IP Library › Granted Patent US 11,533,397
Granted Patent B1
US 11,533,397 · App. 17/214,398 · Granted Dec 20, 2022

On-hold experience

Inventors: Gregory David Hansen (San Antonio, TX); Megan Sarah Jennings (San Antonio, TX); Emily Margaret Gray (San Antonio, TX); Gregory B. Yarbrough (San Antonio, TX); Madhusudhana Abburi (San Antonio, TX); Charles Balasingh (San Antonio, TX); Janelle Denice Dziuk (Falls City, TX); Samip Dilip Mehra (Peoria, TX); David Patrick Dixon (Boerne, TX)
Assignee: United Services Automobile Association (USAA)
H04M3/428H04L51/046H04L67/55H04M3/382H04M3/5183
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Quick Facts
Patent No.
US 11,533,397
App. No.
17/214,398
Granted
Dec 20, 2022
Kind
B1
Abstract

Technology for placing a user on-hold can include sending a push notification to a user device after the call has been placed on-hold. A link in the push notification can request authentication credentials from the user. When the authentication credentials have been received and verified, a chat window can be launched via an application on the user device. The intent of the call can be determined based at least in part by information received via the chat window. The authentication information and the intent of the call can be transferred to a representative answering the call.

Claims (50)

1. A method for interacting with a user while the user is on-hold, comprising:

receiving, at an enterprise, a call from a user device associated with the user, wherein the user device includes an application associated with the enterprise;

placing the call into an on-hold status;

in response to the call being placed in the on-hold status, sending a push notification to the user device, wherein the push notification includes a link to access the application;

requesting, via the application, an intent of the call by the user;

determining a level of authentication for the user based on the intent of the call;

requesting authentication credentials associated with the level of authentication;

in response to receiving the authentication credentials, launching a chat window via the application to provide information to the user regarding the intent of the call; and

in response to a representative being available to answer the call, transferring information associated with the authentication credentials and the intent of the call to the representative answering the call.

2. The method of claim 1 , further comprising determining, based on an on-hold user preferences profile of the user, at least one activity for the user while the call is in the on-hold status.

3. The method of claim 2 , further comprising providing the at least one activity in at least one of the chat window and a speaker of the user device, the at least one activity comprising an account balance, a selected form of entertainment, a predetermined music type or station or streaming service, marketing material, financial information or advice, or a menu of options for the user to choose from.

4. The method of claim 1 , wherein after determining the intent of the call, the method further comprises:

determining whether there is a digital solution; and

providing information regarding the digital solution in at least one of the chat window and a speaker of the user device.

5. The method of claim 1 , further comprising routing the call based on the intent of the call.

6. The method of claim 1 , wherein the authentication credentials include facial recognition, fingerprint recognition, voice recognition or a passcode.

7. The method of claim 1 , further comprising displaying a list of options in the chat window that includes a link configured to initiate displaying information in the chat window after the link is selected or initiate the transferring of the call to the representative.

8. A system for interacting with a user while the user is on-hold, comprising:

a server including one or more processors and one or more memories storing instructions that, when executed by the one or more processors, cause the server to perform a process comprising:

receiving, at an enterprise, a call from a user device associated with the user, wherein the user device includes an application associated with the enterprise;

placing the call into an on-hold status;

in response to the call being placed in the on-hold status, sending a push notification to the user device, wherein the push notification includes a link to access the application;

requesting, via the application, an intent of the call by the user;

determining a level of authentication for the user based on the intent of the call;

requesting authentication credentials associated with the level of authentication;

in response to receiving the authentication credentials, launching a chat window via the application to provide information to the user regarding the intent of the call; and

in response to a representative being available to answer the call, transferring information associated with the authentication credentials and the intent of the call to the representative answering the call.

9. The system of claim 8 , wherein the process further comprises determining, based on an on-hold user preferences profile of the user, at least one activity for the user while the call is in the on-hold status.

10. The system of claim 9 , wherein the process further comprises providing the at least one activity in at least one of the chat window and a speaker of the user device, the at least one activity comprising an account balance, a selected form of entertainment, a predetermined music type or station or streaming service, marketing material, financial information or advice, or a menu of options for the user to choose from.

11. The system of claim 8 , wherein the process further comprises, after the determining the intent of the call:

determining whether there is a digital solution; and

providing information regarding the digital solution in at least one of the chat window and a speaker of the user device.

12. The system of claim 8 , wherein the process further comprises routing the call based on the intent of the call.

13. The system of claim 8 , wherein the authentication credentials include facial recognition, fingerprint recognition, voice recognition or a passcode.

14. The system of claim 8 , wherein the process further comprises displaying a list of options in the chat window that includes a link configured to initiate displaying information in the chat window after the link is selected or initiate the transfer of the call to the representative.

15. A non-transitory machine-readable medium having machine executable instructions stored thereon that, when executed by one or more processors, direct the one or more processors to perform a method comprising:

receiving, at an enterprise, a call from a user device associated with the user, wherein the user device includes an application associated with the enterprise;

placing the call into an on-hold status;

in response to the call being placed in the on-hold status, sending a push notification to the user device, wherein the push notification includes link to access the application;

requesting, via the application, an intent of the call by the user;

determining a level of authentication credentials associated with the level of authentication;

in response to receiving the authentication credentials, launching a chat window via the application to provide information to the user regarding the intent of the call, and

in response to a representative being available to answer the call, transferring information associated with the authentication credentials and the intent of the call to the representative answering the call.

16. The non-transitory machine-readable medium of claim 15 , the method further comprising determining, based on an on-hold user preferences profile of the user, at least one activity for the user while the call is in the on-hold status.

17. The non-transitory machine-readable medium of claim 16 , the method further comprising providing the at least one activity in at least one of the chat window and a speaker of the user device, the at least one activity comprising an account balance, a selected form of entertainment, a predetermined music type or station or streaming service, marketing material, financial information or advice, or a menu of options for the user to choose from.

18. The non-transitory machine-readable medium of claim 15 , wherein after determining the intent of the call, the method further comprises:

determining whether there is a digital solution; and

providing information regarding the digital solution in at least one of the chat window and a speaker of the user device.

19. The non-transitory machine-readable medium of claim 15 , wherein the method further comprises routing the call based on the intent of the call.

20. The non-transitory machine-readable medium of claim 15 , wherein the authentication credentials include facial recognition, fingerprint recognition, voice recognition or a passcode.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 10, 2022
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 061359/0069 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 11, 2022
From: HANSEN, GREGORY DAVID; JENNINGS, MEGAN SARAH; GRAY, EMILY MARGARET; YARBROUGH, GREGORY B.; ABBURI, MADHUSUDHANA; BALASINGH, CHARLES; DZIUK, JANELLE DENICE; MEHRA, SAMIP DILIP; DIXON, DAVID PATRICK
To: UIPCO, LLC
Reel/Frame 060475/0093 →
Continuity (1)
Provisional Application 63001101 · Mar 27, 2020
Cited By (3)
US 12,212,716 US 12,476,951 US 12,641,179