Systems and methods for tone to token telecommunications platform
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
1. A method for enabling the generation of a token corresponding to a tone generated by a telephony system, the method comprising:
detecting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
intercepting, by the processor, the detected DTMF tone;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token;
generating, by the processor, a high-value token based on the low-value token, wherein the low-value token applies to one specific transaction and the high-value token applies to multiple transactions; and
transmitting, by the processor, the high-value token to to the merchant system to complete a transaction.
2. The method of claim 1 , wherein the intercepted DTMF tone corresponds to cardholder data.
3. The method of claim 1 , further comprising:
prompting processing of a payment or transaction using the high-value token.
4. The method of claim 1 , further comprising:
prompting suppression of DTMF tone recording by the merchant system.
5. The method of claim 1 , further comprising:
generating or prompting a display corresponding to the intercepted DTMF tone.
6. The method of claim 1 , wherein the display includes a masked or truncated view of one or more characters, each of the one or more characters corresponding to the the intercepted DTMF tone.
7. The method of claim 1 , wherein the low-value token is generated in response to detection of cardholder data.
8. A system for enabling the generation of a token corresponding to a tone generated by a telephony system, the system comprising:
a data storage device storing instructions for enabling the generation of a token corresponding to a tone generated by a telephony system; and
a processor configured to execute the instructions to perform a method comprising:
detecting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
intercepting, by the processor, the detected DTMF tone;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token;
generating, by the processor, a high-value token based on the low-value token, wherein the low-value token applies to one specific transaction and the high-value token applies to multiple transactions; and
transmitting, by the processor, the high-value token to to the merchant system to complete a transaction.
9. The system of claim 8 , wherein the intercepted DTMF tone corresponds to cardholder data.
10. The system of claim 8 , further comprising:
prompting processing of a payment or transaction using the high-value token.
11. The system of claim 8 , further comprising:
prompting suppression of DTMF tone recording by the merchant system.
12. The system of claim 8 , further comprising:
generating or prompting a display corresponding to the intercepted DTMF tone.
13. The system of claim 8 , wherein the display includes a masked or truncated view of one or more characters, each of the one or more characters corresponding to the intercepted DTMF tone.
14. The system of claim 8 , wherein the low-value token is generated in response to detection of cardholder data.
15. A non-transitory computer-readable medium storing instructions that, when executed by a transaction processor, cause the transaction processor to perform a method for enabling the generation of a token corresponding to a tone generated by a telephony system, the method comprising:
detecting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
intercepting, by the processor, the detected DTMF tone;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token;
generating, by the processor, a high-value token based on the low-value token, wherein the low-value token applies to one specific transaction and the high-value token applies to multiple transactions; and
transmitting, by the processor, the high-value token to to the merchant system to complete a transaction.
16. The computer-readable medium of claim 15 , wherein the intercepted DTMF tone corresponds to cardholder data.
17. The computer-readable medium of claim 15 , further comprising:
prompting processing of a payment or transaction using the high-value token.
18. The computer-readable medium of claim 15 , further comprising:
prompting suppression of DTMF tone recording by the merchant system.
19. The computer-readable medium of claim 15 , further comprising:
generating or prompting a display corresponding to the intercepted DTMF tone.
20. The computer-readable medium of claim 15 , wherein the display includes a masked or truncated view of one or more characters, each of the one or more characters corresponding to the intercepted DTMF tone.