Cyber-security presence monitoring and assessment

1. A cyber-security system comprising:

a cyber-traffic event analysis system implemented at least partially in hardware, and a cyber-security data processing system implemented at least partially in hardware:

wherein the cyber-traffic event analysis system is configured to:

monitor a communications network for confidential information associated with a consumer account associated with a consumer;

determine, based on a number of devices on the communications network storing the confidential information and a number of digital accounts associated with the consumer on the communications network, a value indicative of a risk of a data breach;

detect evidence of the data breach of the confidential information associated with the consumer account as a result of the monitoring; and

report the evidence of the data breach to the cyber-security data processing system; wherein the cyber-security data processing system is configured to:

receive the evidence of the data breach associated with the consumer account;

determine, based on the evidence of the data breach, a probability that a future use of the confidential information will impact the consumer; and adjust the value based on the probability.

2. The cyber-security system of claim 1 , wherein the evidence of the data breach comprises a credit card number.

3. The cyber-security system of claim 1 , wherein the evidence of the data breach comprises credentials associated with the consumer account.

4. The cyber-security system of claim 1 , wherein the communications network comprises an Internet.

5. The cyber-security system of claim 1 , wherein the cyber-security data processing system is further configured to determine the value based on an online presence of the consumer.

6. The cyber-security system of claim 1 , wherein the cyber-security data processing system is further configured to:

publish the value on an online marketplace;

receive, via the online marketplace, a request for the value; and

transmit the value to a service provider in response to the request.

7. The cyber-security system of claim 1 , wherein the cyber-security data processing system is further configured to:

receive an indication that the consumer has undergone cyber-security training;

adjust the value based on the cyber-security training; and

transmit the adjusted value for presentation to the consumer.

8. The method of claim 1 , wherein the digital accounts comprise a banking account and a social media account.

9. A method comprising:

determining, by a security monitoring device, one or more accounts comprising confidential information associated with a consumer;

scanning, by the security monitoring device, a local network associated with the consumer for one or more local devices on the local network;

determine, based on the scanning, a number of devices on the local network storing the confidential information and a number of digital accounts associated with the consumer on the local network;

monitoring, by the security monitoring device, an external network for a data breach associated with the confidential information;

determining, by the security monitoring device, a value based on the determining the one or more accounts, the scanning the local network, the number of devices, the number of digital accounts and the monitoring the external network; and

transmitting, by the security monitoring device, the value for presentation to the consumer.

10. The method of claim 9 , wherein the monitoring the external network for the data breach comprises monitoring one or more Internet sites for the confidential information.

11. The method of claim 9 , further comprising:

publishing the value on an online marketplace;

receiving, via the online marketplace, a request for the value; and

transmitting the value to a service provider in response to the request.

12. The method of claim 9 , further comprising:

detecting, after the transmitting the value, a new data breach associated with the confidential information;

adjusting the value based on the detecting; and

transmitting the adjusted value for presentation to the consumer.

13. The method of claim 9 , wherein the determining the value further comprises determining the value further based on information received from a credit monitoring service.

14. The method of claim 9 , further comprising:

receiving an indication that the consumer has undergone cyber-security training;

adjusting the value based on the cyber-security training; and

transmitting the adjusted value for presentation to the consumer.

15. A cyber-security data processing system comprising a cyber-traffic event analysis system and a cyber-security data processing system:

a processor implemented at least partially in hardware;

a memory unit storing computer-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:

monitor a communications network for confidential information associated with a consumer;

determine, based on a number of devices on the communications network storing the confidential information and a number of digital accounts associated with the consumer on the communications network, a value indicative of a risk of a data breach;

detect one or more instances of the confidential information on the communications network as a result of the monitoring; and

receive additional information associated with the consumer from a service provider;

determine a probability of a future fraudulent use of the confidential information impacting the consumer based on the one or more instances and the additional information; and

adjust the value based on the probability.

16. The cyber-security data processing system of claim 15 , wherein the cyber-security data processing system further stores computing-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:

publish the value on an online marketplace;

receive, via the online marketplace, a request for the value; and

transmit the value to an insurance provider in response to the request.

17. The cyber-security data processing system of claim 15 , wherein the service provider comprises a credit monitoring service.

18. The cyber-security data processing system of claim 15 , wherein the cyber-security data processing system further stores computing-executable instructions, which when executed by the processor, cause the cyber-security data processing system to transmit the value to a device associated with the consumer.

19. The cyber-security data processing system of claim 18 , wherein the cyber-security data processing system further stores computing-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:

detect, after the transmitting the value, a new instance of the confidential information;

adjust the value based on detecting the new instance; and

transmit the adjusted value for presentation to the consumer.

20. The cyber-security data processing system of claim 19 , wherein the adjusted value is presented to the consumer as a number displayed via a cyber-security application on a mobile computing device.

21. The cyber-security data processing system of claim 15 , wherein the cyber-security data processing system further stores computing-executable instructions, which when executed by the processor, cause the cyber-security data processing system to:

receive an indication that the consumer has undergone cyber-security training;

adjust the value based on the cyber-security training; and

transmit the adjusted value for presentation to the consumer.