IP Library Granted Patent US 11,954,680
Granted Patent B2
US 11,954,680 · App. 17/079,382 · Granted Apr 9, 2024

Devices, methods and computer readable mediums for providing access control

Inventors: Simon Phillips (York, GB); Alan Johnson (Maldon, GB); Michael John Cowen (London, GB)
Assignee: Mastercard International Incorporated
G06Q20/401G07B15/00G07C9/00309G07C9/00563G07C9/00571G07C9/00904G07C9/10G07C9/25G07C9/27
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Quick Facts
Patent No.
US 11,954,680
App. No.
17/079,382
Granted
Apr 9, 2024
Kind
B2
Abstract

Various implementation described herein are directed to a method for providing access control. User information is received at a device. A request to provide access control is generated by the device based on the received user information. The request is transmitted via a network to an access manager. A response to the request is received from the access manager. Access control via the device is provided based on the response to the request.

Claims (19)

1. A method, comprising:

receiving user information at a device;

generating, by the device, a request to provide access control and/or payment based on the received user information, the request comprising a payment authorization request;

transmitting the payment authorization request via a WIFI network to a locally administered access manager;

determining, by the locally administered access manager, an eligibility of a response via a lookup process based on the received user information, wherein the received user information comprises at least payment tokens, and wherein the locally administered access manager includes a listing of allowed payment tokens corresponding to one or more permitted dates and time intervals;

transmitting, by the locally administered access manager, the payment authorization request to an acquirer based on the determined eligibility of the response;

generating, by the acquirer, the response to the payment authorization request;

transmitting, by the acquirer, the response to the payment authorization request to the locally administered access manager;

receiving the response to the request via the WIFI network from the locally administered access manager; and

providing access control via the device based on the response to the payment authorization request.

2. The method of claim 1 , wherein the locally administered access manager determines the response via the lookup process using the received user information.

3. The method of claim 2 , wherein the payment authorization request comprises a zero-value or low-value payment authorization request.

4. The method of claim 1 , wherein the user information comprises cardholder information received from a payment card.

5. The method of claim 1 , wherein the user information comprises cardholder information received from a mobile device.

6. The method of claim 1 , wherein the user information comprises biometric information associated with a cardholder.

7. The method of claim 1 , wherein providing access control comprises locking and/or unlocking a barrier.

8. The method of claim 7 , wherein the device comprises a lock coupled to the barrier.

9. The method of claim 7 , wherein the barrier comprises a door or a gate.

10. The method of claim 1 , wherein providing access control comprises opening and/or closing a barrier.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 9, 2022
From: PHILLIPS, SIMON; COWEN, MICHAEL JOHN; JOHNSON, ALAN
To: MASTERCARD INTERNATIONAL INCORPORATED
Reel/Frame 058940/0369 →
Continuity (1)
Related Publication 20220129894A1 · Apr 28, 2022
Cited By (1)
US 12,662,012