IP Library › Granted Patent US 10,587,615
Granted Patent B2
US 10,587,615 · App. 16/390,448 · Granted Mar 10, 2020

Systems and methods for using micro accelerations as a biometric identification factor

Inventor: David Wurmfeld (Falls Church, VA)
Assignee: Capital One Services, LLC
H04L63/0861G06F21/31G06F21/554G06K9/00892G06Q20/40H04L63/0853H04L63/102H04L63/107H04W12/06
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Quick Facts
Patent No.
US 10,587,615
App. No.
16/390,448
Granted
Mar 10, 2020
Kind
B2
Abstract

Systems and methods for using micro accelerations as a biometric factor for multi-factor authentication, the method including receiving, filtering, and determining an identifying pattern from micro acceleration data representative of the user, storing the identifying pattern for later use in authenticating the identity of the user, and using the identifying pattern as one factor in a multi factor authentication.

Claims (51)

1. A system for authentication using an electronic card, comprising:

one or more memory devices storing software instructions; and

one or more processors configured to execute software instructions to perform operations comprising:

receiving micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with a reference pattern;

authenticating, based on the comparison, an identity of the user; and

determining, based on the comparison, that the user is not an authorized person to possess the card.

2. The system of claim 1 , wherein authenticating the identity of the user comprises at least one of: approving a financial transaction, granting a secured access, or receiving confidential information.

3. The system of claim 1 , wherein the operations further comprise:

upon determining that the user is not an authorized person to possess the card, transmitting a notification to a device associated with the card.

4. The system of claim 3 , wherein the operations further comprise:

receiving, from the device associated with the card, a response authorizing a use of the card; and

authenticating the identity of the user.

5. The system of claim 1 , wherein the operations further comprise:

using the identifying pattern as one factor in a multi-factor authentication to authenticate the identity of the user.

6. A system for authentication using an electronic card, comprising:

one or more memory devices storing software instructions; and

one or more processors configured to execute software instructions to perform operations comprising:

receiving reference micro acceleration data from an electronic card;

determining, based on micro acceleration data, the reference pattern;

storing the reference pattern into a storage device;

receiving, from the electronic card, micro acceleration data collected by one or more accelerometers of the card;

determining, based on the micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with the reference pattern; and

authenticating, based on the comparison, an identity of the user.

7. A method for authentication using an electronic transaction card, comprising:

receiving micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with one or more reference patterns; and

determining, based on the comparison, that the user is not an authorized person to possess the card.

8. The method of claim 7 , further comprising:

upon determining that the user is not an authorized person to possess the card, transmitting a notification to a device associated with the card.

9. The method of claim 8 , further comprising:

receiving, from the device associated with the card, a response authorizing a use of the card; and

approving a financial transaction.

10. A method for authentication using an electronic transaction card, comprising:

receiving reference micro acceleration data;

determining, based on micro acceleration data, a reference pattern;

storing the reference pattern into a storage device;

receiving the micro acceleration data collected by one or more accelerometers of an electronic card;

determining, based on the micro acceleration data, one or more normalized Hausdorff space patterns;

determining, based on the one or more normalized Hausdorff space patterns, an identifying pattern representative of a movement pattern of a user associated with the card;

comparing the identifying pattern with the reference pattern;

determining, based on the comparison, that the user is an authorized user of the card; and

upon determining that the user is an authorized user of the card, approving a financial transaction.

11. The method of claim 10 , wherein receiving reference micro acceleration data comprises:

receiving the reference micro acceleration data from the card.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 22, 2019
From: WURMFELD, DAVID
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 048956/0299 →
Continuity (2)
Continuation 16001930 · Jun 6, 2018
Related Publication 20190379658A1 · Dec 12, 2019