ACQUIRING AN IDENTIFICATION CODE ASSOCIATED WITH A USER IN AN NFC TRANSACTION
A method and system for receiving digital artifacts from a management server. The method includes sending a request for a digital artifact from a mobile application to the management server for display within a specific mobile application generated screen, receiving the digital artifact from the management server, and displaying the digital artifact with the specific mobile application generated screen.
1 . A method for acquiring an identification code associated with a user in a Near Field Communication (NFC) transaction using an NFC protocol, the method comprising:
receiving, at a transaction server an identification code associated with the user via a first communication channel from an NFC terminal configured to use the NFC protocol, wherein the identification code associated with the user is transmitted to the NFC terminal via an NFC transceiver using a secure element application executed in response to a detection of a nearfield communication inductive signal from the NFC terminal, wherein he secure element memory maintains the identification code associated with the user, the secure element application configured to use the NFC protocol, the secure element memory, NFC transceiver configured to use the NFC protocol through a second communication channel, NFC processor configured to use the NFC protocol, and the NFC transceiver are included in a secure element permanently embedded in a mobile device, the mobile device comprising a mobile device memory that maintains a non-browser based application, a mobile device display, a mobile device processor, a mobile device wireless transceiver that supports voice and data interactions through the first communication channel, wherein the non-browser based application is a mobile operating system platform based application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon; and
transmitting the identification code associated with the user to a remote management server which determines a payment method that corresponds to the identification code associated with the user, wherein the payment method is maintained at the management server.
2 . The method of claim 1 , further wherein after the NFC transaction has been processed using the payment method that corresponds to the identification code associated with the user, receiving, at the mobile device, a digital artifact for display in the graphical user interface of the non-browser based application.
3 . The method of claim 2 , further wherein the digital artifact comprises an advertisement, receipt, ticket, coupon, media, metadata, and/or content.
4 . The method of claim 1 , wherein the payment method is information related to a credit card number, information related to a debit card number, or information related to a prepaid card number.
5 . The method of claim 1 , wherein no sensitive information is stored on the mobile device.
6 . The method of claim 5 , wherein the sensitive information comprises at least one of information related to the payment method or information related to an expiration date associated with the payment method.
7 . The method of claim 1 , further wherein the non-browser based application is operative when the mobile device is not connected to a wireless network.
8 . The method of claim 2 , further wherein the non-browser based application sends a request to the remote management server for retransmission of the digital artifact if it has not received the digital artifact from the remote management server within a certain period of time.
9 . The method of claim 2 , further wherein the non-browser based application can display the digital artifact when the mobile device is not connected to a wireless network.
10 . The method of claim 2 , further wherein, the digital artifact is based on the remote management server correlating the identification code associated with the user, information related to the payment method, information related to the user, information related to the NFC transaction, and information related to a transaction history of the user.
11 . A transaction server for acquiring an identification code associated with a user in a Near Field Communication (NFC) transaction using an NFC protocol comprising
a transaction server receiver that receives an identification code associated with a user via a first communication channel from an NFC terminal configured to use the NFC protocol, wherein the identification code associated with the user is transmitted to the NFC terminal via an NFC transceiver using a secure element application executed in response to a detection of a near field communication inductive signal from the NFC terminal, wherein he secure element memory maintains the identification code associated with the user, the secure element application configured to use the NFC protocol, the secure element memory, NFC transceiver configured to use the NFC protocol through a second communication channel, NFC processor configured to use the NFC protocol, and the NFC transceiver are included in a secure element permanently embedded in a mobile device, the mobile device comprising a mobile device memory that maintains a non-browser based application, a mobile device display, a mobile device processor, a mobile device wireless transceiver that supports voice and data interactions through the first communication channel, wherein the non-browser based application is a mobile operating system platform based application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon; and
transmits the identification code associated with the user to a remote management server which determines a payment method that corresponds to the identification code associated with the user, wherein the payment method is maintained at the management server.
12 . The transaction server of claim 11 , further wherein after the NFC transaction has been processed using the payment method that corresponds to the identification code associated with the user, receiving, at the mobile device, a digital artifact for display in the graphical user interface of the non-browser based application.
13 . The transaction server of claim 12 , further wherein the digital artifact comprises an advertisement, receipt, ticket, coupon, media, metadata, and/or content.
14 . The transaction server of claim 11 , wherein the payment method is information related to a credit card number, information related to a debit card number, or information related to a prepaid card number.
15 . The transaction server of claim 11 , wherein no sensitive information is stored on the mobile device.
16 . The transaction server of claim 15 , wherein the sensitive information comprises at least one of information related to the payment method or information related to an expiration date associated with the payment method.
17 . The transaction server of claim 11 , further wherein the non-browser based application is operative when the mobile device is not connected to a wireless network.
18 . The transaction server of claim 12 , further wherein the non-browser based application sends a request to the remote management server for retransmission of the digital artifact if it has not received the digital artifact from the remote management server within a certain period of time.
19 . The transaction server of claim 12 , further wherein, the non-browser based application can display the digital artifact when the mobile device is not connected to a wireless network.
20 . The transaction server of claim 12 , further wherein, the digital artifact is based on the remote management server correlating the identification code associated with the user, information related to the payment method, information related to the user, information related to the NFC transaction, and information related to a transaction history of the user.