Systems and methods for tone to token telecommunications platform
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
1. A method comprising:
determining transmission of sensitive data from a user device to a merchant system;
automatically triggering suppression of a dual tone multi-frequency (DTMF) tone at the merchant system upon detecting a predefined number of keystrokes;
prompting a masking or truncating of a character display corresponding to the DTMF tone at the merchant system;
generating one or more tokens based on the DTMF tone; and
transmitting the one or more tokens to the merchant system.
2. The method of claim 1 , wherein the one or more tokens comprise a low-value token that applies to one specific transaction.
3. The method of claim 1 , wherein the one or more tokens comprise a high-value token applies to multiple transactions.
4. The method of claim 1 , wherein the sensitive data corresponds to cardholder data.
5. The method of claim 1 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a user has been prompted to enter the sensitive data.
6. The method of claim 1 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a predetermined number of DTMF tones have been received.
7. The method of claim 1 , wherein the prompting the masking or the truncating of the character display corresponding to the DTMF tone at the merchant system comprises masking a predetermined number of digits of the sensitive data.
8. A device comprising:
a memory configured to store instructions; and
one or more processors configured to execute the instructions to perform operations comprising:
determining transmission of sensitive data from a user device to a merchant system;
automatically triggering suppression of a dual tone multi-frequency (DTMF) tone at the merchant system upon detecting a predefined number of keystrokes;
prompting a masking or truncating of a character display corresponding to the DTMF tone at the merchant system;
generating one or more tokens based on the DTMF tone; and
transmitting the one or more tokens to the merchant system.
9. The device of claim 8 , wherein the one or more tokens comprise a low-value token that applies to one specific transaction.
10. The device of claim 8 , wherein the one or more tokens comprise a high-value token applies to multiple transactions.
11. The device of claim 8 , wherein the sensitive data corresponds to cardholder data.
12. The device of claim 8 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a user has been prompted to enter the sensitive data.
13. The device of claim 8 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a predetermined number of DTMF tones have been received.
14. The device of claim 8 , wherein the prompting the masking or the truncating of the character display corresponding to the DTMF tone at the merchant system comprises masking a predetermined number of digits of the sensitive data.
15. A non-transitory computer-readable medium storing instructions that, when executed by one or more processors of a device, cause the one or more processors to perform operations comprising:
determining transmission of sensitive data from a user device to a merchant system;
automatically triggering suppression of a dual tone multi-frequency (DTMF) tone at the merchant system upon detecting a predefined number of keystrokes;
prompting a masking or truncating of a character display corresponding to the DTMF tone at the merchant system;
generating one or more tokens based on the DTMF tone; and
transmitting the one or more tokens to the merchant system.
16. The non-transitory computer-readable medium of claim 15 , wherein the one or more tokens comprise a low-value token that applies to one specific transaction.
17. The non-transitory computer-readable medium of claim 15 , wherein the one or more tokens comprise a high-value token applies to multiple transactions.
18. The non-transitory computer-readable medium of claim 15 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a user has been prompted to enter the sensitive data.
19. The non-transitory computer-readable medium of claim 15 , wherein the determining the transmission of the sensitive data from the user device to the merchant system comprises determining that a predetermined number of DTMF tones have been received.
20. The non-transitory computer-readable medium of claim 15 , wherein the prompting the masking or the truncating of the character display corresponding to the DTMF tone at the merchant system comprises masking a predetermined number of digits of the sensitive data.