LIDAR data and structural modeling based elevation determination

1. A method for determining elevation based on structural modeling and light detection and ranging (LIDAR) data, comprising:

determining a parcel boundary for a property, the parcel boundary corresponding to a polygon in accordance with latitude and longitude coordinates;

obtaining LIDAR bare earth data corresponding to an area within the parcel boundary, as preliminary elevation data;

determining a basis of structure boundary for a structure within the parcel boundary based, at least in part, on an absence of the LIDAR bare earth data within a region in the area within the parcel boundary;

generating one or more three-dimensional models based, at least in part, on photographic data of the property, the one or more three-dimensional models representing one or more portions of the structure that shadow earth from LIDAR signals to reach earth and reflect back toward a receiver;

determining a structure boundary for the structure based, at least in part, on the basis of structure boundary in combination with supplemental elevation data generated using the one or more three-dimensional models;

determining a buffer boundary, the buffer boundary having a same shape as the structure boundary and extending outwardly from the structure boundary by a fixed distance;

determining adjacent grade values based, at least in part, on a portion of the preliminary elevation data and supplemental elevation data that corresponds to an area between the structure boundary and the buffer boundary; and

obtaining a flood insurance estimate based, at least in part, on the adjacent grade values.

2. The method of claim 1 , wherein the one or more portions of the structure includes at least one of roof overhang, porch, patio, shrub, tree, or mechanical equipment platform.

3. The method of claim 1 , further comprising identifying and excluding one or more outlier elevation data points within the portion of the preliminary elevation data and supplemental elevation data.

4. The method of claim 3 , wherein identifying the one or more outlier elevation data points comprises:

generating a linear approximation of a local slope in the area between the structure boundary and the buffer boundary based on the preliminary elevation data and supplemental elevation data; and

identifying one or more outlier elevation data points in the area between the structure boundary and the buffer boundary that deviate substantially from the linear approximation of the local slope.

5. The method of claim 3 , wherein determining the adjacent grade values is further based on the excluding of the one or more outlier elevation data points.

6. The method of claim 1 , wherein determining the adjacent grade values comprises determining a highest adjacent grade (HAG) value and a lowest adjacent grade (LAG) value.

7. The method of claim 6 , further comprising:

determining geocoding information identifying a first location corresponding to the HAG value; and

determining geocoding information identifying a second location corresponding to the LAG value.

8. The method of claim 6 , further comprising:

automatically inputting the HAG value and the LAG value into an electronic elevation certificate record associated with the property.

9. A non-transitory computer-readable storage medium having stored contents that, when executed by one or more processors, cause the one or more processors to perform actions comprising:

obtaining LIDAR bare earth data corresponding to an area within a parcel boundary, as preliminary elevation data;

determining a basis of structure boundary for a structure within the parcel boundary based, at least in part, on an absence of the LIDAR bare earth data within a region in the area within the parcel boundary;

generating one or more three-dimensional models based, at least in part, on photographic data associated with the structure, the one or more three-dimensional models representing one or more portions of the structure that shadow earth from LIDAR signals to reach earth and reflect back toward a receiver;

determining a structure boundary for the structure based, at least in part, on the basis of structure boundary in combination with supplemental elevation data generated using the one or more three-dimensional models;

determining a buffer boundary, the buffer boundary extending outwardly from the structure boundary;

determining adjacent grade values based, at least in part, on a portion of the preliminary elevation data and supplemental elevation data that corresponds to an area between the structure boundary and the buffer boundary; and

applying the adjacent grade values to an estimation of flood insurance.

10. The computer-readable storage medium of claim 9 , wherein the one or more portions of the structure includes at least one of roof overhang, porch, patio, shrub, tree, or mechanical equipment platform.

11. The computer-readable storage medium of claim 9 , wherein the actions further comprise identifying and excluding one or more outlier elevation data points within the portion of the preliminary elevation data and supplemental elevation data.

12. The computer-readable storage medium of claim 11 , wherein identifying the one or more outlier elevation data points comprises:

generating a linear approximation of a local slope in the area between the structure boundary and the buffer boundary based on the preliminary elevation data and supplemental elevation data; and

identifying one or more outlier elevation data points in the area between the structure boundary and the buffer boundary that deviate substantially from the linear approximation of the local slope.

13. The computer-readable storage medium of claim 11 , wherein determining the adjacent grade values is further based on the excluding of the one or more outlier elevation data points.

14. The computer-readable storage medium of claim 9 , wherein determining the adjacent grade values comprises determining a highest adjacent grade (HAG) value and a lowest adjacent grade (LAG) value.

15. A system, comprising:

one or more processors; and

memory storing contents that, when executed by the one or more processors, cause the system to:

obtain LIDAR bare earth data corresponding to an area within a parcel boundary, as preliminary elevation data;

determine a basis of structure boundary for a structure within the parcel boundary based, at least in part, on an absence of the LIDAR bare earth data within a region in the area within the parcel boundary;

generate one or more three-dimensional models based, at least in part, on photographic data associated with the structure, the one or more three-dimensional models representing one or more portions of the structure that shadow earth from LIDAR signals to reach earth and reflect back toward a receiver;

determine a structure boundary for the structure based, at least in part, on the basis of structure boundary in combination with supplemental elevation data generated using the one or more three-dimensional models;

determine a buffer boundary, the buffer boundary extending outwardly from the structure boundary;

determine adjacent grade values based, at least in part, on a portion of the preliminary elevation data and supplemental elevation data that corresponds to an area between the structure boundary and the buffer boundary; and

use the adjacent grade values to obtain an estimate of flood insurance.

16. The system of claim 15 , wherein the one or more portions of the structure includes at least one of roof overhang, porch, patio, shrub, tree, or mechanical equipment platform.

17. The system of claim 15 , wherein the contents further cause the system to identify and exclude one or more outlier elevation data points within the portion of the preliminary elevation data and supplemental elevation data.

18. The system of claim 17 , wherein identifying the one or more outlier elevation data points comprises:

generating a linear approximation of a local slope in the area between the structure boundary and the buffer boundary based on the preliminary elevation data and supplemental elevation data; and

identifying one or more outlier elevation data points in the area between the structure boundary and the buffer boundary that deviate substantially from the linear approximation of the local slope.

19. The system of claim 17 , wherein determining the adjacent grade values is further based on the excluding of the one or more outlier elevation data points.

20. The system of claim 15 , wherein determining the adjacent grade values comprises determining a highest adjacent grade (HAG) value and a lowest adjacent grade (LAG) value.