Dynamic transaction card for visual impairment and methods thereof

1. A dynamic transaction card comprising:

a display;

a secure element to:

receive a signal from a transaction terminal; and

activate the display of the dynamic transaction;

an antenna to receive visual impairment settings and alert data from a mobile device; and

a microprocessor to convert the alert data into impairment data based on the visual impairment settings and to generate an image based on the impairment data;

wherein the image is displayed on the display.

2. The dynamic transaction card of claim 1 , wherein the alert data comprises financial account information including a balance, a credit limit, a budget balance, and/or a transaction amount.

3. The dynamic transaction card of claim 1 , wherein:

the alert data comprises alphanumeric financial account data; and

the image is non-alphanumeric.

4. The dynamic transaction card of claim 3 , wherein:

the microprocessor converts the alphanumeric financial account data into impairment data representative of a blinking pattern; and

the image is a blinking pattern wherein a rate of blinking of the display represents at least one of a balance, a credit limit, a budget balance, and/or a transaction amount.

5. The dynamic transaction card of claim 3 , wherein:

the microprocessor converts the alphanumeric financial account data into impairment data representative of geometric shapes; and

the image comprises a geometric shape wherein the geometric shape represents at least one of a balance, a credit limit, a budget balance, and/or a transaction amount.

6. The dynamic transaction card of claim 3 , wherein:

the microprocessor converts the alphanumeric financial account data into impairment data representative of non-alphanumeric symbols; and

the non-alphanumeric symbols comprise a first symbol indicating a first balance above a first predetermined threshold and a second symbol indicating a second balance below a second predetermined threshold.

7. The dynamic transaction card of claim 1 , wherein:

the alert data comprises financial account data associated with the dynamic transaction card;

the visual impairment settings indicate a particular visual impairment of a user;

the alert data comprises instructions for the microprocessor to convert the financial account data into the impairment data based on the particular visual impairment of the user; and

the visual impairment settings include display preferences for at least one of nearsightedness, farsightedness, or glaucoma.

8. The dynamic transaction card of claim 1 , wherein:

the antenna receives transaction rules from the mobile device; and

the transaction rules relate to a purchase amount, a time of day, a date, a day of the week, a particular merchant, a geographical location of a transaction, and/or a type of merchant.

9. A method comprising:

receiving, at a secure element of a transaction card, a signal from a transaction terminal;

receiving, at an input of the transaction card, alert data from a backend system comprising account data associated with the transaction card;

connecting, with a transceiver of the transaction card, to a mobile device;

receiving, at the transceiver, user settings from the mobile device including a visual impairment of a user of the mobile device; and

generating, on a display of the transaction card, an image based on the alert data and the user settings.

10. The method of claim 9 , wherein:

the input is the transceiver; and

the alert data is received from the backend system via the mobile device.

11. The method of claim 9 , wherein the account data comprises alphanumeric data, the method further comprising:

converting, with a microprocessor of the transaction card, the alphanumeric data into non-alphanumeric display data.

12. The method of claim 11 , wherein:

the non-alphanumeric display data is representative of a blinking pattern for the display; and

the image is a blinking pattern wherein a rate of blinking of the display represents at least one of a balance, a credit limit, a budget balance, and/or a transaction amount.

13. The method of claim 11 , wherein:

the non-alphanumeric display data is representative of geometric shapes; and

the image comprises a geometric shape wherein the geometric shape represents at least one of a balance, a credit limit, a budget balance, and/or a transaction amount.

14. The method of claim 11 , wherein:

the non-alphanumeric display data is representative of symbols; and

the symbols comprise a first symbol indicating a first balance above a first predetermined threshold and a second symbol indicating a second balance below a second predetermined threshold.

15. The method of claim 9 , wherein:

the input is a contact plate; and

the alert data is received at the contact plate from the transaction terminal.

16. The method of claim 15 , wherein the input further defines the secure element.

17. The method of claim 9 , wherein:

the account data is received in an alphanumeric format;

the alert data comprises instructions for a microprocessor to convert the account data into impairment data based on the visual impairment; and

the image is further based on the impairment data.

18. The method of claim 9 , further comprising:

receiving, at the transceiver, transaction rules from the mobile device;

wherein the transaction rules relate a purchase amount, a time of day, a date, a day of the week, a particular merchant, a geographical location of a transaction, and/or a type of merchant.

19. The method of claim 18 , further comprising:

receiving, at the secure element, a transaction request from the transaction terminal; and

transmitting, by the secure element, an approval or denial of the transaction request based on the transaction rules to the transaction terminal.

20. The method of claim 19 , further comprising calculating a fraud score for the transaction request based on a connection between the transaction card and the mobile device and the transaction rules.