IP Library Granted Patent US 11,301,931
Granted Patent B2
US 11,301,931 · App. 16/883,903 · Granted Apr 12, 2022

Systems and methods for providing user-specific dynamic content for facilitating online transactions

Inventors: Hugo Olliphant (San Francisco, CA); Ray Tanaka (San Jose, CA); Alan Tien (Shanghai, CN); Roy Vella (Twickenham, GB)
Assignee: PayPal, Inc.
G06Q40/02G06Q20/227G06Q30/02G06Q30/0253G06Q30/0601G06Q30/0641G06Q40/00G07F17/16
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 11,301,931
App. No.
16/883,903
Granted
Apr 12, 2022
Kind
B2
Abstract

Methods and systems for automatically providing dynamic content for facilitating a transaction are described herein. An online marketplace is accessed by a client device over a network. A user identifier associated with the client device is passed to a payment service provider via a merchant system associated with the online market place. Dynamic content is generated by the payment service provider in response to the user identifier and subsequently served to the client device over the network.

Claims (34)

1. A service provider system comprising:

one or more computer-readable memories storing program instructions; and

one or more hardware processors configured to execute the program instructions to cause the service provider system to perform operations comprising:

receiving, from a merchant system, a user identifier associated with a user;

determining an account, from a plurality of accounts, that corresponds to the user identifier;

in response to the determining the account, from the plurality of accounts, that corresponds to the user identifier, determining content, from a content database, to be provided to a user device of the user; and

transmitting the content to the merchant system, wherein the transmitting causes the content to be provided to the user device without requiring the user device to communicate with the service provider system.

2. The service provider system of claim 1 , wherein the content comprises an account balance of the account that corresponds to the user identifier.

3. The service provider system of claim 1 , wherein the content comprises a merchant rating or merchant information corresponding to a merchant associated with the merchant system.

4. The service provider system of claim 1 , wherein, prior to the service provider system receiving the user identifier, the user identifier is obtained by the merchant device system from the user device in response to a user interaction with a webpage or an application page of an online marketplace associated with the merchant system.

5. The service provider system of claim 4 , wherein the user interaction includes a selection of a user interface element associated with a product or a service displayed on the online marketplace.

6. The service provider system of claim 1 , wherein the content is determined based on the user identifier or information provided by the merchant system.

7. The service provider system of claim 1 , wherein the content is determined based on information associated with the account corresponding to the user identifier.

8. A method comprising:

receiving, from a merchant system by one or more hardware processors associated with a service provider system, a user identifier associated with a user;

determining, by the one or more hardware processors and from a plurality of accounts, an account that corresponds to the user identifier;

determining, by the one or more hardware processors, content, from a content database, to be provided to a user device of the user based on the account; and

transmitting, by the one or more hardware processors, the content to the merchant system, wherein the transmitting causes the content to be provided to the user device without requiring the user device to communicate with the service provider system.

9. The method of claim 8 , wherein the content comprises an account balance of the account that corresponds to the user identifier.

10. The method of claim 8 , wherein the content comprises a merchant rating or merchant information corresponding to a merchant associated with the merchant system.

11. The method of claim 8 , wherein, prior to receiving the user identifier, the user identifier is obtained by the merchant device from the user device in response to a user interaction with a webpage or an application page of an online marketplace associated with the merchant system.

12. The method of claim 11 , wherein the user interaction includes a selection of a user interface element associated with a product or a service displayed on the online marketplace.

13. The method of claim 8 , wherein the content is determined based on the user identifier or information provided by the merchant system.

14. The method of claim 8 , wherein the content is determined based on information associated with the account corresponding to the user identifier.

15. A non-transitory computer readable medium storing program instructions, the program instructions when executed cause a machine associated with a service provider system to perform operations comprising:

receiving, from a merchant system, a user identifier associated with a user;

determining an account, from a plurality of accounts, that corresponds to the user identifier;

in response to the determining the account, determining content, from a content database, to be provided to a user device of the user; and

transmitting the content to the merchant system, wherein the transmitting causes the content to be provided to the user device without requiring the user device to communicate with the service provider system.

16. The non-transitory computer readable medium of claim 15 , wherein the content comprises an account balance of the account that corresponds to the user identifier.

17. The non-transitory computer readable medium of claim 15 , wherein the content comprises a merchant rating or merchant information corresponding to a merchant associated with the merchant system.

18. The non-transitory computer readable medium of claim 15 , wherein, prior to the service provider system receiving the user identifier, the user identifier is obtained by the merchant device from the user device in response to a user interaction with a webpage or an application page of an online marketplace associated with the merchant system.

19. The non-transitory computer readable medium of claim 18 , wherein the user interaction comprises a selection of a user interface element associated with a product or a service displayed on the online marketplace.

20. The non-transitory computer readable medium of claim 15 , wherein the content is determined based on information associated with the account corresponding to the user identifier or information provided by the merchant system.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 11, 2020
From: OLLIPHANT, HUGO; TANAKA, RAY; TIEN, ALAN; VELLA, ROY
To: EBAY INC.
Reel/Frame 053454/0356 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 11, 2020
From: EBAY INC.
To: PAYPAL, INC.
Reel/Frame 053454/0459 →
Continuity (8)
Continuation 15954507 · Apr 16, 2018
Continuation 15431653 · Feb 13, 2017
Continuation 14556661 · Dec 1, 2014
Continuation 13646396 · Oct 5, 2012
Continuation 13238959 · Sep 21, 2011
Continuation 11697597 · Apr 6, 2007
Provisional Application 60790198 · Apr 7, 2006
Related Publication 20200357050A1 · Nov 12, 2020