IP Library Granted Patent US 9,943,761
Granted Patent B2
US 9,943,761 · App. 15/694,293 · Granted Apr 17, 2018

Promotion generation engine for a money transfer system

Inventors: Yassir Zouiten (Irving, TX); Dorilyn Lee Sletten (Maple Grove, MN)
Assignee: MoneyGram International, Inc.
A63F13/61A63F13/335G06Q20/10G06Q30/0209G07F17/3255H04L67/306H04L67/18
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Quick Facts
Patent No.
US 9,943,761
App. No.
15/694,293
Granted
Apr 17, 2018
Kind
B2
Abstract

A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user's participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.

Claims (38)

1. A promotions engine system for providing customized games to a user, the system comprising:

memory configured to store a plurality of user profiles, wherein each user profile of the plurality of user profiles includes at least one of: past money send activity and past money receive activity;

a processing device configured to:

receive, from a user via a user interface, a request to access the promotions engine system, wherein the request includes identifying information about the user and a promotional code;

generate a customized game in response to the received request to access the promotions engine system, wherein the customized game is generated based at least in part on the promotional code and wherein a prize of the customized game is related to discounted or complimentary money transfer services for a money transfer system; and

output, to the user interface, the customized game.

2. The system of claim 1 , wherein the processor is further configured to:

receive, from the user via the user interface, at least one answer in response to the customized game;

determine whether the user is eligible for a prize based on the at least one received answer; and

output to the user interface an indication as to whether the user is eligible for the prize.

3. The system of claim 2 , wherein the processor is further configured to:

determine whether the user is eligible for a consolation prize in response to determining the user is not eligible for the prize based on the at least one received answer; and

output to the user interface an indication as to whether the user is eligible for the consolation prize.

4. The system of claim 1 , wherein the customized game is generated based at least in part on a date the processing device receives the request.

5. The system of claim 1 , wherein the user is eligible for a prize of the customized game based on the user being one of a first predetermined number of participants.

6. The system of claim 1 , wherein the user is eligible for a prize of the customized game based on the user sharing the customized game with another user.

7. The system of claim 1 , wherein the customized game is generated based at least in part on the user profile.

8. The system of claim 7 , wherein the customized game is generated based at least in part on at least one of: the past money send activity and the past money receive activity of the user profile.

9. The system of claim 1 , wherein the customized game is generated based at least in part on information associated with the user's social media accounts.

10. The system of claim 1 , wherein the promotions engine system and the money transfer system are part of a single system.

11. A non-transitory computer-readable storage medium comprising instructions that when executed by a processor cause the processor to:

receive, from a user via a user interface, a request to access a promotions engine system, wherein the request includes identifying information about the user;

generate a customized game in response to the received request to access the promotions engine system, wherein the customized game is generated based at least in part on a user profile associated with the user and wherein a prize of the customized game is related to discounted or complimentary money transfer services for a money transfer system; and

output, to the user interface, the customized game.

12. The non-transitory computer-readable storage medium of claim 11 , wherein the non-transitory computer-readable storage medium comprises further instructions that when executed by a processor cause the processor to:

receive, from the user via the user interface, at least one answer in response to the customized game;

determine whether the user is eligible for a prize based on the at least one received answer; and

output, to the user interface, an indication as to whether the user is eligible for the prize.

13. The non-transitory computer-readable storage medium of claim 12 , wherein the non-transitory computer-readable storage medium comprises further instructions that when executed by a processor cause the processor to:

determine whether the user is eligible for a consolation prize in response to determining the user is not eligible for the prize based on the at least one received answer; and

output, to the user interface, an indication as to whether the user is eligible for the consolation prize.

14. The non-transitory computer-readable storage medium of claim 11 , wherein the customized game is generated based at least in part on a date the processing device receives the request.

15. The non-transitory computer-readable storage medium of claim 11 , wherein the user is eligible for a prize of the customized game based on the user being one of a first predetermined number of participants.

16. The non-transitory computer-readable storage medium of claim 11 , wherein the user is eligible for a prize of the customized game based on the user sharing the customized game with another user.

17. The non-transitory computer-readable storage medium of claim 11 , the user profile includes at least one of: past money send activity and past money receive activity; and wherein the customized game is generated based at least in part on at least one of: the past money send activity and the past money receive activity of the user profile.

18. The non-transitory computer-readable storage medium of claim 11 , wherein the request includes a promotional code.

19. The non-transitory computer-readable storage medium of claim 18 , wherein the customized game is generated based at least in part on the promotional code.

20. The non-transitory computer-readable storage medium of claim 11 , wherein the customized game is generated based at least in part on information associated with the user's social media accounts.

Assignments (7)
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION
Reel/Frame 063858/0628 →
SECURITY INTEREST Recorded Jun 5, 2023
From: MONEYGRAM INTERNATIONAL, INC.; MONEYGRAM PAYMENT SYSTEMS, INC.
To: GOLDMAN SACHS BANK USA
Reel/Frame 063858/0646 →
RELEASE OF SECURITY INTEREST Recorded Jun 5, 2023
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 063859/0247 →
RELEASE OF SECURITY INTEREST Recorded Jul 21, 2021
From: BANK OF AMERICA, N.A.
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 056940/0436 →
SECURITY INTEREST Recorded Jul 21, 2021
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A.
Reel/Frame 056940/0699 →
SECOND LIEN PATENT SECURITY AGREEMENT Recorded Jun 27, 2019
From: MONEYGRAM INTERNATIONAL, INC.
To: BANK OF AMERICA, N.A., AS COLLATERAL AGENT
Reel/Frame 049613/0321 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 11, 2018
From: ZOUTEN, YASSIR; SLETTEN, DORILYN LEE
To: MONEYGRAM INTERNATIONAL, INC.
Reel/Frame 044602/0418 →
Continuity (3)
Continuation 14172635 · Feb 4, 2014
Continuation 13685303 · Nov 26, 2012
Related Publication 20170361231A1 · Dec 21, 2017