Evidence oracles
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
1. A computer-implemented method for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger maintained by a plurality of participants, the method comprising:
receiving, at one or more processors, recorded data from one or more connected devices at a geographic location;
analyzing, at the one or more processors, the recorded data, wherein analyzing the recorded data comprises determining that a collision has occurred involving one or more vehicles by comparing, at the one or more processors, the recorded data to a baseline data profile for a type of recorded data related to the received recorded data;
generating, at the one or more processors, a transaction including the data indicative of the collision based upon the analysis by:
identifying, at the one or more processors, identity data for the one or more connected devices, wherein the identity data comprises an insurance policy number; and
augmenting, at the one or more processors, the transaction with the identity data for the one or more connected devices; and transmitting, at the one or more processors, the transaction to at least one other participant in the distributed ledger network.
2. The computer-implemented method of claim 1 , wherein the recorded data may be sensor data, audio data, video data, and combinations thereof.
3. The computer-implemented method of claim 1 , wherein the geographic location is a traffic intersection, a road segment, a waterway, a bridge, or combinations thereof.
4. The computer-implemented method of claim 1 ,
wherein generating the transaction further comprises:
generating, at the one or more processors, a cryptographic signature based upon the transaction; and
augmenting, at the one or more processors, the transaction with the cryptographic signature.
5. The computer-implemented method of claim 1 , further comprising:
adding, at the one or more processors, the transaction to a block of transactions;
solving, at the one or more processors, a cryptographic puzzle based upon the block of transactions;
adding, at the one or more processors, the solution to the cryptographic puzzle to the block of transactions; and
transmitting, at the one or more processors, the block of transactions to at least one other participant in the distributed ledger network.
6. The computer-implemented method of claim 1 , further comprising:
determining, at the one or more processors, that a collision has not occurred; and
in response to the determination that a collision has not occurred, updating, at the one or more processors, a database with the recorded data.
7. The computer-implemented method of claim 1 ,
wherein the one or more processors are one or more processors of an evidence oracle located at a traffic intersection.
8. A computer-implemented method for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger maintained by a plurality of participants, the method comprising:
receiving, at one or more processors, a request for recorded data from at least one other participant in the distributed ledger network, wherein the recorded data is relevant to the collisions and the subrogation claims;
verifying, at the one or more processors, an access level for the at least one other participant;
analyzing, at the one or more processors, the request for recorded data, wherein analyzing comprises determining data relevant to the request, and determining an amount of data requested;
generating, at the one or more processors, a transaction including the data relevant to the request; and
transmitting, at the one or more processors, the transaction to the at least one other participant in the distributed ledger network; network
wherein the one or more processors are one or more processors of an evidence oracle located at a traffic intersection.
9. The computer-implemented method of claim 8 , wherein the request for recorded data is triggered by a transaction on the distributed ledger network related to a subrogation claim.
10. The computer-implemented method of claim 8 , wherein verifying the access level for the at least one participant requesting the recorded data further comprises:
determining, at the one or more processors, an identity for the at least one other participant; and
checking, at the one or more processors, the identity against a database of access levels listing who may access the recorded data.
11. The computer-implemented method of claim 8 , wherein analyzing the request for recorded data further comprises:
determining, at the one or more processors, a type of data requested.
12. The computer-implemented method of claim 8 ,
wherein generating the transaction further comprises:
identifying, at the one or more processors, identity data for one or more connected devices that recorded the recorded data;
augmenting, at the one or more processors, the transaction with the identity data for the one or more connected devices;
generating, at the one or more processors, a cryptographic signature based upon the transaction; and
augmenting, at the one or more processors, the transaction with the cryptographic signature.
13. The computer-implemented method of claim 12 , wherein the identity data comprises an insurance policy number.
14. The computer-implemented method of claim 8 , further comprising:
adding, at the one or more processors, the transaction to a block of transactions;
solving, at the one or more processors, a cryptographic puzzle based upon the block of transactions;
adding, at the one or more processors, the solution to the cryptographic puzzle to the block of transactions; and
transmitting, at the one or more processors, the block of transactions to at least one other participant in the distributed ledger network.
15. A computer system for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger maintained by a plurality of participants, the system comprising:
a network interface configured to interface with a processor;
one or more sensors;
a memory configured to store non-transitory computer executable instructions and configured to interface with the processor; and
the processor configured to interface with the memory, wherein the processor is configured to execute the non-transitory computer executable instructions to cause the processor to:
receive recorded data from one or more connected devices at a geographic location;
analyze the recorded data, wherein analyze the recorded data comprises determining that a collision has occurred involving one or more vehicles by comparing, at the one or more processors, the recorded data to a baseline data profile for a type of recorded data related to the received recorded data;
generate a transaction including the data indicative of the collision based upon the analysis by:
identifying identity data for the one or more connected devices, wherein the identity data comprises an insurance policy number; and
augmenting the transaction with the identity data for the one or more connected devices; and
transmit the transaction to at least one other participant in the distributed ledger network.
16. The computer system of claim 15 , wherein the recorded data may be sensor data, audio data, video data, and combinations thereof.
17. The computer system of claim 15 , wherein the geographic location is a traffic intersection, a road segment, a waterway, a bridge, or combinations thereof.
18. The computer system of claim 15 , wherein to generate the transaction, the processor is further configured to execute the non-transitory computer executable instructions to cause the processor to:
generate a cryptographic signature based upon the transaction; and
augment the transaction with the cryptographic signature.
19. The computer system of claim 15 , wherein the processor is further configured to execute the non-transitory computer executable instructions to cause the processor to:
add the transaction to a block of transactions;
solve a cryptographic puzzle based upon the block of transactions;
add the solution to the cryptographic puzzle to the block of transactions; and
transmit the block of transactions to at least one other participant in the distributed ledger network.
20. The computer system of claim 15 , wherein the processor is further configured to execute the non-transitory computer executable instructions to cause the processor to:
if a collision has not occurred, update a database with the recorded data.