INTELLIGENT REPORT WRITER
An intelligent alert system triggers potential cases based on a set of scenarios and sends the potential cases and the reports with default narratives to an investigator. Through the changes made by the investigator on the default narratives, the intelligent alert system learns a writing style of the investigator. Eventually, the intelligent alert system can automatically submit a report with a narrative that matches the writing style of the investigator.
1 . A computer-implemented method for generating a report, comprising:
storing, in a database of a first computer system, a first fact associated with a first subject, a second fact associated with a second subject, and a third fact associated with a third subject, the first fact, the second fact, and the third fact having a same field name in the database;
receiving, at the first computer system from a second computer system, a first report of the first subject, the first report comprising the first fact and a first set of linking words generated by a human writer;
transmitting, from the first computer system to a third computer system, the first report of the first subject;
transmitting, from the first computer system to the second computer system, the second fact and the first set of linking words;
receiving, at the first computer system from the second computer system, a second report of the second subject, the second report comprising the second fact and a second set of linking words generated by the human writer;
transmitting, from the first computer system to the third computer system, the second report of the second subject; and
transmitting, from the first computer system to the third computer system, a third report of the third subject when the first set of linking words corresponds to the second set of linking words, the third report comprising the third fact and the second set of linking words.
2 . The computer-implemented method of claim 1 , in which the third fact is at least based on customer data.
3 . The computer-implemented method of claim 2 , in which the customer data is associated with at least one of an individual, an organization, or a combination thereof.
4 . The computer-implemented method of claim 2 , in which the customer data is associated with at least one of an industry category of a customer, a business type of the customer, a geographical area of the customer, a country of an address of the customer, a nature of a business of the customer, a product type of the business, a services type of the business, a structure of the business, a profession of the customer, a nationality of the customer, a historical record, a type of transaction conducted, a balance of an account, funds inflow, funds outflow, a transactional pattern, a number of transactions, an amount of transactions, a transactional volume, a transactional frequency, a transactional derivative, a location of the transaction, a time of the transaction, a country of the transaction, a sender of a money transfer transaction, a location of the sender, a country of the sender, a nature of the sender, a recipient of a money transfer transaction, a location of the recipient, a country of the recipient, a nature of the recipient, a relationship, a social status, a political exposure, a historical transaction, a number of suspicious activity reports (SARs) filed for money laundering and terrorist financing cases, a category of the first financial institution, a business type of the first financial institution, a geographical area of the first financial institution, a country of a head office of the first financial institution, a nature of a business of the first financial institution, an age of a person, a sex of the person, an income level of the person, an appearance of the person, a judgment about the person, a personal condition of the person, a family condition of the person, a family member of the person, a family member's condition of the person, a friend of the person, a friend's condition of the person, a historical record of the person, an industry category of the person, a geographical area of the person, a country of an address of the person, a profession of the person, a job type of an employee, an education level of an employee, an income level of an employee, a length of employment at a current job, a performance review record, an employment history, a duration of each employment in the employment history, a reason for termination of each employment in the employment history, an age of the employee, a sex of the employee, a personal condition of the employee, a family condition of the employee, a family member of the employee, a family member's condition of the employee, a friend's condition of the employee, a historical record of the employee, a type of work performed, a number of transactions performed, an amount of transactions performed, a largest amount of transaction, a number of transactions with a particular counter party, an amount of transactions with a particular counter party, a number of changes of a crucial record, a number of changes of a crucial record associated with a particular counter party, a geographical area of an employee's home, a geographical area of an employee's office, a country of an address of the employee, a due diligence result of the customer, a length of an account history, a number of name matches with gambling organizations in transactions, or a combination thereof.
5 . The computer-implemented method of claim 1 , in which the third fact is at least based on transactional data.
6 . The computer-implemented method of claim 5 , in which the transaction data is associated with at least one of a person, an organization, or a combination thereof.
7 . The computer-implemented method of claim 5 , in which the transactional data is associated with at least one of cash, check, wire transfer, ATM (Automated Teller Machine), ACH (Automated Clearing House), virtual currency, virtual security, virtual instrument, credit card, debit card, prepaid card, electronic fund transfer, wires, monetary instruments, letters of credit, notes, securities, commercial papers, commodities, precious metal, account opening, account closure, an account application, deposit, withdrawal, cancellation, balance check, inquiry, credit, debit, or a combination thereof.
8 . The computer-implemented method of claim 1 , in which the third report comprises a Suspicious Activity Report (SAR).
9 . The computer-implemented method of claim 1 , in which the second computer system comprises a device interface residing at a financial institution.
10 . The computer-implemented method of claim 9 , in which the financial institution comprises at least one of a bank, credit union, money services business, financial holding company, insurance company, insurance agency, mortgage company, mortgage agency, stockbroker, stock agency, bond broker, bond agency, commodity broker, commodity agency, trading company, trading agency, other financial service provider, other financial agency, stock exchange, commodity exchange, currency exchange, virtual currency company, virtual currency issuer, virtual currency service provider, virtual currency network provider, virtual currency computer provider, virtual currency dealer, virtual currency exchange, virtual securities exchange, bond exchange, other exchange, funds manager, investment company, private equity firm, venture capital firm, virtual currency company, merchant acquirer, payment processor, payment card issuer, payment card program manager, internet merchant, other organization related to financial services, or a combination thereof.
11 . The computer-implemented method of claim 1 , in which the third computer system comprises a device interface residing at a government organization.
12 . The computer-implemented method of claim 11 , in which the government organization comprises a Financial Crimes Enforcement Network (FinCEN).