Autonomous vehicle operating status assessment
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having one or more autonomous or semi-autonomous operation features are provided. According to certain aspects, a computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle may be provided. With the customer's permission, the operation of the autonomous or semi-autonomous vehicle may be monitored to obtain operating data from one or more autonomous operation features. An operating status of the autonomous features may be determined based upon the operating data. After which, a change in the operating status of the autonomous features may be identified, and a report containing information regarding the change in the operating status of the autonomous features may be generated. Insurance discounts may be provided to risk averse customers that maintain their autonomous vehicles, and associated accident avoidance functionality, in good working condition.
1. A computer-implemented method for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
monitoring, by one or more processors, the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features;
determining, by one or more processors, an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data;
determining, by one or more processors, a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features;
determining, by one or more processors, a risk level associated with operation of the one or more autonomous operation features based upon the impairment;
when the risk level exceeds a threshold, implementing, by one or more processors, an action to reduce a risk associated with operation of the vehicle;
determining, by one or more processors, an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features; and
causing, by one or more processors, the adjustment to the cost associated with the insurance policy to be implemented.
2. The computer-implemented method of claim 1 , wherein determining the adjustment to the cost associated with the insurance policy includes determining, by one or more processors, an adjustment to a risk associated with operation of the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features.
3. The computer-implemented method of claim 1 , wherein the cost associated with the insurance policy includes at least one of the following: a premium or a discount.
4. The computer-implemented method of claim 1 , wherein the cost associated with the insurance policy includes at least one of the following: a cost based upon a distance traveled, a cost based upon a vehicle trip, or a cost based upon a duration of vehicle operation.
5. The computer-implemented method of claim 1 , further comprising:
determining, by one or more processors, that the change in operating status of the one or more autonomous operation features causes the operating status of the one or more autonomous operation features to pass an alert threshold.
6. The computer-implemented method of claim 5 , wherein the threshold is the alert threshold; and
wherein implementing the action to reduce the risk associated with operation of the vehicle includes:
generating, by one or more processors, an alert indicating the impairment of the operation of the one or more autonomous operation features; and
causing, by one or more processors, the alert to be presented to a person associated with the autonomous or semi-autonomous vehicle.
7. The computer-implemented method of claim 1 , wherein implementing the action to reduce the risk associated with operation of the vehicle includes:
causing, by one or more processors, control of the autonomous or semi-autonomous vehicle to be transferred to a vehicle operator.
8. The computer-implemented method of claim 1 , further comprising:
determining, by one or more processors, that control of the autonomous or semi-autonomous vehicle cannot safely be transferred to a vehicle operator; and
wherein implementing the action to reduce the risk associated with operation of the vehicle includes:
causing, by one or more processors, the autonomous or semi-autonomous vehicle to stop and discontinue operation.
9. The computer-implemented method of claim 1 , wherein implementing the action to reduce the risk associated with operation of the vehicle includes:
preventing, by one or more processors, the autonomous or semi-autonomous vehicle from beginning operation of at least one of the one or more autonomous operation features.
10. The computer-implemented method of claim 1 , wherein the one or more autonomous operation features comprise one or more sensors disposed within the autonomous or semi-autonomous vehicle.
11. The computer-implemented method of claim 1 , wherein the one or more autonomous operation features of the autonomous or semi-autonomous vehicle perform at least one of the following functions:
steering;
accelerating;
braking;
monitoring blind spots;
presenting a collision warning;
adaptive cruise control;
parking;
driver alertness monitoring;
driver responsiveness monitoring;
artificial intelligence;
a back-up system;
a navigation system;
a positioning system;
a security system;
a theft prevention system; or
remote vehicle location determination.
12. The computer-implemented method of claim 1 , wherein the one or more autonomous operation features of the autonomous or semi-autonomous vehicle perform at least one of the following functions:
artificial intelligence; or
an anti-hacking measure.
13. A computer system for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle, comprising:
one or more processors;
one or more sensors communicatively connected to the one or more processors; and
a program memory coupled to the one or more processors and storing executable instructions that when executed by the one or more processors cause the computer system to:
monitor the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features;
determine an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data;
determine a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features;
determine a risk level associated with operation of the one or more autonomous operation features based upon the impairment;
when the risk level exceeds a threshold, implement an action to reduce a risk associated with operation of the vehicle;
determine an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features; and
cause the adjustment to the cost associated with the insurance policy to be implemented.
14. The computer system of claim 13 , wherein the cost associated with the insurance policy includes at least one of the following: a cost based upon a distance traveled, a cost based upon a vehicle trip, or a cost based upon a duration of vehicle operation.
15. The computer system of claim 13 , wherein the instructions that cause the computer system to determine the adjustment to the cost associated with the insurance policy include instructions that cause the computer system to determine an adjustment to a risk associated with operation of the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features.
16. The computer system of claim 13 , wherein:
the program memory further stores instructions that cause the computer system to implement the action to reduce the risk associated with operation of the vehicle further cause the computer system to cause control of the autonomous or semi-autonomous vehicle to be transferred to a vehicle operator.
17. The computer system of claim 13 , wherein:
the program memory further stores instructions that cause the computer system to:
determine that control of the autonomous or semi-autonomous vehicle cannot safely be transferred to a vehicle operator; and
the executable instructions that cause the computer system to implement the action to reduce the risk associated with operation of the vehicle further cause the computer system to cause the autonomous or semi-autonomous vehicle to stop and discontinue operation.
18. A tangible, non-transitory computer-readable medium storing instructions for real-time determination of the status of autonomous operation features of an autonomous or semi-autonomous vehicle that, when executed by at least one processor of a computer system, cause the computer system to:
monitor the operation of the autonomous or semi-autonomous vehicle to obtain operating data from one or more autonomous operation features;
determine an operating status of the one or more autonomous operation features of the autonomous or semi-autonomous vehicle based upon the operating data;
determine a change in the operating status of the one or more autonomous operation features based upon the determined operating status by comparing the operating status with a previous operating status of the one or more autonomous operation features, wherein the change in operating status indicates an impairment of operation of the one or more autonomous operation features;
determine a risk level associated with operation of the one or more autonomous operation features based upon the impairment;
when the risk level exceeds a threshold, implement an action to reduce a risk associated with operation of the vehicle;
determine an adjustment to a cost associated with an insurance policy associated with the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features; and
cause the adjustment to the cost associated with the insurance policy to be implemented.
19. The tangible, non-transitory computer-readable medium of claim 18 , wherein the instructions that cause the computer system to determine the adjustment to the cost associated with the insurance policy include instructions that cause the computer system to determine an adjustment to a risk associated with operation of the autonomous or semi-autonomous vehicle based upon the determined change in the operating status of the one or more autonomous operation features.
20. The tangible, non-transitory computer-readable medium of claim 18 , further storing instructions that cause the computer system to:
determine that the change in operating status of the one or more autonomous operation features causes the operating status of the one or more autonomous operation features to pass a critical threshold;
wherein the threshold is the critical threshold; and
wherein the instructions that cause the computer system to implement the action to reduce the risk associated with operation of the vehicle further cause the computer system to cause control of the autonomous or semi-autonomous vehicle to be transferred to a vehicle operator.