Systems and methods for tone to token telecommunications platform
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
1. A method for generating a token corresponding to sensitive data, the method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via an interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.
2. The method of claim 1 , wherein the received sensitive data corresponds to cardholder data.
3. The method of claim 1 , wherein the first token is valid for a predetermined period of time.
4. The method of claim 1 , further comprising:
prompting processing of a payment or transaction using the second token.
5. The method of claim 1 , wherein the second token is used for transactions including returns or price adjustments.
6. The method of claim 1 , further comprising:
prompting suppression of sensitive data recording by the merchant system.
7. The method of claim 1 , further comprising:
generating or prompting a display corresponding to the received sensitive data.
8. A system for generating a token corresponding to sensitive data, the system comprising:
a data storage device storing instructions for generating a token corresponding to sensitive data, the sensitive data generated by an interactive voice response system; and
a processor configured to execute the instructions to perform a method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via the interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.
9. The system of claim 8 , wherein the received sensitive data corresponds to cardholder data.
10. The system of claim 8 , wherein the first token applies to one specific transaction.
11. The system of claim 8 , wherein the processor is further configured for:
prompting processing of a payment or transaction using the high-value token.
12. The system of claim 8 , wherein the token is used for transactions including returns or price adjustments.
13. The system of claim 8 , wherein the processor is further configured for:
prompting suppression of sensitive data recording by the merchant system.
14. The system of claim 8 , wherein the processor is further configured for:
generating or prompting a display corresponding to the received sensitive data.
15. A non-transitory computer-readable medium storing instructions that, when executed by a transaction processor, cause the transaction processor to perform a method for generating a token corresponding to sensitive data, the method comprising:
receiving, by a processor separate from a merchant system, sensitive data from a user device via an interactive voice response system;
generating, by the processor, a first token including a unique value associated with one or more specific transactions, wherein the first token is associated with the received sensitive data; and
generating, by the processor, a second token based on the first token, wherein the second token applies to one or more subsequent transactions.
16. The non-transitory computer-readable medium of claim 15 , wherein the received sensitive data corresponds to cardholder data.
17. The non-transitory computer-readable medium of claim 15 , wherein the first token applies to a specific transaction.
18. The non-transitory computer-readable medium of claim 15 , wherein the second token is used for transactions including returns or price adjustments.
19. The non-transitory computer-readable medium of claim 15 , wherein the transaction processor is further configured for:
prompting suppression of sensitive data recording by the merchant system.
20. The non-transitory computer-readable medium of claim 15 , wherein the transaction processor is further configured for:
generating or prompting a display corresponding to the received sensitive data.