Road frustration index risk mapping and mitigation
A system for determining a road frustration index value includes a vehicle and a user computing device within the vehicle and a remote computing system, where a telematics system associated with the vehicle senses a speed of the vehicle. The computing device calculates, in near real-time and based on vehicle speed information and the road class of one or more route segments of a travel route, a first frustration level value associated with the driver of the vehicle and identify, based on whether the first frustration level value meets a criterion, an alternate route segment having second frustration level value predicted to be less than the first frustration level value. The remote computing system receives information associated with the first route segment and the alternate route segment and calculates insurance cost based on the road frustration index values associated with a route traveled in the vehicle.
1. A system comprising:
one or more sensors in a vehicle driven by a driver; and
a computing device;
wherein the one or more sensors are configured to:
collect frustration information indicating a current frustration level of the driver; and
collect alertness information indicating a current alertness of the driver; and
wherein the computing device is configured to:
determine, using a global positioning system and based on a destination of the vehicle, a current route that the vehicle is travelling;
determine an alternate route corresponding to a projected frustration level, wherein the projected frustration level is higher than the current frustration level; and
display, based on the current alertness of the driver, the projected frustration level, and the current frustration level, an indication of the alternate route.
2. The system of claim 1 , wherein the frustration information comprises one or more of: a heart rate of the driver, a breathing rate of the driver, a steering wheel pressure caused by the driver, or data corresponding to a braking event.
3. The system of claim 1 , wherein the projected frustration level is based on traffic information associated with the alternate route.
4. The system of claim 1 , wherein the alertness information comprises a current speed of the vehicle.
5. The system of claim 1 , wherein the computing device is further configured to:
display a second indication of an insurance cost savings associated with traveling the alternate route.
6. The system of claim 1 , wherein the computing device is further configured to:
display the projected frustration level.
7. The system of claim 1 , wherein the alternate route is longer than the current route.
8. A method comprising:
determining, using a global positioning system, a plurality of route segments which may be taken by a driver of a vehicle, wherein the vehicle is projected to travel along a first route segment of the plurality of route segments;
determining, using one or more sensors:
a current frustration level of the driver, and
a current alertness of the driver; and
based on determining, by a computing device, that the current alertness of the driver satisfies a threshold:
determining, by the computing device, for the first route segment of the plurality of route segments, and based on the current frustration level, a first projected frustration level;
determining, by the computing device, for a second route segment of the plurality of route segments, and based on the current frustration level, a second projected frustration level, wherein the second projected frustration level is greater than the first projected frustration level; and
displaying, by the computing device and based on the second projected frustration level, an indication directing the driver along the second route segment instead of the first route segment.
9. The method of claim 8 , wherein determining the current frustration level of the driver is based on one or more of: a heart rate of the driver, a breathing rate of the driver, a steering wheel pressure caused by the driver, or data corresponding to a braking event.
10. The method of claim 8 , wherein determining the current alertness of the driver is further based on a speed of the vehicle.
11. The method of claim 8 , wherein determining the second projected frustration level is further based on a road class associated with the second route segment.
12. The method of claim 8 , wherein determining the second projected frustration level is further based on determining a traffic level associated with the second route segment.
13. The method of claim 8 , further comprising:
displaying, by the computing device, a second indication of an insurance cost savings associated with traveling the second route segment instead of the first route segment.
14. The method of claim 8 , further comprising:
displaying, by the computing device, the second projected frustration level.
15. An apparatus comprising:
one or more processors;
a global positioning system; and
memory storing instructions that, when executed by the one or more processors, cause the apparatus to:
collect, from one or more sensors in a vehicle driven by a driver, frustration information indicating a current frustration level of the driver; and
collect, from the one or more sensors, alertness information indicating a current alertness of the driver;
receive data corresponding to a destination of the driver;
determine, using the global positioning system and based on the destination, a first route;
determine an alternate route corresponding to a projected frustration level, wherein the projected frustration level is higher than the current frustration level, and wherein the alternate route is longer than the first route; and
display, based on the current alertness of the driver, the projected frustration level, and the current frustration level, an indication of the alternate route.
16. The apparatus of claim 15 , wherein the frustration information comprises one or more of: a heart rate of the driver, a breathing rate of the driver, a steering wheel pressure caused by the driver, or second data corresponding to a braking event.
17. The apparatus of claim 15 , wherein the alertness information comprises a speed of the vehicle.
18. The apparatus of claim 15 , wherein the projected frustration level is based on a road class associated with the alternate route.
19. The apparatus of claim 15 , wherein the projected frustration level is based on a traffic level associated with the alternate route.
20. The apparatus of claim 15 , wherein the instructions, when executed by the one or more processors, further cause the apparatus to:
display a second indication of an insurance cost savings associated with traveling the alternate route.