IP Library Granted Patent US 10,391,789
Granted Patent B2
US 10,391,789 · App. 15/429,746 · Granted Aug 27, 2019

Negotiable instruments with intelligent microprint

Inventors: David S. Davies (Ham Lake, MN); Robert A. Owen (Forest Lake, MN)
Assignee: Deluxe Corporation
B41J3/01B41J2/01B41J2/442B41M3/14B42D25/21B42D25/30B42D25/405G06F3/1258G06K15/1809G06K15/1852G06Q20/042G06Q30/0621G06Q30/0635G06Q40/02H04N1/32149H04N2201/3236
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Quick Facts
Patent No.
US 10,391,789
App. No.
15/429,746
Granted
Aug 27, 2019
Kind
B2
Abstract

A negotiable instrument such as a check includes a unique microprint identifier that allows for authentication while preventing unauthorized reproduction and alternation. A printing system generates the identifier after receiving a customer order for printing a plurality of negotiable instruments, to allow inclusion of information that is specific to the customer order and/or the printing process. In various embodiments, the identifier is unique to each or each subset of the plurality of negotiable instruments and facilitates authentication of each of the negotiable instruments when needed.

Claims (33)

1. A device configured to be operated by an operator for printing a plurality of negotiable instruments according to a customer order, the device comprising:

a user interface configured to receive identification information relating to the customer order from the operator, the identification information including information specific to printing of the plurality of negotiable instruments as execution of the customer order;

an image generator configured to generate images each to be printed at a microprint level on each negotiable instrument of at least a subset of multiple negotiable instruments of the plurality of negotiable instruments, the images each including an intelligent microprint identifier generated using at least the identification information received from the operator; and

a printing module configured to print the plurality of negotiable instruments, each negotiable instrument of the plurality of negotiable instruments including an image of the generated images.

2. The device of claim 1 , wherein the identifier generator is configured to generate a unique code for the intelligent microprint identifier, and the image generator is configured to generate the intelligent microprint identifier including a line of text representing the unique code.

3. A device configured to be operated by an operator for printing a plurality of negotiable instruments according to a customer order, the device comprising:

a user interface configured to receive identification information relating to the customer order from the operator, the identification information associated with printing the plurality of negotiable instruments;

an image generator configured to generate an image to be printed at a microprint level on each negotiable instrument of the plurality of negotiable instruments, the image including an intelligent microprint identifier including an identifier of multiple unique identifiers generated using at least the identification information received from the operator;

an identifier generator configured to generate the multiple unique identifiers each for one of subsets of the plurality of negotiable instruments, the subsets each including multiple negotiable instruments of the plurality of negotiable instruments; and

a printing module configured to print the each negotiable instrument including the generated image.

4. The device of claim 3 , comprising an identifier generator configured to generate a unique code for each unique identifier of the one or more unique identifiers, and the image generator is configured to generate the intelligent microprint identifier including a line of text representing the unique code.

5. The device of claim 4 , wherein the image generator is configured to generate the image including the intelligent microprint identifier and a predetermined microprint image.

6. The device of claim 4 , wherein the identifier generator is configured to generate the one or more unique identifiers using production information that becomes available at the time of printing the plurality of negotiable instruments.

7. The device of claim 6 , wherein the identifier generator is configured to generate the unique code using a place of printing.

8. The device of claim 6 , wherein the identifier generator is configured to generate the unique code including an operator identification.

9. The device of claim 6 , wherein the unique code comprises information randomly generated for future authentication of each negotiable instrument of the plurality of negotiable documents.

10. The device of claim 3 , wherein the printing module is configured to print the plurality of negotiable instruments using inkjet technology.

11. The device of claim 3 , wherein the printing module is configured to print the plurality of negotiable instruments using laser etching technology.

12. A method for providing a plurality of negotiable instruments with an anti-counterfeiting feature, comprising:

receiving a customer order for printing a plurality of negotiable instruments;

dividing the plurality of negotiable instruments into subsets for the printing, the subsets each including multiple negotiable instruments of the plurality of negotiable instruments;

receiving identification information relating to the customer order from an operator of a printer using a user interface of the printer, the identification information associated with printing the plurality of negotiable instruments;

generating unique identifiers c each for one of the subsets of the plurality of negotiable instruments using the received identification information;

generating an image to be printed at a microprint level for each negotiable instrument of the plurality of negotiable instruments, the image including an intelligent microprint identifier including one of the generated unique identifiers; and

printing the plurality of negotiable instruments using the printer based on the generated Images.

13. The method of claim 12 , wherein generating the unique identifiers comprises generating unique codes at the time of printing the plurality of negotiable instruments using product information available at the time of printing the plurality of negotiable instruments.

14. The method of claim 13 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating an intelligent microprint identifier including one of the unique identifiers to be printed at the microprint level, the intelligent microprint identifier including a line of text representing the unique code.

15. The method of claim 14 , wherein the plurality of negotiable instruments comprises a plurality of checks, and generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as a line on each check of the plurality of checks.

16. The method of claim 15 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as a date line on each check of the plurality of checks.

17. The method of claim 15 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as a payee line on each check of the plurality of checks.

18. The method of claim 15 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as an amount line on each check of the plurality of checks.

19. The method of claim 15 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as a memo line on each check of the plurality of checks.

20. The method of claim 15 , wherein generating the image for each negotiable instrument of the plurality of negotiable instruments comprises generating the image with the line of text representing the unique code to be printed as a signature line on each check of the plurality of checks.

Assignments (4)
PATENT SECURITY AGREEMENT Recorded Dec 5, 2024
From: DELUXE CORPORATION; DELUXE SMALL BUSINESS SALES, INC.; WAUSAU FINANCIAL SYSTEMS, INC.
To: JPMORGAN CHASE BANK, N.A.
Reel/Frame 069525/0854 →
PATENT SECURITY AGREEMENT Recorded Dec 5, 2024
From: DELUXE CORPORATION; DELUXE SMALL BUSINESS SALES, INC.; WAUSAU FINANCIAL SYSTEMS, INC.
To: U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 069525/0878 →
SECURITY INTEREST Recorded Jun 1, 2021
From: DELUXE CORPORATION; DIRECT CHECKS UNLIMITED, LLC; WAUSAU FINANCIAL SYSTEMS, INC.; DELUXE SMALL BUSINESS SALES, INC.; LOGOMIX, INC.
To: JPMORGAN CHASE BANK, N.A,, AS ADMINISTRATIVE AGENT
Reel/Frame 056403/0946 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 1, 2017
From: DAVIES, DAVID S.; OWEN, ROBERT A.
To: DELUXE CORPORATION
Reel/Frame 042189/0050 →
Continuity (3)
Continuation 14615625 · Feb 6, 2015
Continuation 13289840 · Nov 4, 2011
Related Publication 20170217208A1 · Aug 3, 2017