IP Library › Granted Patent US 10,769,610
Granted Patent B2
US 10,769,610 · App. 15/692,510 · Granted Sep 8, 2020

Alternative service access

Inventor: Pankaj Sarin (Elkhorn, NE)
Assignee: PAYPAL, INC.
G06Q20/206G06Q20/204G06Q20/3224G06Q20/3227G06Q20/388G06Q20/38215G06Q20/405G06Q20/409G06Q20/4093G06Q20/40145G07F19/209
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Quick Facts
Patent No.
US 10,769,610
App. No.
15/692,510
Granted
Sep 8, 2020
Kind
B2
Abstract

Alternative service access with operations including determining that a system has met a plurality of criteria, including the system having a battery level below a threshold, identifying a merchant, generating an authentication token for authorizing a payment using a payment provider, and sending the authentication token to the payment provider.

Claims (39)

1. A system, comprising:

one of more geolocation sensors;

a non-transitory memory; and

one or more hardware processors coupled to the non-transitory memory and configured to read instructions from the non-transitory memory to cause the system to perform operations comprising:

detecting, via the one or more geolocation sensors, that the system is within a geo-fence of a merchant;

determining that a battery level of the system has dropped below a threshold; and

in response to the detecting and the determining:

generating an authentication token for authorizing a payment with the merchant using a payment provider; and

sending the authentication token to the payment provider.

2. The system of claim 1 , wherein the system includes a mobile user device.

3. The system of claim 1 , wherein the authentication token includes data associated with a biometric identifier.

4. The system of claim 3 , wherein the authentication token can be matched with a purchase based on the biometric identifier.

5. The system of claim 1 , wherein the generating and the sending are performed further in response to determining that the system is in communication with a merchant device of the merchant.

6. The system of claim 1 , wherein sending the authentication token to the payment provider is completed as part of a shutdown process of the system.

7. The system of claim 1 , wherein the generating and the sending are performed based at least in part on a user specified criteria.

8. A non-transitory machine-readable medium having stored thereon machine-readable instructions executable to cause a system to perform operations comprising:

detecting, via one or more geolocation sensors, that the system is within a geo-fence of a merchant;

determining that a battery level of the system has dropped below a threshold; and

in response to the detecting and the determining:

generating an authentication token for authorizing a payment with the merchant using a payment provider; and

sending the authentication token to the merchant.

9. The non-transitory machine-readable medium of claim 8 , wherein the authentication token includes biometric information.

10. The non-transitory machine-readable medium of claim 9 , wherein the operations further comprise requesting and receiving the biometric information from a user.

11. The non-transitory machine-readable medium of claim 10 , wherein the operations further comprise analyzing the biometric information and determining a classification based on the analyzing and wherein the authentication token includes an indication of the classification.

12. The non-transitory machine-readable medium of claim 8 , wherein the authentication token is revocable.

13. The non-transitory machine-readable medium of claim 12 , wherein sending the authentication token is performed in response to an automated shutdown procedure.

14. The non-transitory machine-readable medium of claim 13 , wherein the operations further comprise sending a revocation command for the authentication token to the merchant in response to a powering on of the system after the automated shutdown procedure.

15. A method, comprising:

detecting, via one or more geolocation sensors, that a mobile computing device is within a geo-fence of a merchant;

determining that a battery level of the mobile computing device has dropped below a threshold; and

in response to the detecting and the determining:

generating an authentication token for authorizing a payment with the merchant using a payment provider; and

sending the authentication token to the payment provider.

16. The method of claim 15 , wherein the generating and the sending are performed further in response to a determination that the mobile computing device is in electronic communication with a device of the merchant.

17. The method of claim 15 , wherein the authentication token includes data associated with a biometric identifier.

18. The method of claim 17 , wherein:

the authentication token is matched with a purchase based on the biometric identifier.

19. The method of claim 15 , wherein sending the authentication token to the payment provider is completed as part of a shutdown process of the mobile computing device.

20. The method of claim 15 , wherein the generating and the sending are performed based at least in part on a user specified criteria.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 31, 2017
From: SARIN, PANKAJ
To: PAYPAL, INC.
Reel/Frame 043464/0393 →
Continuity (1)
Related Publication 20190066078A1 · Feb 28, 2019