IP Library › Granted Patent US 11,012,526
Granted Patent B1
US 11,012,526 · App. 16/575,936 · Granted May 18, 2021

Inspection and assessment based on mobile edge-computing

Inventors: Younuskhan Mohamed Iynoolkhan (Rolling Meadows, IL); Surender Kumar (Palatine, IL); Nilesh Malpekar (Lincolnshire, IL); Charles Peavie (Lake Villa, IL)
Assignee: Allstate Insurance Company
H04L67/289B64C39/024G06F16/9538G06K9/6256G06N20/00G06Q10/10
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Quick Facts
Patent No.
US 11,012,526
App. No.
16/575,936
Granted
May 18, 2021
Kind
B1
Abstract

Methods, computer-readable media, software, and apparatuses may receive, at a field vehicle, field data from one or more unmanned autonomous vehicles, where the field data may be indicative of an item for assessment. Edge-computing, based on machine learning techniques, may be performed at the field vehicle to identify one or more characteristics of the assessment, and a projected cost may be determined. An estimate may be sent to a consumer. In some aspects, the projected costs may be based on local data related to a geographical location of the item. In another aspect, underwriting tasks may be performed at the field vehicle, and a quote may be sent to a consumer.

Claims (52)

1. A method comprising:

receiving, by a computing device at a field vehicle, field data from one or more unmanned autonomous vehicles, wherein the field data is indicative of an item for assessment;

identifying, by the computing device and in real-time based on a machine learning model, one or more characteristics of the assessment;

determining, by the computing device at the field vehicle and in real-time based on the machine learning model, a projected cost for the assessment without communicating with a central server; and

sending, to a user associated with the item, an estimate for the assessment.

2. The method of claim 1 , wherein the identifying the one or more characteristics of the assessment comprises:

analyzing the field data to determine one or more of a type of material, an amount of material, an amount of labor, and an estimated time to complete a repair or a replacement.

3. The method of claim 1 , further comprising:

training the machine learning model to identify the one or more characteristics based on an analysis of the item.

4. The method of claim 1 , wherein the determining the projected cost for the assessment comprises:

determining, based on local data related to a geographical location of the item, a projected cost of material and a projected cost of labor.

5. The method of claim 4 , further comprising:

dynamically updating, by the computing device, the local data.

6. The method of claim 1 , further comprising:

causing, in real-time and based on the one or more characteristics of the assessment, the one or more unmanned autonomous vehicles to collect additional field data.

7. The method of claim 1 , further comprising:

performing, in real-time and by the computing device at the field vehicle, an underwriting task associated with the assessment.

8. The method of claim 7 , further comprising:

training the machine learning model to perform the underwriting task.

9. An apparatus, comprising:

a processor;

a memory unit storing computer-executable instructions, which when executed by the processor, cause the apparatus to:

receive, at a field vehicle, field data from one or more unmanned autonomous vehicles, wherein the field data is indicative of an item for assessment;

identify, in real-time based on a machine learning model, one or more characteristics of the assessment;

determine, at the field vehicle, in real-time based on the machine learning model, a projected cost for the assessment without communicating with a central server; and

send, to a user associated with the item, an estimate for the assessment.

10. The apparatus of claim 9 , wherein the computer-executable instructions, when executed by the processor, further cause the apparatus to identify the one or more characteristics of the assessment by causing the apparatus to:

analyze the field data to determine one or more of a type of material, an amount of material, an amount of labor, and an estimated time to complete a repair or a replacement.

11. The apparatus of claim 9 , wherein the computer-executable instructions, when executed by the processor, cause the apparatus to:

train the machine learning model to identify the one or more characteristics based on an analysis of the item.

12. The apparatus of claim 9 , wherein the computer-executable instructions, when executed by the processor, further cause the apparatus to determine the projected cost for the assessment by causing the apparatus to:

determine, based on local data related to a geographical location of the item, a projected cost of material and a projected cost of labor.

13. The apparatus of claim 12 , wherein the computer-executable instructions, when executed by the processor, cause the apparatus to:

dynamically update the local data.

14. The apparatus of claim 9 , wherein the computer-executable instructions, when executed by the processor, cause the apparatus to:

cause, in real-time and based on the one or more characteristics of the assessment, the one or more unmanned autonomous vehicles to collect additional field data.

15. The apparatus of claim 9 , wherein the computer-executable instructions, when executed by the processor, cause the apparatus to:

perform, in real-time at the field vehicle, an underwriting task associated with the assessment.

16. The apparatus of claim 15 , wherein the computer-executable instructions, when executed by the processor, cause the apparatus to:

train the machine learning model to perform the underwriting task.

17. One or more non-transitory computer-readable media storing instructions that, when executed by a computing device, cause the computing device to:

receive, at a field vehicle, field data from one or more unmanned autonomous vehicles, wherein the field data is indicative of an item for assessment;

identify, in real-time based on a machine learning model, one or more characteristics of the assessment;

determine, at the field vehicle, in real-time based on the machine learning model, a projected cost for the assessment without communicating with a central server; and

send, to a user associated with the item, an estimate for the assessment.

18. The one or more non-transitory computer-readable media of claim 17 , storing further instructions that, when executed by the computing device, cause the computing device to:

analyze the field data to determine one or more of a type of material, an amount of material, an amount of labor, and an estimated time to complete a repair or a replacement.

19. The one or more non-transitory computer-readable media of claim 17 , storing further instructions that, when executed by the computing device, cause the computing device to:

determine, for the one or more characteristics and based on the machine learning model, a projected cost for the assessment; and

wherein the estimate is based on the projected cost.

20. The one or more non-transitory computer-readable media of claim 17 , storing further instructions that, when executed by the computing device, cause the computing device to:

perform, in real-time at the field vehicle, an underwriting task associated with the assessment.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 19, 2019
From: IYNOOLKHAN, YOUNUSKHAN MOHAMED; PEAVIE, CHARLES; KUMAR, SURENDER; MALPEKAR, NILESH
To: ALLSTATE INSURANCE COMPANY
Reel/Frame 050432/0466 →
Cited By (3)
US 12,189,803 US 12,229,835 US 12,229,836