Network-tetherable automated teller machine
According to one aspect of the present disclosure, a method for improved reliability in a bank computer network can include: identifying an ATM proximate to a user device; determining whether the user device is communicably coupled to a server device over a secure link, the server device hosted by a financial institution and capable processing ATM transactions; establishing a secure link with the server device in response to determining the user device is not communicably coupled with the server device; prompting a user for permission to tether with the ATM in response to determining the user device is communicably coupled with the server device or determining the secure link has been established; receiving an indication of a response to the prompt for permission to tether with ATM; and establishing a P2P connection between the ATM and the user device.
1. A method for improved reliability in a bank computer network, the method comprising:
identifying, by a server associated with a financial institution and capable of processing ATM transactions, an automated teller machine (ATM) proximate to a user device;
determining, by the server, that the ATM is no longer available via a primary network connection;
in response to determining that the ATM is no longer available via the primary network connection, prompting, by the server, a user for permission to tether the user device with the ATM;
receiving, at the server, permission from the user device to tether the user device with the ATM;
allowing, by the server, the ATM to share the user device's network connection for communications between the server and the ATM; and
receiving, by the server from the ATM, one or more ATM transaction messages via the user device's network connection.
2. The method of claim 1 , wherein the tethering between the user device and the ATM is a secure peer-to-peer (P2P) network.
3. The method of claim 1 , wherein the tethering between the user device and the ATM is physical universal serial bus (USB) link between the user device and the ATM.
4. The method of claim 1 , wherein the tethering between the user device and the ATM is a short-range wireless connection.
5. The method of claim 1 , wherein identifying the ATM proximate to the user device comprises:
receiving a location of the user device from a location sensor associated therewith; and
identifying one or more ATMs having a known location within a predetermined radius of the location of the user device.
6. The method of claim 1 , allowing, by the server, the ATM to share the user device's network connection for communications between the server and the ATM, comprises:
limiting the communications between the server and the ATM via the user device's network to a single transaction.
7. The method of claim 1 , further comprising:
determining, by the server, that an ATM transaction between the user and the ATM is complete; and
responsive the determining that the ATM transaction is complete, terminating the allowance of the ATM to share the user device's network connection.
8. A system, comprising:
a processor associated with a financial institution and capable of processing ATM transactions; and
a memory having programming instructions stored thereon, which, when executed by the processor, performs one or more operations, comprising:
identifying an automated teller machine (ATM) proximate to a user device;
determining that the ATM is no longer available via a primary network connection;
in response to determining that the ATM is no longer available via the primary network connection, prompting a user for permission to tether the user device with the ATM;
receiving permission from the user device to tether the user device with the ATM;
allowing the ATM to share the user device's network connection for communications between the system and the ATM; and
receiving, from the ATM, one or more ATM transaction messages via the user device's network connection.
9. The system of claim 8 , wherein the tethering between the user device and the ATM is a secure peer-to-peer (P2P) network.
10. The system of claim 8 , wherein the tethering between the user device and the ATM is physical universal serial bus (USB) link between the user device and the ATM.
11. The system of claim 8 , wherein the tethering between the user device and the ATM is a short-range wireless connection.
12. The system of claim 8 , wherein identifying the ATM proximate to the user device comprises:
receiving a location of the user device from a location sensor associated therewith; and
identifying one or more ATMs having a known location within a predetermined radius of the location of the user device.
13. The system of claim 8 , allowing the ATM to share the user device's network connection for communications between the system and the ATM, comprises:
limiting the communications between the system and the ATM via the user device's network to a single transaction.
14. The system of claim 8 , wherein the one or more operations further comprise:
determining that an ATM transaction between the user and the ATM is complete; and
responsive the determining that the ATM transaction is complete, terminating the allowance of the ATM to share the user device's network connection.
15. A non-transitory computer readable medium including one or more sequences of instructions that, when executed by one or more processors, perform one or more operations comprising:
identifying, by a server associated with a financial institution and capable of processing ATM transactions, an automated teller machine (ATM) proximate to a user device;
determining, by the server, that the ATM is no longer available via a primary network connection;
in response to determining that the ATM is no longer available via the primary network connection, prompting, by the server, a user for permission to tether the user device with the ATM;
receiving, at the server, permission from the user device to tether the user device with the ATM;
allowing, by the server, the ATM to share the user device's network connection for communications between the server and the ATM; and
receiving, by the server from the ATM, one or more ATM transaction messages via the user device's network connection.
16. The non-transitory computer readable medium of claim 15 , wherein the tethering between the user device and the ATM is a secure peer-to-peer (P2P) network.
17. The non-transitory computer readable medium of claim 15 , wherein the tethering between the user device and the ATM is physical universal serial bus (USB) link between the user device and the ATM.
18. The non-transitory computer readable medium of claim 15 , wherein the tethering between the user device and the ATM is a short-range wireless connection.
19. The non-transitory computer readable medium of claim 15 , wherein identifying the ATM proximate to the user device comprises:
receiving a location of the user device from a location sensor associated therewith; and
identifying one or more ATMs having a known location within a predetermined radius of the location of the user device.
20. The non-transitory computer readable medium of claim 15 , allowing, by the server, the ATM to share the user device's network connection for communications between the server and the ATM, comprises:
limiting the communications between the server and the ATM via the user device's network to a single transaction.