Systems and methods for tone to token telecommunications platform
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
1. A method for generating a token corresponding to a tone, the tone generated by a telephony system, the method comprising:
intercepting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token; and
generating, by the processor, a high-value token based on the low-value token, wherein the high-value token applies to multiple transactions.
2. The method of claim 1 , wherein the intercepted DTMF tone corresponds to cardholder data.
3. The method of claim 1 , wherein the low-value token applies to one specific transaction.
4. The method of claim 1 , further comprising:
prompting processing of a payment or transaction using the high-value token.
5. The method of claim 1 , wherein the high-value token is used for transactions including returns or price adjustments.
6. The method of claim 1 , further comprising:
prompting suppression of DTMF tone recording by the merchant system.
7. The method of claim 1 , further comprising:
generating or prompting a display corresponding to the intercepted DTMF tone.
8. A system for generating a token corresponding to a tone, the tone generated by a telephony system, the system comprising:
a data storage device storing instructions for generating a token corresponding to a tone, the tone generated by a telephony system; and
a processor configured to execute the instructions to perform a method comprising:
intercepting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token; and
generating, by the processor, a high-value token based on the low-value token, wherein the high-value token applies to multiple transactions.
9. The system of claim 8 , wherein the intercepted DTMF tone corresponds to cardholder data.
10. The system of claim 8 , wherein the low-value token applies to one specific transaction.
11. The system of claim 8 , wherein the processor is further configured for:
prompting processing of a payment or transaction using the high-value token.
12. The system of claim 8 , wherein the token is used for transactions including returns or price adjustments.
13. The system of claim 8 , wherein the processor is further configured for:
prompting suppression of DTMF tone recording by the merchant system.
14. The system of claim 8 , wherein the processor is further configured for:
generating or prompting a display corresponding to the intercepted DTMF tone.
15. A non-transitory computer-readable medium storing instructions that, when executed by a transaction processor, cause the transaction processor to perform a method for generating a token corresponding to a tone, the tone generated by a telephony system, the method comprising:
intercepting, by a processor separate from a merchant system, a dual tone multi-frequency (DTMF) tone generated by a telephony system;
tokenizing, by the processor, the intercepted DTMF tone to create a low-value token; and
generating, by the processor, a high-value token based on the low-value token, wherein the high-value token applies to multiple transactions.
16. The computer-readable medium of claim 15 , wherein the intercepted DTMF tone corresponds to cardholder data.
17. The computer-readable medium of claim 15 , wherein the low-value token applies to one specific transaction.
18. The computer-readable medium of claim 15 , wherein the high-value token is used for transactions including returns or price adjustments.
19. The computer-readable medium of claim 15 , wherein the transaction processor is further configured for:
prompting suppression of DTMF tone recording by the merchant system.
20. The computer-readable medium of claim 15 , wherein the transaction processor is further configured for:
generating or prompting a display corresponding to the intercepted DTMF tone.