Bank card adding method, and apparatus
A system comprising: a first mobile phone and a second mobile phone, the first mobile phone having a first digital wallet, the second mobile phone having a second digital wallet including a first payment card, the first mobile phone being capable of directly connecting with the second mobile phone via a wireless communication connection. The first mobile phone send to the second mobile phone a first request for obtaining a first data related to the first payment card. In response to the first request, the second mobile phone send directly to the first mobile phone via the wireless communication connection, the first data. The first mobile phone add the first payment card into the first digital wallet based on the received first data.
1. A system comprising:
a first mobile phone having a first digital wallet; and
a second mobile phone, having a second digital wallet including a first payment card, wherein the first mobile phone is capable of directly connecting with the second mobile phone via a wireless communication connection,
wherein the first mobile phone comprises:
a display configured to display a first option for adding a first payment card to the first digital wallet;
a processor coupled to the display and configured to:
detect a first selection of the first option; and
send, to the second mobile phone, a first request to obtain a first data related to the first payment card in response to the first selection of the first option; and
a receiver coupled to the processor and configured to receive, directly from the second mobile phone via the wireless communication connection, the first data, wherein the first data is encrypted; and
wherein the processor is further configured to add the first payment card to the first digital wallet after successfully decrypting the data, wherein the second mobile phone comprises:
a receiver configured to receive the first request from the first mobile phone; and
a transmitter configured to send, directly to the first mobile phone via the wireless communication connection, the first data in response to receiving the first request,
wherein the first mobile phone and the second mobile phone log into a same account.
2. The system of claim 1 , wherein the display of the first mobile phone is further configured to display a second option for adding a second payment card to the first digital wallet, and wherein the processor of the first mobile phone is further configured to:
detect a second selection of the second option;
obtain a second data inputted by a user in response to the second selection of the second option, wherein the second data is related to the second payment card; and
add the second payment card to the first digital wallet based on the second data.
3. The system of claim 2 , wherein the second data includes at least one of:
a bank identification number (BIN) of the second payment card,
a primary account number (PIN) of the second payment card,
a payment card verification value (CVV) of the second payment card, or
a validity period of the second payment card.
4. The system of claim 1 , wherein the processor of the first mobile phone is further configured to decrypt the first data using a private key of the first mobile phone, and wherein the second mobile phone further comprises a second processor configured to encrypt the first data with a public key of the first mobile phone.
5. The system of claim 1 , wherein the wireless communication connection is a Wi-Fi connection or a BLUETOOTH connection.
6. The system of claim 1 , wherein the processor is further configured to decrypt the first data on a trusted execution environment (TEE) of the first mobile phone.
7. An electronic device comprising:
a memory comprising instructions;
a processor coupled to the memory and configured to execute the instructions, which cause the processor to be configured to:
display a first option for adding a first payment card to a digital wallet of the electronic device using encrypted data received from an other electronic device, wherein the electronic device and the other electronic device log into a same account;
detect a selection of the first option;
send, directly to the other electronic device via a wireless communication connection, a request to obtain the encrypted data related to the first payment card;
receive, directly from the other electronic device via the wireless communication connection, the encrypted data, wherein the encrypted data includes secure information describing the first payment card; and
add the first payment card to said digital wallet of the electronic device after successfully decrypting the encrypted data.
8. The electronic device of claim 7 , wherein the wireless communication connection is a Wi-Fi connection.
9. The electronic device of claim 7 , wherein the instructions further cause the processor to:
display a second option for adding a second payment card to the digital wallet of the electronic device;
detect a second selection of the second option;
obtain a data inputted by a user in response to the second selection of the second option, wherein the data includes secure information describing the second payment card; and
add the second payment card to the digital wallet of the electronic device based on the data.
10. The electronic device of claim 9 , wherein the data includes at least one of:
a bank identification number (BIN) of the second payment card,
a primary account number (PIN) of the second payment card,
a payment card verification value (CVV) of the second payment card, or
a validity period of the second payment card.
11. The electronic device of claim 7 , wherein the instructions further cause the processor to be configured to decrypt the encrypted data using a private key of the electronic device, and wherein the encrypted data is encrypted with a public key of the electronic device.
12. The electronic device of claim 7 , wherein the instructions further cause the processor to decrypt the encrypted data on a trusted execution environment (TEE) of the electronic device.
13. The electronic device of claim 7 , wherein the wireless communication connection is a BLUETOOTH connection.
14. A method performed by a first electronic device, comprising:
displaying, by a display of the first electronic devise, a first option for adding a payment card to a first digital wallet using encrypted data received from a second electronic device, wherein the encrypted data includes secure information describing the payment card, and wherein the second electronic device and the first electronic device log into a same account;
detecting a selection of the first option on the display;
sending, directly to the second electronic device via a wireless communication connection, a request to obtain the encrypted data in response to the selection of the first option;
receiving, from the second electronic device via the wireless communication connection, the encrypted data; and
adding said payment card to said digital wallet after successfully decrypting the encrypted data.
15. The method of claim 14 , further comprising displaying a second option for adding the payment card by inputting a data related to the payment card.
16. The method of claim 15 , wherein the data includes at least one of:
a bank identification number (BIN) of the payment card,
a primary account number (PIN) of the payment card,
a payment card verification value (CVV) of the payment card, or
a validity period of the payment card.
17. The method of claim 14 , wherein the wireless communication connection is a Wi-Fi connection.
18. The method of claim 14 , further comprising:
encrypting the encrypted data using a public key of the first electronic device; and
decrypting the encrypted data using a private key of the first electronic device.
19. The method of claim 18 , further comprising encrypting and decrypting the encrypted data in a trusted execution environment (TEE).
20. The method of claim 14 , wherein the wireless communication connection is a BLUETOOTH connection.