IP Library Granted Patent US 11,573,809
Granted Patent B2
US 11,573,809 · App. 17/368,955 · Granted Feb 7, 2023

Method and system for providing virtual services

Inventors: Jürgen Eckert (Frankfurt am Main, DE); Michael Horf (Frankfurt am Main, DE); Axel Schardt (Frankfurt am Main, DE)
Assignee: Degussa Bank AG
G06F9/451G06F3/0482G06Q10/1095
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Quick Facts
Patent No.
US 11,573,809
App. No.
17/368,955
Granted
Feb 7, 2023
Kind
B2
Abstract

A technique is provided for providing virtual services. The technique includes generating a virtual environment comprising a plurality of user interface (UI) objects that corresponds to a plurality of services provided by a service provider. The technique further includes rendering the generated plurality of UI objects on an electronic device of a user in a manner to provide a user experience (UX) to the user that emulates a physical experience of the user with the services provider. The technique further includes processing a request received from the user corresponding to a selection of a UI object from the rendered plurality of UI objects. The technique further includes providing a service to the user that corresponds to the selected UI object.

Claims (48)

1. A system for providing virtual services, the system comprising:

a processor; and

a memory storing instructions for execution by the processor, wherein the processor is configured by the instructions to:

generate a virtual environment comprising a plurality of user interface (UI) objects that corresponds to a plurality of services provided by a service provider, wherein the plurality of services are categorized in one or more categories, and wherein each of the one or more categories of services is associated with one or more users from a plurality of users;

tag a plurality of executives capable of servicing an associated service from the plurality of services while generating the plurality of UI objects of the virtual environment, wherein the plurality of executives is clustered into a separate UI object cluster of the plurality of the UI objects to be displayed in the virtual environment based on the tagging;

render the generated plurality of UI objects to navigate a virtual space on an electronic device of a user in a manner to provide a user experience (UX) to the user that emulates a physical experience of the user with the service provider, wherein the plurality of UI objects are grouped in one or more sections each corresponding to the one or more categories of services;

process a request received from the user corresponding to a selection of a UI object from the rendered plurality of UI objects to determine a service which is to be provided to the user; and

provide the determined service to the user that corresponds to the selected UI object.

2. The system of claim 1 , wherein the service provider corresponds to a bank and the plurality of services comprise one or more services for providing banking services, one or more services for booking appointment, one or more services for exchange of documents, and one or more services for providing customer support.

3. The system of claim 2 , wherein the plurality of UI objects comprises UI objects corresponding to a stock price listings, real-time news flashes, advertisements, weather information, listing of banking services provided by a bank, one or more tutorials for availing the listed services, Universal Resource Locator (URLs) corresponding to social networking pages of the bank, and notice board.

4. The system of claim 2 , wherein for enabling booking of an appointment, the processor is configured to render one or more UI objects for: selection of a date and time of the appointment, selection of a category of requested service, and selection of an executive from a plurality of executives capable of providing the requested service.

5. The system of claim 2 , wherein the processor is configured to:

generate one or more confirmations corresponding to a booked appointment for providing the requested service from the plurality of services; and

transmit the generated one or more confirmations to the service provider and the user.

6. The system of claim 4 , wherein the processor is further configured to provide a real-time status indicative of an availability of one or more executives from the plurality of executives tasked with providing one or more services from the plurality of services.

7. The system of claim 6 , wherein the plurality of UI objects enable communication between the user and the one or more executives using one or more of: a telephone call, a voice over Internet (VoIP) call, a chat, a video conference, email, a screen-sharing session, a whiteboard, and short messaging service (SMS).

8. The system of claim 6 , wherein the processor is configured to provide one or more interface to each executive from the one or more executives for one or more of:

tracking one or more requests received from a plurality of users corresponding to requested services from the plurality of services;

establishing communication with a user from the plurality of users; and

generating one or more insights corresponding to the one or more requests serviced by an executive from the one or more executive.

9. The system of claim 1 , wherein the processor is further configured to render one or more UI objects to the user for providing feedback corresponding to a service provided to the user by an executive.

10. The system of claim 1 , wherein the electronic device is one of a Virtual Reality (VR) glass, Personal Digital Assistant (PDA), laptop, desktop, tablet.

11. A method of providing virtual services, the method comprising:

generating, by a virtual service platform, a virtual environment comprising a plurality of user interface (UI) objects that corresponds to a plurality of services provided by a service provider, wherein the plurality of services are categorized in one or more categories, and wherein each of the one or more categories of services is associated with one or more users from a plurality of users;

tagging a plurality of executives capable of servicing an associated service from the plurality of services while generating the plurality of UI objects of the virtual environment, wherein the plurality of executives is clustered into a separate UI object cluster of the plurality of the UI objects to be displayed in the virtual environment based on the tagging;

rendering, by the virtual services platform, the generated plurality of UI objects to navigate a virtual space on an electronic device of a user in a manner to provide a user experience (UX) to the user that emulates a physical experience of the user with the bank, wherein the plurality of UI objects are grouped in one or more sections each corresponding to the one or more categories of services;

processing, by the virtual services platform, a request received from the user corresponding to a selection of a UI object from the rendered plurality of UI objects to determine a service which is to be provided to the user; and

providing, by the virtual services platform, the determined service to the user that corresponds to the selected UI object.

12. The method of claim 11 , wherein the service provider corresponds to a bank and the plurality of services comprise one or more services for providing banking services, one or more services for booking appointment, one or more services for exchange of documents, and one or more services for providing customer support.

13. The method of claim 11 , wherein the plurality of UI objects comprises UI objects corresponding to a stock price listings, real-time news flashes, advertisements, weather information, listing of banking services provided by a bank, one or more tutorials for availing the listed services, Universal Resource Locator (URLs) corresponding to social networking pages of the bank, and notice board.

14. The method of claim 12 , wherein the booking of an appointment comprises:

selection of a date and time of the appointment, selection of a category of requested service, and selection of an executive from a plurality of executives capable of providing the requested service.

15. The method of claim 12 , further comprising:

generating one or more confirmations corresponding to a booked appointment for providing the requested service from the plurality of services; and

transmitting the generated one or more confirmations to the service provider and the user.

16. The method of claim 14 , further comprising providing a real-time status indicative of an availability of one or more executives from the plurality of executives tasked with providing one or more services from the plurality of services.

17. The method of claim 16 , wherein the plurality of UI objects enable communication between the user and the one or more executives using one or more of: a telephone call, a voice over Internet (VoIP) call, a chat, a video conference, email, a screen-sharing session, a whiteboard, and short messaging service (SMS).

18. The method of claim 16 , further comprising providing one or more interface to each executive from the one or more executives for one or more of:

tracking one or more requests received from a plurality of users corresponding to requested services from the plurality of services;

establishing communication with a user from the plurality of users; and

generating one or more insights corresponding to the one or more requests serviced by an executive from the one or more executive.

19. The method of claim 11 , the one or more UI objects from the plurality of UI objects enable the user in providing feedback corresponding to a service provided to the user by an executive.

20. A non-transitory computer-readable storage medium storing instructions, which when executed by a processor enable the processor to execute a one or more operations for providing virtual services, the one or more operations comprising:

generating a virtual environment comprising a plurality of user interface (UI) objects that corresponds to a plurality of services provided by a service provider, wherein the plurality of services are categorized in one or more categories, and wherein each of the one or more categories of services is associated with one or more users from a plurality of users;

tagging a plurality of executives capable of servicing an associated service from the plurality of services while generating the plurality of UI objects of the virtual environment, wherein the plurality of executives is clustered into a separate UI object cluster of the plurality of the UI objects to be displayed in the virtual environment based on the tagging;

rendering the generated plurality of UI objects to navigate a virtual space on an electronic device of a user in a manner to provide a user experience (UX) to the user that emulates a physical experience of the user with the service provider, wherein the plurality of UI objects are grouped in one or more sections each corresponding to the one or more categories of services;

processing a request received from the user corresponding to a selection of a UI object from the rendered plurality of UI objects to determine a service which is to be provided to the user; and

providing the determined service to the user that corresponds to the selected UI object.

Assignments (3)
CORRECTIVE ASSIGNMENT TO CORRECT THE PATENT NUMBER PREVIOUSLY RECORDED AT REEL: 72002 FRAME: 420. ASSIGNOR(S) HEREBY CONFIRMS THE ASSIGNMENT. Recorded Aug 26, 2025
From: OLDENBURGISCHE LANDESBANK AKTIENGESELLSCHAFT
To: SCHARDT, AXEL
Reel/Frame 072528/0792 →
MERGER Recorded Jun 23, 2025
From: DEGUSSA BANK AG
To: OLDENBURGISCHE LANDESBANK AKTIENGESELLSCHAFT
Reel/Frame 071696/0293 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 7, 2021
From: ECKERT, JÜRGEN; HORF, MICHAEL; SCHARDT, AXEL
To: DEGUSSA BANK AG
Reel/Frame 056771/0824 →
Priority Claims (1)
EP 21170183 · Apr 23, 2021 · regional
Continuity (1)
Related Publication 20220343418A1 · Oct 27, 2022