaming account.
2. The computer-based method of claim 1 , wherein the gaming account is any of a wagering account, a casino level player account, and a metered gaming credit account.
3. The computer-based method of claim 1 , wherein the causing of the increase of the balance of the gaming account responsive to receiving the funding instruction occurs subsequent to a funding delay.
4. The computer-based method of claim 1 , wherein the causing of the decrease of the balance of the stored value account and the increase of the balance of the gaming account occurs in substantially real-time.
5. The computer-based method of claim 1 , wherein the remote computing device is any of a mobile computing device, a smart phone, a tablet computer, a desktop computer, a laptop computer, a gaming device, a wearable computing device, a kiosk, and an automated transaction machine (ATM).
6. The computer-based method of claim 1 , further comprising:
subsequent to identifying the stored value account, sending by the one or more computing devices an indication of the amount of funds available for use by the player for display on the remote computing device.
7. The computer-based method of claim 1 , wherein the player credentials comprises a unique identifier associated with a player loyalty program.
8. A computer-based method of funding a gaming account associated with a player, the method performed by a transaction facilitator computing system comprising instructions stored in a memory, which when executed by a processor of the transaction facilitator computing system, cause the transaction facilitator computing system to:
receive a load request, wherein the load request is initiated at an application executed on a computing device remote from the by the transaction facilitator computing system and comprises a request to fund a gaming account with player funds held by a stored value account, wherein the gaming account has a balance amount;
cause an increase of the balance amount of the gaming account based on an amount of funds requested in the load request; and
cause a decrease of the player funds of the stored value account based on the amount of funds requested in the load request.
9. The computer-based method of claim 8 , wherein the computing device remote from the by the transaction facilitator computing system is any of a mobile computing device, a smart phone, a tablet computer, a desktop computer, a laptop computer, a gaming device, a wearable computing device, a kiosk, and an automated transaction machine (ATM).
10. The computer-based method of claim 8 , wherein the gaming account is any of a wagering account, a casino level player account, and a metered gaming credit account.
11. The computer-based method of claim 8 , wherein the increase of the balance amount of the gaming account is caused to occur subsequent to a delay.
12. The computer-based method of claim 8 , wherein the increase of the balance amount of the gaming account is caused to occur substantially in real-time.
13. The computer-based method of claim 8 , wherein the player funds held by the stored value account are accessible through use of a stored value payment vehicle issued to the player.
14. A gaming system, comprising:
a gaming account to hold funds for a player;
a loyalty account assigned to the player, wherein the loyalty account is maintained by a customer management computing system, wherein the loyalty account assigned to the player is associated with a stored value account, wherein funds maintained in a stored value account are accessible through a payment network; and
at least one computing device comprising a processor and non-transitory computer readable medium having instructions stored thereon which when executed by the processor cause the processor to:
selectively increase funds held by the stored value account and decrease funds held by the gaming account based on a funding command provided by the player through an application executing on a remote computing device.
15. The gaming account funding system of claim 14 , wherein the gaming account is any of a casino level player account, a brick-and-mortar wagering account, a race-and-sports wagering account, and an internet gaming wagering account.
16. The gaming account funding system of claim 14 , further comprising the remote computing device.
17. The gaming account funding system of claim 14 , wherein the remote computing device is any of a mobile computing device, a smart phone, a tablet computer, a desktop computer, a laptop computer, a gaming device, a wearable computing device, a kiosk, and an automated transaction machine (ATM).
18. The gaming account funding system of claim 14 , wherein any increase of funds of the gaming account occurs subsequent to a delay.
19. The gaming account funding system of claim 14 , wherein the selective increase of funds held by the stored value account occurs substantially in real-time.
20. The gaming account funding system of claim 14 , wherein the funding command comprises information identifying player credentials and an amount of funds to be transferred.