IP Library Granted Patent US 9,858,576
Granted Patent B2
US 9,858,576 · App. 15/176,046 · Granted Jan 2, 2018

Secure transaction system

Inventors: Yuh-shen Song (Porter Ranch, CA); Catherine Lew (Porter Ranch, CA); Alexander Song (Porter Ranch, CA); Victoria Song (Porter Ranch, CA)
G06Q20/405G06F21/33G06Q20/02G06Q20/10G06Q20/108G06Q20/38G06Q20/382G06Q20/385G06Q20/3821G06Q20/40G06Q20/4012G06Q20/4014G06Q20/4016G06Q30/0248G06Q40/12G06Q50/265H04L63/101H04L63/102
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Quick Facts
Patent No.
US 9,858,576
App. No.
15/176,046
Granted
Jan 2, 2018
Kind
B2
Abstract

A computerized method enables a user to conduct a transaction in a private and secure manner via three computer systems and the user's partial identification information. The partial identification information is insufficient to disclose an identity of the user.

Claims (32)

1. A method of conducting transactions, comprising:

storing, at a first computer system, a first set of data comprising a portion of a user's identification information, the user's identity being unidentifiable from the portion of the user's identification information;

storing, at the first computer system, an identification number of a third computer system associated with the first set of data;

receiving, at the first computer system from a second computer system, a second set of data obtained via a device configured to input data;

sending, from the first computer system to the third computer system based at least in part on the identification number, a new pass code when the first set of data matches the second set of data, the new pass code having a predefined life time;

receiving, at the first computer system, the new pass code from the second computer system; and

approving, by the first computer system, a transaction associated with the user in response to receiving the new pass code before the new pass code expires.

2. The method of claim 1 , in which the portion of the user's identification information is obtained from an identification document, which comprises at least one of a driver's license, a passport, a government-issued identification document, an alien identification card, a student identification card, a social security card, a tax identification card, a national identification card, a voter identification card, a benefits card, an official identification document, or a combination thereof.

3. The method of claim 1 , in which the first computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

4. The method of claim 3 , in which the device interface comprises at least one of a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a Personal Digital Assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

5. The method of claim 1 , in which the second computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

6. The method of claim 5 , in which the device interface comprises at least one of a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a personal digital assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

7. The method of claim 1 , in which the third computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

8. The method of claim 7 , in which the device interface comprises a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a personal digital assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

9. The method of claim 1 , in which the identification number of the third computer system comprises an address, a phone number, or a combination thereof.

10. The method of claim 1 , in which the first set of data is associated with at least one of a name, an address, a date of birth, a personal identification number, a user ID, a password, a tax identification number, a type of identification document, an identity number of the identification document, a country, a state, a government organization issuing the identification document, a private organization issuing the identification document, an expiration date of the identification document, a phone number, a screen name, an e-mail address, a photograph, a fingerprint, an iris scan, a physical description, a biometrical information, or a combination thereof.

11. A method of conducting transactions, comprising:

storing, at a first computer system, a first set of data obtained from a portion of a user's identification information, the user's identity being unidentifiable from the portion of the user's identification information;

storing, at the first computer system, an identification number of a second computer system associated with the first set of data;

receiving, at the first computer system from a third computer system, a second set of data obtained via a device configured to input data;

sending, from the first computer system to the third computer system, a new pass code when the first set of data matches the second set of data, the new pass code having a predefined life time;

receiving, at the first computer system, the new pass code from the second computer system identified by the identification number; and

approving, at the first computer system, a transaction associated with the user in response to receiving the new pass code before the new pass code expires.

12. The method of claim 11 , in which the portion of the user's identification information is obtained from an identification document, which comprises at least one of a driver's license, a passport, a government-issued identification document, an alien identification card, a student identification card, a social security card, a tax identification card, a national identification card, a voter identification card, a benefits card, an official identification document, or a combination thereof.

13. The method of claim 11 , in which the first computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

14. The method of claim 13 , in which the device interface comprises at least one of a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a Personal Digital Assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

15. The method of claim 11 , in which the second computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

16. The method of claim 15 , in which the device interface comprises at least one of a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a personal digital assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

17. The method of claim 11 , in which the third computer system comprises at least one of a computer system, a personal communications device, a device interface, or a combination thereof.

18. The method of claim 17 , in which the device interface comprises a keyboard, a keypad, a monitor, a display, a terminal, a computer, a control panel, a vehicle dash board, a network interface, a machinery interface, a video interface, an audio interface, an electronic interface, a magnetic interface, an electromagnetic interface including an electromagnetic wave interface, an optical interface, a light interface, an acoustic interface, a contactless interface, a mobile phone interface, a smartphone interface, a Smartbook interface, a personal digital assistant (PDA) interface, a handheld device interface, a portable device interface, a wireless interface, a wired interface, or a combination thereof.

19. The method of claim 11 , in which the identification number of the third computer system comprises an address, a phone number, or a combination thereof.

20. The method of claim 11 , in which the first set of data is associated with at least one of a name, an address, a date of birth, a personal identification number, a user ID, a password, a tax identification number, a type of identification document, an identity number of the identification document, a country, a state, a government organization issuing the identification document, a private organization issuing the identification document, an expiration date of the identification document, a phone number, a screen name, an e-mail address, a photograph, a fingerprint, an iris scan, a physical description, a biometrical information, or a combination thereof.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 5, 2024
From: AI OASIS, INC.
To: APEX TECHLINK, INC.
Reel/Frame 066652/0710 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 26, 2021
From: SONG, YUH-SHEN; LEW, CATHERINE; SONG, ALEXANDER; SONG, VICTORIA
To: AI OASIS, INC.
Reel/Frame 055731/0336 →
Continuity (4)
Continuation 14105020 · Dec 12, 2013
Continuation 12726218 · Mar 17, 2010
Provisional Application 61211335 · Mar 30, 2009
Related Publication 20160292683A1 · Oct 6, 2016