Method and system for authenticating an individual's geo-location via a communication network and applications using the same

1. A method for authenticating an individual via a communication network comprising the steps of:

a) providing the individual with a smartphone having a Global Positioning System (GPS) receiving unit associated with the communications network;

b) providing the individual with a biometric user identification technology coupled to the smartphone;

c) obtaining via the communications network the geo-location of the smartphone utilizing the GPS receiving unit;

d) identifying the individual with the biometric user identification technology by obtaining biometric characteristics that are unique to each human via the communications network; and

e) authenticating the individual via the communications network for at least one of:

i) interaction of the individual with at least one Internet-Of Things device;

ii) interaction of the individual with at least one financial services application;

iii) access to at least one application of the smartphone of the individual;

iv) verification of user presence in defined geographic areas for the individual;

v) verification of no user presence in defined restricted areas for the individual; and

vi) verification of the individual for at least one application use of the smartphone by the individual in a known geographic location,

the method further including the step of cross-checking the individual's geo-location with location based check-in data from location based platforms to further validate as proof-of-presence for the geo-location at a certain location.

2. The method for authenticating an individual via a communication network of claim 1 , further including the step of identifying any anomalous results between the individual's geo-location and the location based check-in data from location based platforms.