LOAN PROCESSING SERVICE UTILIZING A DISTRIBUTED LEDGER DIGITAL ASSET AS COLLATERAL

1 . A method comprising:

obtaining at a loan processing subsystem a distributed ledger digital asset from a distributed ledger digital asset network subsystem;

receiving at the loan processing subsystem a loan request;

determining at the loan processing subsystem a loan structure based on the received loan request;

transmitting at least a portion of the obtained distributed ledger digital asset from the loan processing subsystem to at least one of a merchant client subsystem and a customer client subsystem based on the determined loan structure; and

receiving a fiat money asset at the loan processing subsystem from at least one of the customer client subsystem and a fiat money asset network subsystem based on the determined loan structure.

2 . The method of claim 1 , wherein the receiving the loan request comprises receiving the loan request at the loan processing subsystem from a customer client subsystem.

3 . The method of claim 1 , wherein the receiving the loan request comprises receiving the loan request at the loan processing subsystem from a merchant client subsystem.

4 . The method of claim 1 , wherein the received loan request is indicative of a guarantee deposit by a customer client subsystem.

5 . The method of claim 4 , wherein the guarantee deposit is a deposit distributed ledger digital asset.

6 . The method of claim 4 , wherein the guarantee deposit is a deposit fiat money asset.

7 . The method of claim 1 , wherein the transmitting comprises transmitting the at least a portion of the obtained distributed ledger digital asset from the loan processing subsystem to a merchant client subsystem based on the determined loan structure

8 . The method of claim 1 , wherein the transmitting comprises transmitting the at least a portion of the obtained distributed ledger digital asset from the loan processing subsystem to a customer client subsystem based on the determined loan structure.

9 . The method of claim 8 , wherein the receiving comprises receiving the fiat money asset at the loan processing subsystem from the customer client subsystem based on the determined loan structure.

10 . The method of claim 8 , wherein the receiving comprises receiving the fiat money asset at the loan processing subsystem from a fiat money asset network subsystem based on the determined loan structure.

11 . The method of claim 1 , wherein the receiving comprises receiving the fiat money asset at the loan processing subsystem from a customer client subsystem based on the determined loan structure.

12 . The method of claim 1 , wherein the receiving comprises receiving the fiat money asset at the loan processing subsystem from a fiat money asset network subsystem based on the determined loan structure.

13 . The method of claim 1 , wherein the obtaining the distributed ledger digital asset is completed before the receiving the loan request.

14 . The method of claim 1 , wherein the loan request comprises information indicative of:

a loan payout amount; and

a currency of the loan payout amount.

15 . The method of claim 1 , wherein the loan request comprises information indicative of:

a down payment amount; and

a currency of the down payment amount.

16 . The method of claim 1 , wherein the loan structure comprises information indicative of a customer client.

17 . The method of claim 16 , further comprising linking, at the loan processing subsystem, the information indicative of the customer client with the transmitted at least a portion of the obtained distributed ledger digital asset.

18 . The method of claim 1 , wherein the transmitting comprises transmitting the at least a portion of the obtained distributed ledger digital asset from the loan processing subsystem to a merchant client subsystem based on the determined loan structure.

19 . A loan processor subsystem comprising:

a communications component; and

a processor operative to:

obtain, via the communications component, a distributed ledger digital asset from a first remote subsystem;

receive, via the communications component, a loan request;

determine a loan structure based on the received loan request;

transmit, via the communications component, at least a portion of the obtained distributed ledger digital asset to a second remote subsystem based on the determined loan structure; and

receive, via the communications component, a fiat money asset from a third remote subsystem based on the determined loan structure.

20 . A non-transitory computer-readable medium comprising computer-readable instructions recorded thereon for:

obtaining at a loan processing subsystem a distributed ledger digital asset from a distributed ledger digital asset network subsystem;

receiving at the loan processing subsystem a loan request;

determining at the loan processing subsystem a loan structure based on the received loan request;

transmitting at least a portion of the obtained distributed ledger digital asset from the loan processing subsystem to at least one of a merchant client subsystem and a customer client subsystem based on the determined loan structure; and

receiving a fiat money asset at the loan processing subsystem from at least one of the customer client subsystem and a fiat money asset network subsystem based on the determined loan structure.