Systems and methods for authenticating and providing payment to a supplier
An authentication and payment system for paying a supplier via a network may include a non-transitory computer readable storage medium having program logic stored thereon having a code for an authentication and payment application executable by a processor of a computing device. The code may be programmed to perform a step of receiving a first set of specific data elements from a payer regarding an authorized purchase by the payer from the supplier. The code may be further programed to receive a second set of specific data elements from the supplier. If the first set of specific data elements matches at least a portion of second set of specific data elements, the code may be programed to generate and send a single-use number to the supplier. The single-use number may be usable as a credit card number for only one purchase.
1. A system for generating a one-time payment method between parties, comprising:
a non-transitory memory storing instructions, and
a hardware processor that executes the instructions to perform the steps of:
receiving a first set of data elements from a payer, including a transaction amount;
receiving a second set of data elements from a payee that is not pre-registered to receive payments;
authenticating the payee by determining that the first set of data elements and the second set of data elements are associated with a transaction between the payer and payee;
in response to the authenticating, generating a single-use electronic purchase number that is usable as a credit card number and limited to paying:
the authenticated payee,
in an amount equal to the transaction amount;
sending, via a network, the electronic purchase number to the payee.
2. The system of claim 1 , wherein the authenticating further comprises matching a portion of the first set of data elements with a portion of the second set of data elements.
3. The system of claim 1 , wherein:
the first set of data elements further comprise at least one of a first date of service or purchase or a first authorization number; and
the second set of data elements comprise at least one of a second date of service or purchase, a second authorization number, or the transaction amount.
4. The system of claim 3 , wherein the first and second authorization numbers further comprise a vehicle identification number.
5. The system of claim 1 , further comprising generating, in response to the authenticating, an expiration date and a security code associated with the electronic purchase number.
6. The system of claim 1 , further comprising generating an image of a payment card that comprises the electronic purchase number, and an expiration date and a security code associated with the electronic purchase number.
7. The system of claim 6 , wherein the sending further comprising sending, via the network, the image of the payment card.
8. The system of claim 1 , wherein the first and second sets of data elements further include at least one of a vehicle identification number, an equipment/part serial number, a tax ID, a Duns Number, a Supplier ID, an invoice number, a payment reference Number, a voucher number, a business location ID, a model number, an account number, a provider ID, a claim number, or a vendor ID.
9. The system of claim 1 , wherein the first and second sets of data elements further include a vehicle identification number.
10. A method for generating a one-time payment method between parties, comprising:
receiving a first set of data elements from a payer, including a transaction amount;
receiving a second set of data elements from a payee that is not pre-registered to receive payments;
authenticating the payee by determining that the first set of data elements and the second set of data elements are associated with a transaction between the payer and payee;
in response to the authenticating, generating a single-use electronic purchase number that is usable as a credit card number and limited to paying:
the authenticated payee;
in an amount equal to the transaction amount;
sending, via a network, the electronic purchase number to the payee.
11. The method of claim 10 , wherein the authenticating further comprises matching at least a portion of the first set of data elements with at least a portion of the second set of data elements.
12. The method of claim 10 , wherein:
the first set of data elements further comprise at least one of a first date of service or purchase or a first authorization number; and
the second set of data elements comprise at least one of a second date of service or purchase, a second authorization number, or the transaction amount.
13. The method of claim 12 , wherein the first and second authorization numbers further comprise a vehicle identification number.
14. The method of claim 10 , further comprising generating, in response to the authenticating, an expiration date and a security code associated with the electronic purchase number.
15. The method of claim 10 , further comprising generating an image of a payment card that comprises the electronic purchase number, and an expiration date and a security code associated with the electronic purchase number.
16. The method of claim 15 , wherein the sending further comprising sending, via the network, the image of the payment card.
17. The method of claim 10 , wherein the first and second sets of data elements further include at least one of a vehicle identification number, an equipment/part serial number, a tax ID, a Duns Number, a Supplier ID, an invoice number, a payment reference Number, a voucher number, a business location ID, a model number, an account number, a provider ID, a claim number, or a vendor ID.
18. The method of claim 10 , wherein the first and second sets of data elements further comprise a vehicle identification number.