IP Library Granted Patent US 10,825,079
Granted Patent B2
US 10,825,079 · App. 16/849,219 · Granted Nov 3, 2020

System and method for providing data to a merchant device from a user device over a wireless link

Inventors: Thomas M. Isaacson (Huntingtown, MD); Ryan Connell Durham (Anchorage, AK)
Assignee: MONTICELLO ENTERPRISES LLC
G06Q30/0635G06Q30/0625G06Q30/0633G06Q30/0641
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Quick Facts
Patent No.
US 10,825,079
App. No.
16/849,219
Granted
Nov 3, 2020
Kind
B2
Abstract

A mobile device can establish a communication with a separate device via a single function action such as bringing the devices near to each other. A method can include establishing a communication between a mobile device and a separate device a via a wireless link, presenting an instruction associated with the potential purchase and receiving, after the instruction is displayed and interpreted by the mobile device, a single-function gesture which can be a security measure to prevent unauthorized purchase. The method includes retrieving the payment data from a memory of the mobile device and transmitting the payment data via the wireless link to the separate device to make a purchase.

Claims (44)

1. A mobile device comprising:

a processor;

a display;

a memory storing payment data; and

a computer-readable memory device storing instructions which, when executed by the processor, cause the processor to perform operations comprising:

establishing a communication between a separate device and the mobile device via a wireless link between the mobile device and the separate device, the communication being associated with a potential purchase;

presenting, on the display, an instruction associated with the potential purchase;

receiving, after the instruction is displayed, a combination of a first type of input and a second type of input with the mobile device from a user of the mobile device to confirm a payment for the potential purchase, the first type of input comprising at least one button press of a physical button that is separate from the display on the mobile device and the second type of input comprising a gesture which is interpreted independent of any interaction with the display the gesture comprising a security measure to prevent unauthorized purchases;

retrieving, based on the combination of the first type of input and the second type of input, the payment data from the memory; and

transmitting the payment data via the wireless link to the separate device to make a purchase, wherein transmitting the payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the payment data to the separate device.

2. The mobile device of claim 1 , wherein after the instruction is displayed and before receiving the gesture, the operations comprise, as part of the first type of input, receiving two button presses of the physical button.

3. The mobile device of claim 1 , wherein the payment data can be used by a merchant associated with the separate device to process the purchase.

4. The mobile device of claim 1 :

wherein the first type of input comprises two button presses of the physical button received prior to receiving the gesture.

5. The mobile device of claim 4 , wherein the combination of the first type of input and the second type of input initiates both the retrieving of the payment data from the memory and the transmitting of the payment data via the wireless link to the separate device to make the purchase.

6. The mobile device of claim 1 , wherein transmitting the payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the payment data to the separate device.

7. The mobile device of claim 1 , wherein the mobile device comprises a user device and wherein the separate device comprises a merchant device.

8. A method comprising:

establishing a communication between a mobile device and a separate device a via a wireless link between the mobile device and the separate device, the communication being associated with a potential purchase;

presenting, on a display of the mobile device, an instruction associated with the potential purchase;

receiving, after the instruction is displayed and interpreted by the mobile device, a combination of a first type of input and a second type of input, first type of input comprising at least one button press of a physical button that is separate from the display on the mobile device and the second type of input comprising a gesture from a user to confirm a payment for the potential purchase, the gesture not requiring any interaction with the display and the gesture comprising a security measure to prevent unauthorized purchases;

retrieving, based on the combination of the first type of input and the second type of input, payment data from a memory of the mobile device; and

transmitting the payment data via the wireless link to the separate device to make a purchase, wherein transmitting the payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the payment data to the separate device.

9. The method of claim 8 , wherein after the instruction is displayed and before receiving the gesture, the method further comprises receiving the at least one button press of the physical button.

10. The method of claim 8 , wherein the first type of input comprises two button presses of the physical button.

11. The method of claim 10 , wherein the combination of the first type of input and the second type of input initiates both the retrieving of the payment data from the memory and the transmitting of the payment data via the wireless link to the separate device to make the purchase.

12. The method of claim 8 , wherein the payment data is associated with a payment account for the user, the payment data being used to make the purchase.

13. The method of claim 8 , wherein transmitting the payment data via the wireless link to the separate device to make the purchase is performed according to a protocol for communicating the payment data to the separate device.

14. The method of claim 8 , wherein the mobile device comprises a user device and wherein the separate device comprises a merchant device.

15. A mobile device comprising:

a processor;

a display;

a physical button separate from the display;

a memory storing payment data; and

a computer-readable memory device storing instructions which, when executed by the processor, cause the processor to perform operations comprising:

establishing a communication between a separate device and the mobile device via a wireless link;

receiving a combination of a first type of input and a second type of input with the mobile device from a user of the mobile device to confirm a payment for a purchase, the first type of input comprising at least one button press of the physical button and the second type of input comprising a gesture which is interpreted independent of any interaction with the display, the gesture comprising a security measure to prevent unauthorized purchases;

retrieving, based on the combination of the first type of input and the second type of input, the payment data from the memory; and

transmitting, according to a protocol for communicating the payment data to the separate device, the payment data via the wireless link to the separate device to make the purchase.

16. The mobile device of claim 15 , wherein the operations further comprise, as part of the first type of input, receiving two button presses of the physical button.

17. The mobile device of claim 15 , wherein the payment data can be used by a merchant associated with the separate device to process the purchase.

18. The mobile device of claim 15 , wherein the first type of input comprises two button presses of the physical button prior to receiving the gesture.

19. The mobile device of claim 18 , wherein the combination of the first type of input and the second type of input initiates both the retrieving of the payment data from the memory and the transmitting of the payment data via the wireless link to the separate device to make the purchase.

20. The mobile device of claim 15 , wherein the mobile device comprises a user device and wherein the separate device comprises a merchant device.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 4, 2020
From: ISAACSON, THOMAS M.
To: MONTICELLO ENTERPRISES LLC
Reel/Frame 053393/0774 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 4, 2020
From: DURHAM, RYAN CONNELL
To: MONTICELLO ENTERPRISES LLC
Reel/Frame 053393/0851 →
Continuity (27)
Continuation 16801513 · Feb 26, 2020
Continuation 16721970 · Dec 20, 2019
Continuation 16675341 · Nov 6, 2019
Continuation 16573411 · Sep 17, 2019
Continuation 16573411
Continuation 16445297 · Jun 19, 2019
Continuation 16279685 · Feb 19, 2019
Continuation In Part 16126541 · Sep 10, 2018
Continuation In Part 15947395 · Apr 6, 2018
Continuation In Part 15720878 · Sep 29, 2017
Continuation In Part 15263057 · Sep 12, 2016
Continuation 15018954 · Feb 9, 2016
Continuation 14853579 · Sep 14, 2015
Continuation 14822368 · Aug 10, 2015
Continuation 14672876 · Mar 30, 2015
Continuation In Part 14230864 · Mar 31, 2014
Provisional Application 61973287 · Apr 1, 2014
Provisional Application 61972834 · Mar 31, 2014
Provisional Application 61972890 · Mar 31, 2014
Provisional Application 61972865 · Mar 31, 2014
Provisional Application 61972878 · Mar 31, 2014
Provisional Application 61972861 · Mar 31, 2014
Provisional Application 61972843 · Mar 31, 2014
Provisional Application 61972848 · Mar 31, 2014
Provisional Application 61972892 · Mar 31, 2014
Provisional Application 61972879 · Mar 31, 2014
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