IP Library Granted Patent US 11,748,512
Granted Patent B2
US 11,748,512 · App. 17/307,221 · Granted Sep 5, 2023

Protecting client personal data from customer service agents

Inventors: Fardin Abdi Taghi Abad (Champaign, IL); Austin Grant Walters (Savoy, IL); Jeremy Edward Goodsitt (Champaign, IL); Reza Farivar (Champaign, IL); Vincent Pham (Champaign, IL); Mark Louis Watson (Sedona, AZ); Kenneth Taylor (Champaign, IL); Anh Truong (Champaign, IL)
Assignee: Capital One Services, LLC
G06F21/6245G06F16/907G06F21/31G10L15/08H04L9/3213H04L9/3226H04M3/2281G10L15/26H04L2209/42H04M2203/6009
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Quick Facts
Patent No.
US 11,748,512
App. No.
17/307,221
Granted
Sep 5, 2023
Kind
B2
Abstract

Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.

Claims (35)

1. An apparatus, comprising:

a storage device to store personal data linked with a token, the personal data indicative of sensitive personal information of a customer; and

logic, at least a portion of which is implemented in circuitry coupled to the storage device, the logic to:

receive a communication over a networking connection from a computing device, the communication comprising sensitive data;

generate replacement data for the sensitive data;

store the replacement data in the storage device, the replacement data linked with the sensitive data in the storage device; and

provide the replacement data on a display to a user, and the logic configured to retrieve and use the sensitive data when the replacement data is entered in a data entry field to perform an operation.

2. The apparatus of claim 1 , wherein the communication is a voice communication comprising verbal data, and the logic to detect the sensitive data in the verbal data.

3. The apparatus of claim 1 , wherein the communication is a data communication comprising non-verbal data, and the logic to detect the sensitive data in the non-verbal data.

4. The apparatus of claim 1 , wherein the replacement data is stored with an identifier to link the replacement data with the sensitive data in the storage device.

5. The apparatus of claim 1 , wherein the replacement data and the sensitive data comprise different alpha-numeric characters.

6. The apparatus of claim 1 , wherein the communication is a voice communication and the replacement data is verbal data.

7. The apparatus of claim 1 , wherein the communication is a non-verbal communication and the replacement data is non-verbal data.

8. The apparatus of claim 1 , the logic to:

receive the replacement data via the data entry field; and

retrieve the sensitive data from the storage device to perform the operation, the sensitive data determined based on the link between the replacement data and the sensitive data.

9. The apparatus of claim 8 , the logic to perform the operation with the sensitive data without exposing the sensitive data to the user.

10. The apparatus of claim 1 , wherein the sensitive data is detected within the communication utilizing text recognition techniques, a speech recognition technique, and/or a machine-learning technique.

11. A computer-implemented method, comprising:

receiving a communication over a networking connection from a computing device, the communication comprising sensitive data;

generating replacement data for the sensitive data;

storing the replacement data in a storage device, the replacement data linked with the sensitive data in the storage device;

causing the replacement data to display on a display to a user; and

receiving the replacement data to perform an operation.

12. The computer-implemented method of claim 11 , wherein the communication is a voice communication comprising verbal data, and the computer-implemented method further comprises detecting the sensitive data in the verbal data.

13. The computer-implemented method of claim 11 , wherein the communication is a data communication comprising non-verbal data, and the computer-implemented method further comprises detecting the sensitive data in the non-verbal data.

14. The computer-implemented method of claim 11 , wherein the replacement data is stored with an identifier to link the replacement data with the sensitive data in the storage device.

15. The computer-implemented method of claim 11 , wherein the replacement data and the sensitive data comprise different alpha-numeric characters.

16. The computer-implemented method of claim 11 , wherein the communication is a voice communication and the replacement data is verbal data.

17. The computer-implemented method of claim 11 , wherein the communication is a non-verbal communication and the replacement data is non-verbal data.

18. The computer-implemented method of claim 11 , comprising:

receiving the replacement data via a data entry field to perform the operation; and

retrieving the sensitive data from the storage device to perform the operation, the sensitive data determined based on the link between the replacement data and the sensitive data.

19. The computer-implemented method of claim 18 , comprising performing the operation with the sensitive data without exposing the sensitive data to the user.

20. The computer-implemented method of claim 19 , wherein the sensitive data is detected within the communication utilizing text recognition techniques, a speech recognition technique, and/or a machine-learning technique.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 5, 2021
From: ABDI TAGHI ABAD, FARDIN; WALTERS, AUSTIN GRANT; GOODSITT, JEREMY EDWARD; FARIVAR, REZA; PHAM, VINCENT; WATSON, MARK LOUIS; TAYLOR, KENNETH; TRUONG, ANH
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 056139/0950 →
Continuity (4)
Continuation 16596706 · Oct 8, 2019
Continuation 16154663 · Oct 8, 2018
Continuation 16154581 · Oct 8, 2018
Related Publication 20210256158A1 · Aug 19, 2021
Cited By (1)
US 12,572,686