Systems and methods for monitoring and processing an image of a check during mobile deposit
An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. The camera is associated with a mobile device. When the image of the check in the field of view passes monitoring criteria, an image may be taken by the camera and provided from the mobile device to a financial institution. The image capture may be performed automatically as soon as the image of the check is determined to pass the monitoring criteria. The check may be deposited in a user's bank account based on the image. Any technique for sending the image to the financial institution may be used. Feedback may be provided to the user of the camera regarding the image of the check in the field of view.
1. A system comprising:
an image capture device;
an image screen; and
a processor in communication with the image capture device and the image screen, the processor configured to:
detect a target document in a field of view of the image capture device;
control the image screen to display an image depicting the target document and present feedback information to a user of the image capture device describing an instruction for satisfying an assessment criterion of the target document;
determine, based on the image of the target document, whether the assessment criterion has been satisfied; and
control the image capture device to automatically capture the image upon determining the assessment criterion has been satisfied.
2. The system of claim 1 , wherein the processor is configured to control the image screen to present the feedback information by displaying a written instruction on the image screen for satisfying the assessment criterion.
3. The system of claim 2 , wherein the written instruction requests a user to position the target document in the field of view of the image capture device.
4. The system of claim 1 , wherein the processor is further configured to control the image screen to present the feedback information when the assessment criterion is determined not to have been satisfied.
5. The system of claim 1 , wherein the processor is configured to control the image screen to present the feedback information by displaying a non-alphanumeric visual indicator on the image screen for modifying the image of the target document.
6. The system of claim 1 , wherein to detect the target document in the field of view of the image capture device with respect to the assessment criterion, the processor is further configured to:
measure a distance from an edge of the target document in the field of view of the image capture device to an edge of the field of view of the image capture device; and
compare the distance to a predetermined value to determine whether skew is present in the image depicting the target document.
7. The system of claim 6 , wherein the processor is further configured to control the image screen to present skew correction feedback information when skew is determined to be present in the image depicting the target document.
8. The system of claim 1 , wherein the assessment criterion comprises whether a corner of the image depicting the target document is detectable.
9. A method for capturing an image of a target document by a mobile computing device, the method comprising:
detecting a target document in a field of view of a camera having a camera lens disposed in the mobile computing device;
controlling an image screen to display an image depicting the target document and present feedback information describing an instruction for modifying the image of the target document to satisfy an assessment criterion, wherein the image screen is included in the mobile computing device;
determining whether the image has been modified to satisfy the assessment criterion; and
in response to determining the image satisfies the assessment criterion, controlling the mobile computing device to automatically capture the image with the camera.
10. The method of claim 9 , wherein controlling the image screen to present the feedback information comprises displaying a written instruction on an image screen for modifying the image based on the assessment criterion.
11. The method of claim 10 , wherein the written instruction requests a user to position the target document in the field of view of the camera.
12. The method of claim 9 , wherein controlling the image screen to present the feedback information comprises controlling the image screen to present the feedback information when the assessment criterion is determined not to be satisfied.
13. The method of claim 9 , wherein controlling the image screen to present the feedback information comprises displaying a non-alphanumeric visual indicator on the image screen for modifying the image of the target document.
14. The method of claim 9 , wherein detecting the target document in the field of view of the camera comprises:
measuring a distance from an edge of the target document in the field of view of the camera to an edge of the field of view; and
comparing the distance to a predetermined value to determine if skew is present in the image depicting the target document.
15. The method of claim 14 , further comprising controlling the image screen to present skew correction feedback information when skew is determined to be present in the image depicting the target document.
16. A non-transitory computer-readable medium comprising computer-readable instructions for depositing a check that, when executed by a processor of a mobile computing device, cause the processor to:
detect a target document in a field of view of a camera having a lens disposed in the mobile computing device;
control an image screen on the mobile computing device to display an image depicting the target document and present feedback information to a user of the camera describing an instruction for satisfying an assessment criterion of the image;
determine, based on the image of the target document in the field of view of the camera, whether the assessment criterion has been satisfied; and
control the mobile computing device to automatically capture the image with the camera upon determining the assessment criterion has been satisfied.
17. The non-transitory computer-readable medium of claim 16 , wherein the computer-readable instructions are further configured to cause the processor to control the image screen to present the feedback information by displaying a written instruction on a display screen for satisfying the assessment criterion.
18. The non-transitory computer-readable medium of claim 17 , wherein the computer-readable instructions are further configured to cause the processor to display written instruction requests for a user to position the target document in the field of view of the camera.
19. The non-transitory computer-readable medium of claim 16 , wherein the computer-readable instructions are further configured to cause the processor to control the image screen to present the feedback information when the assessment criterion is determined not to have been satisfied.
20. The non-transitory computer-readable medium of claim 16 , wherein the computer-readable instructions are further configured to cause the processor to control the image screen to present the feedback information by displaying a non-alphanumeric visual indicator on the image screen for modifying the image of the target document.